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For the quarter ending 2025-12-31, AFRM has $12,956,899K in assets. $9,410,038K in debts. $1,527,880K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
72.63%
Assets Breakdown
    • Loans held for investment
    • Cash and cash equivalents
    • Securities available for sale at...
    • Others
Liabilities Breakdown
    • Additional paid in capital
    • Notes issued by securitization t...
    • Funding debt
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-12-31
2025-09-30
2025-06-30
2025-03-31
Cash and cash equivalents
1,527,880 1,428,848 1,354,455 1,351,148
Restricted cash
566,692 668,762 401,968 384,811
Securities available for sale at fair value
723,375 812,442 871,425 780,170
Loans held for sale
6 12 0 1
Loans held for investment
8,773,542 7,235,177 7,025,534 6,630,446
Allowance for credit losses
478,103 425,801 396,929 374,987
Loans held for investment, net
8,295,439 6,809,376 6,628,606 6,255,459
Accounts receivable, net
268,177 283,726 426,177 220,279
Property, equipment and software, net
639,891 613,938 572,637 543,327
Goodwill
533,441 529,910 534,156 522,346
Intangible assets
12,619 12,685 12,935 12,416
Commercial agreement assets
44,395 49,154 57,210 65,178
Other assets
344,986 269,713 295,360 301,052
Total assets
12,956,899 11,478,567 11,154,929 10,436,187
Accounts payable
57,228 58,019 82,820 41,057
Payable to third-party loan owners
130,327 193,790 211,700 176,996
Accrued interest payable
28,784 25,649 24,465 23,944
Accrued expenses
85,398 75,669 72,813 78,927
Operating lease liability
42,277 28,108 31,943 35,640
Collateral held for derivative instruments
--2,787 4,290
Other liabilities
56,783 62,053 49,729 54,772
Accrued expenses and other liabilities
184,459 165,830 157,272 173,629
Convertible senior notes, net
1,127,658 1,127,668 1,153,000 1,152,019
Notes issued by securitization trusts
---4,084,934
Notes issued by securitization trusts-Notes Issued By Securitization Trusts
4,834,736 4,830,819 4,833,855 -
Funding debt
3,046,846 1,777,906 1,622,808 1,908,693
Total liabilities
9,410,038 8,179,682 8,085,919 7,561,272
Common stock-Common Class A
2 2 2 2
Common stock-Common Class B
1 1 1 1
Additional paid in capital
6,410,335 6,299,395 6,140,893 6,045,479
Accumulated deficit
-2,846,538 -2,976,124 -3,056,818 -3,126,062
Accumulated other comprehensive loss
-16,939 -24,389 -15,069 -44,504
Total stockholders equity
3,546,861 3,298,885 3,069,009 2,874,916
Total liabilities and stockholders equity
12,956,899 11,478,567 11,154,929 10,436,187
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans held forinvestment$8,773,542K Other assets$344,986K Commercial agreementassets$44,395K Intangible assets$12,619K Goodwill$533,441K Property, equipment andsoftware, net$639,891K Accounts receivable, net$268,177K Loans held forinvestment, net$8,295,439K Securities available forsale at fair value$723,375K Restricted cash$566,692K Cash and cashequivalents$1,527,880K Allowance for creditlosses$478,103K Total assets$12,956,899K Total liabilities andstockholders equity$12,956,899K Total stockholdersequity$3,546,861K Total liabilities$9,410,038K Accumulated othercomprehensive loss-$16,939K Accumulated deficit-$2,846,538K Additional paid in capital$6,410,335K Funding debt$3,046,846K Notes issued bysecuritization trusts-Notes...$4,834,736K Convertible senior notes,net$1,127,658K Accrued expenses andother liabilities$184,459K Accrued interestpayable$28,784K Payable to third-partyloan owners$130,327K Accounts payable$57,228K Common stock-CommonClass B$1K Common stock-CommonClass A$2K Other liabilities$56,783K Operating lease liability$42,277K Accrued expenses$85,398K

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Affirm Holdings, Inc. (AFRM)

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Affirm Holdings, Inc. (AFRM)