For the quarter ending 2025-09-30, ABR-PF had $199,658K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Net income | 52,017 | 36,308 | 43,382 | 75,328 |
| Depreciation and amortization | 5,355 | 5,848 | 3,744 | 2,618 |
| Stock-based compensation | 2,739 | 2,610 | 5,935 | 2,483 |
| Amortization and accretion of interest and fees, net | 3,241 | 3,574 | 2,975 | 1,481 |
| Originations of loans held-for-sale | 1,984,454 | 858,475 | 608,808 | 1,381,742 |
| Proceeds from sales of loans held-for-sale, net of gain on sale | 2,026,815 | 807,020 | 730,854 | 1,270,048 |
| Payoffs and paydowns of loans held-for-sale | 22 | 6,016 | 487 | 371 |
| Mortgage servicing rights | 15,537 | 10,930 | 8,131 | 13,344 |
| Amortization of capitalized mortgage servicing rights | 17,819 | 17,767 | 17,758 | 17,605 |
| Write-off of capitalized mortgage servicing rights from payoffs | 1,087 | 2,058 | 3,106 | 2,589 |
| Provision for loss sharing (net of recoveries) | 8,256 | 4,216 | 1,786 | 3,995 |
| Provision for credit losses (net of recoveries) | 19,694 | 19,004 | 9,075 | 3,640 |
| Net recoveries for loss sharing obligations | 2,192 | -26 | -579 | 1,422 |
| Deferred tax benefit | -1,791 | -1,604 | -137 | -2,691 |
| Income from equity affiliates | 46,204 | 2,654 | -1,634 | -1,616 |
| Distributions from operations of equity affiliates | 48,077 | 3,498 | 640 | 114 |
| Change in fair value of held-for-sale loans | 36 | 826 | 1,962 | -504 |
| (gain) loss on derivative instruments, net | -2,206 | 219 | 3,400 | -3,832 |
| Loss on sale of loans | - | - | - | 0 |
| Litigation settlement | - | - | - | 0 |
| Loss on extinguishment of debt | 0 | 0 | -2,319 | 0 |
| Loss (gain) on real estate | -555 | -1,448 | -2,810 | 0 |
| Changes in operating assets and liabilities | -41,060 | -25,364 | 54,098 | -59,647 |
| Net cash provided by operating activities | 178,729 | 60,049 | 150,548 | 46,672 |
| Loans and investments funded, originated and purchased, net | 945,042 | 751,308 | -179,409 | 1,600,461 |
| Payoffs and paydowns of loans and investments | 740,323 | 543,368 | 418,646 | 907,731 |
| Deferred fees | 6,599 | 7,694 | 8,308 | 9,616 |
| Proceeds from sale of real estate, net | 0 | 0 | - | 0 |
| Contributions to equity affiliates | 3,436 | 2,485 | 4,022 | 1,748 |
| Distributions from equity affiliates | 16,061 | 6,940 | 965 | 0 |
| Payoffs and paydowns of securities held-to-maturity | 101 | 71 | 50 | 178 |
| Investment in real estate, net | 12,760 | 6,336 | 7,671 | 945 |
| Change in due to borrowers and reserves | 7,368 | 5,251 | -2,027 | 21,274 |
| Proceeds from sale of loans and investments | - | - | - | 0 |
| Purchase of securities held-to-maturity, net | - | - | - | 0 |
| Net cash (used in) provided by investing activities | -205,522 | -207,307 | -314,818 | 205,627 |
| Proceeds from credit and repurchase facilities | 3,517,171 | 2,320,733 | 2,615,705 | 2,647,822 |
| Payoffs and paydowns of credit and repurchase facilities | 4,096,090 | 2,382,579 | 1,392,099 | 2,343,493 |
| Payoffs and paydowns of securitized debt | 332,377 | 259,679 | 1,340,282 | 695,231 |
| Proceeds from issuance of securitized debt | 994,913 | 491,416 | - | 0 |
| Proceeds from mortgage note payable - reo | 24,250 | 79,445 | 98,089 | 39,547 |
| Payoffs and paydowns of mortgage notes payable - reo | 35,415 | 18,678 | 49,134 | 36 |
| Proceeds from issuance of common stock | 39,717 | 1,593 | 29,208 | 10,030 |
| Proceeds from issuance of preferred stock | - | - | - | 0 |
| Proceeds from issuance of senior unsecured notes | 500,000 | - | - | 100,000 |
| Payoffs and paydowns of senior unsecured notes | 0 | 0 | - | 110,000 |
| Payoff of convertible note | 273,200 | - | - | - |
| Payments of withholding taxes on net settlement of vested stock | -26 | 3,041 | 84 | 298 |
| Repurchase of common stock | 0 | 0 | - | 0 |
| Distributions to stockholders | 73,415 | 73,066 | 99,375 | 98,952 |
| Payment of deferred financing costs | 24,830 | 11,605 | 6,955 | 8,955 |
| Redemption of operating partnership units | -1 | 0 | 1,577 | 0 |
| Net cash provided by (used in) financing activities | 226,451 | 144,539 | -146,504 | -459,566 |
| Net decrease in cash, cash equivalents and restricted cash | 199,658 | -2,719 | -310,774 | -207,267 |
| Cash and cash equivalents at beginning of period | 346,686 | 349,405 | 660,179 | 867,446 |
| Cash and cash equivalents at end of period | 546,344 | 346,686 | 349,405 | 660,179 |
ARBOR REALTY TRUST INC (ABR-PF)
ARBOR REALTY TRUST INC (ABR-PF)