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Income Statement
OLD SECOND BANCORP INC (OSBC)
source: myfinsight.com
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Dividends from fhlbc and
frbc stock
$273K
(-53.25%↓ Y/Y)
Loans, including fees
$61,954K
(-0.32%↓ Y/Y)
Loans held-for-sale
$39K
(105.26%↑ Y/Y)
Interest bearing
deposits with financial...
$1,784K
(185.44%↑ Y/Y)
Taxable
$9,959K
(16.45%↑ Y/Y)
Tax exempt
$1,229K
(-4.88%↓ Y/Y)
Total interest and
dividend income
$75,238K
(2.75%↑ Y/Y)
Net interest and
dividend income
$64,234K
(7.61%↑ Y/Y)
Card related income
$2,716K
(5.39%↑ Y/Y)
Net gain on sales of
mortgage loans
$550K
(17.52%↑ Y/Y)
Change in cash
surrender value of boli
$690K
(-15.85%↓ Y/Y)
Other income
$1,026K
(38.27%↑ Y/Y)
Service charges on
deposits-Deposit Account
$2,788K
Service charges on
deposits-Fiduciary And Trust
$3,103K
Service charges on
deposits-Mortgage Banking
$84K
Total interest
expense
$11,004K
Service charges on
deposits-Mortgage Servicing
$472K
Net interest and
dividend income after...
$61,734K
(10.36%↑ Y/Y)
Total noninterest
income
$10,898K
(-2.06%↓ Y/Y)
Provision for credit
losses
$2,500K
(-33.33%↓ Y/Y)
Mortgage servicing
rights mark to market...
$531K
(123.11%↑ Y/Y)
Junior subordinated
debentures
$288K
(0.00%↑ Y/Y)
Savings, now, and money
market deposits
$5,606K
(29.86%↑ Y/Y)
Securities sold under
repurchase agreements
$56K
(-32.53%↓ Y/Y)
Subordinated debentures
$546K
(0.00%↑ Y/Y)
Time deposits
$4,508K
(-9.13%↓ Y/Y)
Income before income
taxes
$29,213K
(0.08%↑ Y/Y)
Total noninterest
expense
$43,419K
(14.63%↑ Y/Y)
Net income
$21,822K
(-0.32%↓ Y/Y)
Provision for income taxes
$7,391K
(1.26%↑ Y/Y)
Consulting & management
fees
$527K
(-33.88%↓ Y/Y)
Card related expense
$1,489K
(12.55%↑ Y/Y)
Fdic insurance
$642K
(4.22%↑ Y/Y)
Net teller & bill
paying
$670K
(15.92%↑ Y/Y)
Other real estate
expense, net
$35K
(140.23%↑ Y/Y)
Advertising expense
$320K
(-32.20%↓ Y/Y)
Amortization of core deposit
intangible
$1,022K
(78.05%↑ Y/Y)
Computer and data
processing
$2,692K
(23.26%↑ Y/Y)
Occupancy, furniture and
equipment
$4,477K
(14.82%↑ Y/Y)
General bank insurance
$328K
(5.13%↑ Y/Y)
Salaries and employee
benefits
$26,950K
(15.05%↑ Y/Y)
Legal fees
$388K
(63.03%↑ Y/Y)
Other expense
$3,879K
(9.36%↑ Y/Y)
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