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Loans$9,427K (5.85%↑ Y/Y)Us government andagency obligations$633K (39.43%↑ Y/Y)Federal funds sold$624K (-29.65%↓ Y/Y)Mortgage backedsecurities$450K (16.28%↑ Y/Y)Municipals - taxable$398K (27.97%↑ Y/Y)Corporates$145K (7.41%↑ Y/Y)Interest bearingdeposits$98K (-20.33%↓ Y/Y)Municipals - tax exempt$63K (250.00%↑ Y/Y)Dividends$11K (-15.38%↓ Y/Y)Total interest income$11,849K (5.47%↑ Y/Y)Net interest income$8,734K (13.15%↑ Y/Y)(recovery of) provisionfor credit losses-$146K (-206.57%↓ Y/Y)Wealth management fees$1,413K (12.59%↑ Y/Y)Gains on sale of loansheld for sale$1,196K (42.89%↑ Y/Y)Service charges, feesand commissions$994K (1.33%↑ Y/Y)Life insuranceincome$211K (12.23%↑ Y/Y)Income from smallbusiness investment...$131K Other$19K (-13.64%↓ Y/Y)Total interestexpense$3,115K (-11.38%↓ Y/Y)Net interest incomeafter (recovery of)...$8,880K (17.12%↑ Y/Y)Total noninterestincome$3,964K (20.74%↑ Y/Y)Time deposits$1,954K (-6.01%↓ Y/Y)Now, money marketsavings$1,028K (-17.63%↓ Y/Y)Other borrowings$119K (33.71%↑ Y/Y)Finance leases$14K (-17.65%↓ Y/Y)Income before incometaxes$3,479K (234.84%↑ Y/Y)Total noninterestexpenses$9,365K (-4.69%↓ Y/Y)Net income$2,774K (229.45%↑ Y/Y)Income tax expense$705K (257.87%↑ Y/Y)Salaries and employeebenefits$5,500K (15.14%↑ Y/Y)Professional and otheroutside expense$770K (-55.10%↓ Y/Y)Equipment$747K (11.49%↑ Y/Y)Occupancy$608K (6.67%↑ Y/Y)Data processing$475K (-42.07%↓ Y/Y)Other$450K (-3.43%↓ Y/Y)Credit expense$190K (2.15%↑ Y/Y)Marketing$189K (-4.55%↓ Y/Y)Supplies$160K (12.68%↑ Y/Y)Amortization of intangibles$140K (0.00%↑ Y/Y)Fdic insuranceexpense$136K (-4.23%↓ Y/Y)
Income Statement
source: myfinsight.com

BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)

BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)