| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 497,083 | 333,586 |
| Net investment (gains) losses | -13,420 | -10,586 |
| Amortization of fixed maturity securities discounts and premiums | 10,802 | 6,519 |
| Amortization of deferred acquisition costs and intangibles | 6,978 | 4,634 |
| Acquisition costs deferred | 3,874 | 2,551 |
| Deferred income taxes | 7,851 | 3,206 |
| Stock-based compensation expense | 12,610 | 8,107 |
| Amortization of debt issuance costs | 1,064 | 703 |
| Gain (loss) on extinguishment of debt | 0 | 0 |
| Accrued investment income | 4,300 | 3,664 |
| Premiums receivable | -4,383 | -8,940 |
| Other assets | 19,499 | 3,313 |
| Loss reserves | 47,339 | 27,225 |
| Unearned premiums | -18,649 | -13,475 |
| Other liabilities | 4,649 | -21,223 |
| Net cash provided by operating activities | 538,253 | 346,242 |
| Purchases of fixed maturity securities available-for-sale | 1,529,577 | 1,115,564 |
| Payments to acquire limited partnership and equity interests | 500 | 500 |
| Proceeds from sales of fixed maturity securities available-for-sale | 644,757 | 524,742 |
| Proceeds from maturities of fixed maturity securities available-for-sale | 652,771 | 478,339 |
| Net change in short-term investments | -1,369 | -372 |
| Other | 5,266 | 2,576 |
| Net cash used in investing activities | -236,446 | -115,187 |
| Net proceeds from the issuance of long-term debt | 0 | 0 |
| Debt issuance costs | 0 | 0 |
| Redemption of long-term debt | 0 | 0 |
| Repurchase of common stock | 255,377 | 149,864 |
| Dividends paid | 90,543 | 59,585 |
| Proceeds from (payments for) other financing activities | -11,742 | -8,071 |
| Net cash used in financing activities | -357,662 | -217,520 |
| Net increase (decrease) in cash and cash equivalents | -55,855 | 13,535 |
| Cash and cash equivalents at beginning of period | 599,432 | - |
| Cash and cash equivalents at end of period | 543,577 | - |
Enact Holdings, Inc. (ACT)
Enact Holdings, Inc. (ACT)