For the year ending 2025-12-31, AII had $64,847K increase in cash & cash equivalents over the period. $133,175K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 99,621 |
| Stock-based compensation expense | 10,609 |
| Amortization and depreciation | 2,280 |
| Deferred income taxes | -10,525 |
| Net realized gains on investments | 569 |
| Premiums receivable | -6,563 |
| Accrued investment income | 1,284 |
| Prepaid reinsurance premiums | 6,839 |
| Reinsurance recoverable | -193,041 |
| Other assets | 8,537 |
| Unpaid losses and loss adjustment expense | -209,117 |
| Unearned premiums | 59,676 |
| Reinsurance payable | 22,178 |
| Advance premiums | 5,191 |
| Income taxes payable (recoverable) | -9,193 |
| Operating lease payments | -2,279 |
| Deferred policy acquisition costs, net unearned ceding commissions | -19,029 |
| Other liabilities and accrued expenses | 6,405 |
| Net cash provided by operating activities | 138,192 |
| Purchases of property and equipment | 5,017 |
| Proceeds from sales and maturities of fixed maturity securities | 120,267 |
| Purchases of fixed maturity securities | 232,488 |
| Proceeds from sales and maturities of short-term investments | 15,144 |
| Purchases of short-term investments | 32,985 |
| Net cash used in investing activities | -135,079 |
| Proceeds from initial public offering, net of underwriting discounts and commissions | 93,000 |
| Payments on tax withheld on vesting of restricted stock awards | 3,753 |
| Cash distributions to members | 22,875 |
| Repayment of long-term debt | 411 |
| Payments of initial public offering costs | 4,227 |
| Net cash from provided by (used in) financing activities | 61,734 |
| Net increase in cash, cash equivalents and restricted cash | 64,847 |
| Cash, cash equivalents and restricted cash at beginning of year | 179,272 |
| Cash, cash equivalents and restricted cash at end of period | 244,119 |
American Integrity Insurance Group, Inc. (AII)
American Integrity Insurance Group, Inc. (AII)