For the quarter ending 2025-09-30, AII had -$92,499K decrease in cash & cash equivalents over the period. -$11,935K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 13,163 | 65,590 |
| Stock-based compensation expense | 100 | 10,433 |
| Amortization and depreciation | 398 | 1,147 |
| Deferred income taxes | 2,052 | -9,829 |
| Net realized gains on investments | 41 | 501 |
| Premiums receivable | -4,453 | 7,031 |
| Accrued investment income | 272 | 737 |
| Prepaid reinsurance premiums | -121,799 | 297,587 |
| Reinsurance recoverable | -20,691 | -69,524 |
| Other assets | -1,875 | -9,299 |
| Unpaid losses and loss adjustment expense | -15,341 | -96,922 |
| Unearned premiums | 17,150 | 65,250 |
| Reinsurance payable | -167,196 | 288,416 |
| Advance premiums | -1,753 | 16,004 |
| Income taxes payable (recoverable) | -1,499 | -9,070 |
| Operating lease payments | -531 | -1,053 |
| Deferred policy acquisition costs, net unearned ceding commissions | -3,968 | -5,066 |
| Other liabilities and accrued expenses | 1,442 | -2,386 |
| Net cash provided by (used in) operating activities | -7,478 | 95,481 |
| Purchases of property and equipment | 4,457 | 579 |
| Proceeds from sales and maturities of fixed maturity securities | 5,989 | 103,486 |
| Purchases of fixed maturity securities | 59,488 | 162,776 |
| Proceeds from sales and maturities of short-term investments | 0 | 0 |
| Purchases of short-term investments | 26,963 | - |
| Net cash from provided by (used in) investing activities | -84,919 | -59,869 |
| Proceeds from initial public offering, net of underwriting discounts and commissions | 0 | 93,000 |
| Payments on tax withheld on vesting of restricted stock awards | 0 | 3,753 |
| Cash distributions to members | 22,875 | - |
| Repayment of long-term debt | 102 | 206 |
| Cash distributions to members | - | 22,875 |
| Payments of initial public offering costs | 0 | 4,227 |
| Net cash from provided by (used in) financing activities | -102 | 61,939 |
| Net increase in cash, cash equivalents and restricted cash | -92,499 | 97,551 |
| Cash and cash equivalents at beginning of period | 179,272 | - |
| Cash and cash equivalents at end of period | 184,324 | - |
American Integrity Insurance Group, Inc. (AII)
American Integrity Insurance Group, Inc. (AII)