| Balance Sheets | 2025-09-30 | 2025-03-31 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|
| Cash and cash equivalents | 1,428,848 | 1,351,148 | 1,200,381 | 1,046,160 |
| Restricted cash | 668,762 | 384,811 | 536,776 | 338,462 |
| Securities available for sale at fair value | 812,442 | 780,170 | 666,684 | 1,073,685 |
| Loans held for sale | 12 | 1 | 0 | 0 |
| Loans held for investment | 7,235,177 | 6,630,446 | 6,796,167 | 6,310,834 |
| Allowance for credit losses | 425,801 | 374,987 | 363,831 | 350,606 |
| Loans held for investment, net | 6,809,376 | 6,255,459 | 6,432,336 | 5,960,228 |
| Accounts receivable, net | 283,726 | 220,279 | 203,626 | 308,394 |
| Property, equipment and software, net | 613,938 | 543,327 | 506,334 | 473,019 |
| Goodwill | 529,910 | 522,346 | 521,699 | 536,745 |
| Intangible assets | 12,685 | 12,416 | 12,193 | 13,459 |
| Commercial agreement assets | 49,154 | 65,178 | 76,091 | 90,346 |
| Other assets | 269,713 | 301,052 | 324,957 | 298,661 |
| Total assets | 11,478,567 | 10,436,187 | 10,481,077 | 10,139,159 |
| Accounts payable | 58,019 | 41,057 | 50,626 | 57,561 |
| Payable to third-party loan owners | 193,790 | 176,996 | 157,245 | 152,035 |
| Accrued interest payable | 25,649 | 23,944 | 25,357 | 24,484 |
| Accrued expenses | 75,669 | 78,927 | 74,200 | 54,022 |
| Operating lease liability | 28,108 | 35,640 | 32,033 | 35,830 |
| Collateral held for derivative instruments | - | 4,290 | 8,174 | 7,770 |
| Other liabilities | 62,053 | 54,772 | 41,161 | 39,841 |
| Accrued expenses and other liabilities | 165,830 | 173,629 | 155,568 | 137,464 |
| Convertible senior notes, net | 1,127,668 | 1,152,019 | 1,151,048 | 1,202,519 |
| Notes issued by securitization trusts | - | 4,084,934 | 3,988,887 | 3,985,484 |
| Notes issued by securitization trusts-Notes Issued By Securitization Trusts | 4,830,819 | - | - | - |
| Funding debt | 1,777,906 | 1,908,693 | 2,166,806 | 1,744,040 |
| Total liabilities | 8,179,682 | 7,561,272 | 7,695,537 | 7,303,587 |
| Common stock-Common Class A | 2 | 2 | 2 | 2 |
| Common stock-Common Class B | 1 | 1 | 1 | 1 |
| Additional paid in capital | 6,299,395 | 6,045,479 | 5,961,956 | 6,053,917 |
| Accumulated deficit | -2,976,124 | -3,126,062 | -3,128,866 | -3,209,226 |
| Accumulated other comprehensive loss | -24,389 | -44,504 | -47,553 | -9,122 |
| Total stockholders equity | 3,298,885 | 2,874,916 | 2,785,540 | 2,835,572 |
| Total liabilities and stockholders equity | 11,478,567 | 10,436,187 | 10,481,077 | 10,139,159 |
Affirm Holdings, Inc. (AFRM)
Affirm Holdings, Inc. (AFRM)