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Loans, including fees$14,339K (-4.67%↓ Y/Y)Taxable$1,984K (12.66%↑ Y/Y)Interest-bearing deposits inother banks$1,044K (-3.96%↓ Y/Y)Tax-exempt$138K (-0.72%↓ Y/Y)Dividends and interest onall other...$57K (-25.97%↓ Y/Y)Federal funds sold$12K (0.00%↑ Y/Y)Total interest anddividend income$17,574K (-3.00%↓ Y/Y)Net interest income$12,179K (0.52%↑ Y/Y)Noninterestrevenue-Fiduciary And Trust$1,273K Noninterestrevenue-Financial Service Other$1,017K Noninterestrevenue-Deposit Account$767K Bank-owned life insuranceincome$291K (7.78%↑ Y/Y)Total interestexpense$5,395K (-10.11%↓ Y/Y)Noninterestrevenue-Service Other$153K Net interest incomeafter provision for...$11,711K (-1.21%↓ Y/Y)Total noninterestincome$3,249K (-6.40%↓ Y/Y)Provision for creditgaines$468K (79.31%↑ Y/Y)Loss on sale ofrepossessed assets-$252K (-334.48%↓ Y/Y)Checking and savingsdeposits$3,123K (15.71%↑ Y/Y)Time deposits$1,565K (-33.03%↓ Y/Y)Federal home loan bankadvances$405K (-39.55%↓ Y/Y)Long-term borrowings$263K (-10.85%↓ Y/Y)Federal fundspurchased, securities sold...$39K (3800.00%↑ Y/Y)Income before incometaxes$1,596K (-46.84%↓ Y/Y)Total noninterestexpense$13,364K (8.44%↑ Y/Y)Net income$1,242K (-50.89%↓ Y/Y)Income tax expense$354K (-25.16%↓ Y/Y)Salaries and employeebenefits$7,499K (4.23%↑ Y/Y)Data processing$1,416K (1.65%↑ Y/Y)Occupancy and equipment$1,094K (-20.32%↓ Y/Y)Other operatingexpenses$1,081K (11.90%↑ Y/Y)Merger-related costs$976K Professional services$644K (-5.29%↓ Y/Y)Other taxes$290K (5.07%↑ Y/Y)Employee professionaldevelopment$230K (37.72%↑ Y/Y)Customer development$134K (-23.86%↓ Y/Y)
Income Statement
source: myfinsight.com

OLD POINT FINANCIAL CORP (OPOF)

OLD POINT FINANCIAL CORP (OPOF)