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Income Statement
CITIZENS & NORTHERN CORP (CZNC)
source: myfinsight.com
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Taxable$28,051K (2.04%↑ Y/Y)Tax-exempt$602K (1.35%↑ Y/Y)Other interest anddividend income$893K (63.85%↑ Y/Y)Taxable$2,329K (8.98%↑ Y/Y)Tax-exempt$579K (3.39%↑ Y/Y)Total interest anddividend income$32,454K (3.60%↑ Y/Y)Net interest income$21,142K (8.73%↑ Y/Y)Trust revenue$1,967K (-2.33%↓ Y/Y)Increase in cashsurrender value of life...$466K (4.95%↑ Y/Y)Brokerage and insurancerevenue$554K (5.12%↑ Y/Y)Net gains from saleof loans$312K (32.77%↑ Y/Y)Other noninterestincome$2,030K (4.48%↑ Y/Y)Revenue-Debit Card$1,218K Revenue-Deposit Account$1,422K Revenue-Bank Servicing$173K Total interestexpense$11,312K (-4.79%↓ Y/Y)Net interest incomeafter provision for...$18,788K (-0.49%↓ Y/Y)Total noninterestincome$8,142K (3.67%↑ Y/Y)Provision for creditlosses$2,354K (316.64%↑ Y/Y)Interest on senior notes,net$120K (0.00%↑ Y/Y)Interest on subordinateddebt, net$233K (0.43%↑ Y/Y)Interest on deposits$9,284K (-0.32%↓ Y/Y)Interest on long-termborrowings - fhlb advances$1,674K (-9.76%↓ Y/Y)Interest on short-termborrowings$1K (-99.72%↓ Y/Y)Income before incometax provision$7,532K (0.71%↑ Y/Y)Total noninterestexpense$19,398K (0.74%↑ Y/Y)Net income$6,117K (0.07%↑ Y/Y)Income tax provision$1,415K (3.59%↑ Y/Y)Automated teller machineand interchange...$403K (-14.80%↓ Y/Y)Pennsylvania shares tax$470K (8.29%↑ Y/Y)Merger-related expenses$167K Data processing andtelecommunications expense$1,981K (-1.10%↓ Y/Y)Net occupancy andequipment expense$1,403K (5.25%↑ Y/Y)Other noninterestexpense$3,401K (-1.05%↓ Y/Y)Professional fees$506K (-8.33%↓ Y/Y)Salaries and employeebenefits$11,067K (0.40%↑ Y/Y)