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Interest and fees on loans$36,362K Taxable$2,511K Nontaxable$879K Dividends$422K Interest-bearing deposits withbanks$103K Total interest anddividend income$40,277K (3.24%↑ Y/Y)Net interest income$26,113K Service charges$1,324K Other$708K Earnings on bank ownedlife insurance$570K Brokerage and insurance$569K Gains on loans sold$265K Trust$235K Equity security losss(gaines), net$19K Total interestexpense$14,164K (-11.54%↓ Y/Y)Net interest incomeafter provision for...$25,613K Total non-interestincome$3,690K (7.67%↑ Y/Y)Provision for creditlosses$500K (-20.00%↓ Y/Y)Deposits$11,305K Borrowed funds$2,859K Income beforeprovision for income taxes$12,702K Total non-interestexpenses$16,601K Net income$10,376K (36.15%↑ Y/Y)Provision for income taxes$2,326K (32.54%↑ Y/Y)Salaries and employeebenefits$10,276K (-0.13%↓ Y/Y)Other$2,557K Occupancy$1,412K (4.13%↑ Y/Y)Professional fees$540K Software expenses$455K Fdic insurance$395K Pennsylvania shares tax$377K Furniture and equipment$287K Other real estateowned expenses$196K Amortization of intangibles$106K
Income Statement

CITIZENS FINANCIAL SERVICES INC (CZFS)

CITIZENS FINANCIAL SERVICES INC (CZFS)

source: myfinsight.com