Financial insights of AFL

MyFinsight

For the quarter ending 2025-09-30, AFL made $4,740M in revenue. $1,639M in net income. Net profit margin of 34.58%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Total revenues	4,740	4,160	3,398	2,949
Benefits and claims, excluding reserve remeasurement	2,016	2,047	1,986	2,003
Reserve remeasurement (gains) losses	580	37	41	408
Total benefits and claims, net	1,436	2,010	1,945	1,595
Amortization of deferred policy acquisition costs	218	221	216	214
Insurance commissions	254	251	240	251
Insurance and other expenses	781	804	802	747
Interest expense	57	52	50	50
Total acquisition and operating expenses	1,310	1,328	1,308	1,262
Total benefits and expenses	2,746	3,338	3,253	2,857
Earnings before income taxes	1,994	822	145	92
Income taxes	355	223	116	185
Net earnings	1,639	599	29	-93

Basic (in dollars per share)	3.09	1.12	0.05	-0.17
Basic (in shares)	530,050,000	536,688,000	544,707,000	557,899,000
Diluted (in dollars per share)	3.08	1.11	0.05	-0.17
Diluted (in shares)	532,015,000	538,425,000	546,878,000	560,414,000