For the year ending 2025-12-31, ACIC made $335,439K in revenue. $115,261K in net income. Net profit margin of 34.36%.
| Income Statement | 2025-12-31 | 2024-12-31 | ||
|---|---|---|---|---|
| Total revenue | 335,439 | 296,657 | ||
| Losses and loss adjustment expenses | 46,040 | - | ||
| Policy acquisition costs | 97,844 | - | ||
| General and administrative expenses | 40,463 | - | ||
| Interest expense | 10,815 | - | ||
| Total expenses | 195,162 | 197,061 | ||
| Income before other income | 140,277 | 99,596 | ||
| Other income (loss) | 2,457 | 2,063 | ||
| Income before income taxes | 142,734 | 101,659 | ||
| Provision for income taxes | 35,939 | 25,340 | ||
| Income (loss) from continuing operations, net of tax, including portion attributable to noncontrolling interest | - | 76,319 | ||
| Income from continuing operations, net of tax | 106,795 | - | ||
| Income (loss) from discontinued operations, net of tax | 42 | -601 | ||
| Net income (loss), including portion attributable to noncontrolling interest | - | 75,718 | ||
| Net income | 106,837 | 75,718 | ||
| Change in net unrealized gains on investments | 9,806 | - | ||
| Reclassification adjustment for net realized investment losses (gains) | 1,382 | - | ||
| Total comprehensive income | 115,261 | - | ||
| Basic EPS | 2.2 | 1.59 | ||
| Diluted EPS | 2.15 | 1.54 | ||
| Basic Average Shares | 48,476,824 | 47,831,412 | ||
| Diluted Average Shares | 49,782,993 | 49,362,985 | ||
AMERICAN COASTAL INSURANCE Corp (ACIC)
AMERICAN COASTAL INSURANCE Corp (ACIC)