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Income before incometaxes$10,635K Proceeds on sales of loansoriginated for sale$629,156K (-36.36%↓ Y/Y)Principal repayments onmortgage-related securities$7,404K (-39.84%↓ Y/Y)Net income$8,462K (-21.38%↓ Y/Y)Increase in otherliabilities$7,477K (630.18%↑ Y/Y)(increase) decrease inother assets-$1,562K (-1635.56%↓ Y/Y)Depreciation, amortization,accretion$799K (-37.14%↓ Y/Y)Decrease (increase) inderivative liabilities$500K (116.84%↑ Y/Y)Provision (credit) forcredit losses$236K (141.62%↑ Y/Y)Decrease in accruedinterest receivable-$177K (27.16%↑ Y/Y)Stock basedcompensation$155K (-17.55%↓ Y/Y)(increase) decrease inderivative assets-$58K (98.34%↑ Y/Y)Deferred taxes$4K (-99.15%↓ Y/Y)Maturities of debtsecurities$465K (-91.69%↓ Y/Y)Net (increase)decrease in loans...-$448K (97.26%↑ Y/Y)Canceled cashflow$2,173K Net cash provided by(used in) operating...$9,503K (181.19%↑ Y/Y)Net cash (used in)provided by investing...$1,464K (-85.98%↓ Y/Y)Canceled cashflow$639,083K Canceled cashflow$6,853K Income tax expense$2,173K (decrease) increase in cashand cash...-$6,452K (-120.70%↓ Y/Y)Canceled cashflow$10,967K Net change inshort-term borrowings$28,966K (171.01%↑ Y/Y)Proceeds from long-termdebt$20,000K (-80.00%↓ Y/Y)Net change inadvance payments by...$7,503K (484.35%↑ Y/Y)Proceeds from stockoption exercises$479K (-78.85%↓ Y/Y)Loans originated forsale$614,720K (-37.06%↓ Y/Y)Gain on sale of loansheld for sale$21,776K (-42.55%↓ Y/Y)Increase in cashsurrender value of life...$1,135K (-24.08%↓ Y/Y)Increase in accrued taxes$1,090K (187.97%↑ Y/Y)Origination of mortgageservicing rights$237K (-22.55%↓ Y/Y)Increase in accruedinterest on deposits and...$125K (116.17%↑ Y/Y)Mortgage relatedsecurities$5,622K (-69.48%↓ Y/Y)Fhlb stock$466K (-77.86%↓ Y/Y)Debt securities$449K (-90.75%↓ Y/Y)Bank owned lifeinsurance$180K (0.00%↑ Y/Y)Premises and equipment$136K (-58.02%↓ Y/Y)Net cash (used in)provided by financing...-$17,419K (-153.72%↓ Y/Y)Canceled cashflow$56,948K Repayment of long-termdebt$50,000K (25.00%↑ Y/Y)Net (decrease)increase in deposits-$17,806K (-171.77%↓ Y/Y)Purchase of common stockreturned to authorized...$3,681K (-61.92%↓ Y/Y)Cash dividends oncommon stock$2,880K (-47.37%↓ Y/Y)
Cash Flow

Waterstone Financial, Inc. (WSBF)

Waterstone Financial, Inc. (WSBF)

source: myfinsight.com