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Contractual interest incomeon unpaid...$428,581K (14.01%↑ Y/Y)Amortization of discount onloans$85,904K (33.98%↑ Y/Y)Merchant Network$328,380K (34.09%↑ Y/Y)Virtual Card Network$73,035K (25.61%↑ Y/Y)Interest income$493,626K (20.58%↑ Y/Y)Revenue$401,415K (32.46%↑ Y/Y)Gain on sales of loans$185,231K (47.85%↑ Y/Y)Servicing income$42,748K (49.00%↑ Y/Y)Writeoffs, net$13,882K (153.86%↑ Y/Y)Amortization of premiums onloans$6,977K (242.91%↑ Y/Y)Total revenue, net$1,123,019K (29.62%↑ Y/Y)Operating income (gain)$117,626K (2821.56%↑ Y/Y)Other income, net$15,612K (-82.09%↓ Y/Y)Total operatingexpenses$1,005,393K (15.47%↑ Y/Y)Income (loss) beforeincome taxes$133,238K (60.80%↑ Y/Y)Foreign currencytranslation adjustments$7,836K (122.09%↑ Y/Y)Provision for creditlosses$214,153K (39.99%↑ Y/Y)Technology and dataanalytics$184,871K (24.73%↑ Y/Y)Processing and servicing$158,582K (36.76%↑ Y/Y)General andadministrative$141,223K (1.30%↑ Y/Y)Funding costs$111,717K (3.67%↑ Y/Y)Sales and marketing$98,782K (-27.39%↓ Y/Y)Loss on loan purchasecommitment$96,065K (36.69%↑ Y/Y)Net income (loss)$129,586K (61.26%↑ Y/Y)Net othercomprehensive income (loss)$7,450K (119.39%↑ Y/Y)Income tax expense$3,652K (46.14%↑ Y/Y)Gain on cash flowhedges-$305K (89.38%↑ Y/Y)Unrealized loss (gain) onsecurities available for...-$81K (8.99%↑ Y/Y)Comprehensive income (loss)$137,037K (226.83%↑ Y/Y)
Income Statement
source: myfinsight.com
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Affirm Holdings, Inc. (AFRM)

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Affirm Holdings, Inc. (AFRM)