For the year ending 2025-12-31, ACT had -$16,939K decrease in cash & cash equivalents over the period.
| Cash Flow | 2025-12-31 |
|---|---|
| Premiums | 980,505 |
| Net investment income | 266,153 |
| Net investment gains (losses) | -16,276 |
| Other income | 5,445 |
| Total revenues | 1,235,827 |
| Losses incurred | 109,526 |
| Acquisition and operating expenses, net of deferrals | 208,326 |
| Amortization of deferred acquisition costs and intangibles | 9,189 |
| Interest expense | 49,949 |
| Gain (loss) on extinguishment of debt | 0 |
| Total losses and expenses | 376,990 |
| Income before income taxes | 858,837 |
| Provision for income taxes | 184,593 |
| Net income | 674,244 |
| Net (gains) losses on investments | -16,276 |
| Amortization of fixed maturity securities discounts and premiums | 13,971 |
| Amortization of deferred acquisition costs and intangibles | 9,189 |
| Acquisition costs deferred | 5,219 |
| Deferred income taxes | 7,771 |
| Stock-based compensation expense | 19,024 |
| Amortization of debt issuance costs | 1,431 |
| Gain (loss) on extinguishment of debt | 0 |
| Accrued investment income | 6,478 |
| Premiums receivable | -6,901 |
| Other assets | 16,718 |
| Loss reserves | 47,755 |
| Unearned premiums | -23,041 |
| Other liabilities | 7,355 |
| Net cash provided by operating activities | 724,519 |
| Purchases of fixed maturity securities available-for-sale | 1,895,599 |
| Payments to acquire limited partnership and equity interests | -1,100 |
| Proceeds from sales of fixed maturity securities available-for-sale | 763,644 |
| Maturities of fixed maturity securities available-for-sale | 911,629 |
| Change in short-term investments | -3,367 |
| Other | 8,322 |
| Net cash used in investing activities | -226,381 |
| Proceeds from the issuance of long-term debt | 0 |
| Payments of debt issuance costs | 0 |
| Early repayment of senior debt | 0 |
| Repurchase of common stock | 382,399 |
| Dividends paid | 120,833 |
| Proceeds from (payment for) other financing activity | -11,845 |
| Net cash used in financing activities | -515,077 |
| Net increase (decrease) in cash and cash equivalents | -16,939 |
| Cash and cash equivalents at beginning of year | 599,432 |
| Cash and cash equivalents at end of year | 582,493 |
Enact Holdings, Inc. (ACT)
Enact Holdings, Inc. (ACT)