For the quarter ending 2026-03-31, AII had -$17,768K decrease in cash & cash equivalents over the period. $5,525K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 19,910 | 20,868 | 13,163 | 65,590 |
| Stock-based compensation expense | 266 | 76 | 100 | 10,433 |
| Amortization and depreciation | 798 | 735 | 398 | 1,147 |
| Deferred income taxes | 282 | -2,748 | 2,052 | -9,829 |
| Net realized (gains) | 53 | 27 | 41 | 501 |
| Premiums receivable | -599 | -9,141 | -4,453 | 7,031 |
| Accrued investment income | -386 | 275 | 272 | 737 |
| Prepaid reinsurance premiums | -117,205 | -168,949 | -121,799 | 297,587 |
| Reinsurance recoverable | 6,234 | -102,826 | -20,691 | -69,524 |
| Net reinsurance commission receivable | -8,312 | - | - | - |
| Other assets | -13,534 | 19,711 | -1,875 | -9,299 |
| Unpaid losses and loss adjustment expense | -1,734 | -96,854 | -15,341 | -96,922 |
| Unearned premiums | -10,768 | -22,724 | 17,150 | 65,250 |
| Reinsurance payable | -140,359 | -99,042 | -167,196 | 288,416 |
| Advance premiums | 14,140 | -9,060 | -1,753 | 16,004 |
| Income taxes payable (recoverable) | 2,054 | 1,376 | -1,499 | -9,070 |
| Operating lease payments | 389 | -695 | -531 | -1,053 |
| Deferred policy acquisition costs, net unearned ceding commissions | -4,098 | -9,995 | -3,968 | -5,066 |
| Other liabilities and accrued expenses | -7,837 | 7,349 | 1,442 | -2,386 |
| Net cash provided by operating activities | 6,792 | 50,189 | -7,478 | 95,481 |
| Purchases of property and equipment | 1,267 | -19 | 4,457 | 579 |
| Proceeds from sales and maturities of fixed maturity securities | 20,534 | 10,792 | 5,989 | 103,486 |
| Purchases of fixed maturity securities | 39,424 | 10,224 | 59,488 | 162,776 |
| Proceeds from sales and maturities of short-term investments | 22,659 | 15,144 | 0 | 0 |
| Purchases of short-term investments | 6,988 | 6,022 | 26,963 | - |
| Net cash provided by (used in) investing activities | -4,486 | 9,709 | -84,919 | -59,869 |
| Proceeds from initial public offering, net of underwriting discounts and commissions | - | 0 | 0 | 93,000 |
| Payments of initial public offering costs | - | 0 | 0 | 4,227 |
| Payments on tax withheld on vesting of restricted stock awards | - | 0 | 0 | 3,753 |
| Cash dividends paid | 19,971 | - | - | - |
| Cash distributions to members | 0 | 0 | 0 | 22,875 |
| Repayment of long-term debt | 103 | 103 | 102 | 206 |
| Net cash used in financing activities | -20,074 | -103 | -102 | 61,939 |
| Net increase in cash, cash equivalents and restricted cash | -17,768 | 59,795 | -92,499 | 97,551 |
| Cash, cash equivalents and restricted cash at beginning of year | 244,119 | 184,324 | 179,272 | - |
| Cash, cash equivalents and restricted cash at end of period | 226,351 | 244,119 | 184,324 | - |
American Integrity Insurance Group, Inc. (AII)
American Integrity Insurance Group, Inc. (AII)