ACVA: the cash flow

MyFinsight

For the year ending 2025-12-31, ACVA had $47,432K increase in cash & cash equivalents over the period. $69,134K in free cash flow.

Cash Flow	2025-12-31
Net loss	-66,141
Depreciation and amortization	43,743
Stock-based compensation expense, net of amounts capitalized	56,862
Provision for bad debt	34,050
Other non-cash, net	-3,542
Trade receivables	31,022
Other operating assets	10,541
Accounts payable	46,823
Other operating liabilities	916
Net cash provided by (used in) operating activities	78,232
Net increase in finance receivables	75,799
Purchases of property and equipment	9,098
Proceeds from sale of real estate	0
Capitalization of software costs	35,555
Purchases of marketable securities	28,921
Maturities and redemptions of marketable securities	26,388
Sales of marketable securities	48,934
Acquisition of businesses (net of cash acquired)	0
Net cash used in investing activities	-74,051
Proceeds from long term debt	423,500
Payments towards long term debt	356,500
Proceeds from exercise of stock options	1,441
Payments for debt issuance and other financing costs	3,265
Payment of rsu tax withholdings in exchange for common shares surrendered by rsu holders	26,868
Proceeds from employee stock purchase plan	4,666
Other financing activities	0
Net cash provided by (used in) financing activities	42,974
Effect of exchange rate changes on cash, cash equivalents, and restricted cash	277
Net increase (decrease) in cash, cash equivalents, and restricted cash	47,432
Cash, cash equivalents, and restricted cash, beginning of period	224,065
Cash, cash equivalents, and restricted cash, end of period	271,497

Unit: Thousand (K) dollars (except for numbers of shares and EPS).