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Interest and fees on loans
(note 5)
$5,548M
Interest on cash and debt
securities
$186M
Total interest income
$5,734M
Other
$80M
Protection product revenue
$156M
Net interest income
$4,761M
Interchange revenue
$289M
Total interest
expense
$973M
Total other income
$126M
Net interest
income, after retailer...
$2,225M
Loyalty programs
$399M
Provision for credit
losses (note 5)
$1,442M
Retailer share
arrangements
$1,094M
Interest on borrowings of
consolidated securitization...
$104M
Interest on senior and
subordinated unsecured notes
$88M
Interest on deposits
$781M
Earnings before
provision for income taxes
$952M
Total other expense
$1,399M
Other
$194M
Information processing
$239M
Marketing and business
development
$148M
Professional fees
$243M
Employee costs
$575M
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Income Statement
source: myfinsight.com
Synchrony Financial (SYF-PA)
Synchrony Financial (SYF-PA)