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And Fee Income Loans$36,583K (30.42%↑ Y/Y)Income Securities$3,507K (50.58%↑ Y/Y)On Loans ToPolitical Subdivisions$629K (4.49%↑ Y/Y)Income Securities TaxExempt$562K (-2.94%↓ Y/Y)Other interest anddividend income$285K (-68.09%↓ Y/Y)Total interest anddividend income$41,566K (28.08%↑ Y/Y)Net interest income$29,618K (40.09%↑ Y/Y)Credit (provision) forcredit losses-$1,846K (-178.42%↓ Y/Y)Other noninterestincome$2,305K (13.55%↑ Y/Y)Trust revenue$2,242K (13.98%↑ Y/Y)Revenue-Deposit Account$1,761K (23.84%↑ Y/Y)Revenue-Debit Card$1,347K (10.59%↑ Y/Y)Brokerage and insurancerevenue$816K (47.29%↑ Y/Y)Net gains from saleof loans$608K (94.87%↑ Y/Y)Increase in cashsurrender value of life...$527K (13.09%↑ Y/Y)Revenue-Bank Servicing$193K (11.56%↑ Y/Y)Realized gains onavailable-for-sale debt...$1K Total interestexpense$11,948K (5.62%↑ Y/Y)Net interest incomeafter (credit)...$31,464K (67.47%↑ Y/Y)Total noninterestincome$9,800K (20.36%↑ Y/Y)Interest on deposits$9,820K (5.77%↑ Y/Y)Interest on long-termborrowings - fhlb advances$1,423K (-14.99%↓ Y/Y)Interest on short-termborrowings$337K (33600.00%↑ Y/Y)Interest on subordinateddebt, net$287K (23.18%↑ Y/Y)Interest on senior notes,net$81K (-32.50%↓ Y/Y)Income before incometax provision$17,425K (131.35%↑ Y/Y)Total noninterestexpense$23,839K (22.89%↑ Y/Y)Net income$14,057K (129.80%↑ Y/Y)Income tax provision$3,368K (138.02%↑ Y/Y)Salaries and employeebenefits$13,197K (19.25%↑ Y/Y)Other noninterestexpense$4,799K (41.11%↑ Y/Y)Data processing andtelecommunications expense$2,249K (13.53%↑ Y/Y)Net occupancy andequipment expense$1,728K (23.16%↑ Y/Y)Professional fees$744K (47.04%↑ Y/Y)Pennsylvania shares tax$587K (24.89%↑ Y/Y)Automated teller machineand interchange...$535K (32.75%↑ Y/Y)
Income Statement

CITIZENS & NORTHERN CORP (CZNC)

CITIZENS & NORTHERN CORP (CZNC)

source: myfinsight.com