Atlanticus Holdings Corp (ATLC)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Increase (decrease) in fair value of loans and fees receivable recorded at fair value | -216,777 | -178,345 | -203,739 | -186,251 |
| Provision for credit losses | 1,382 | 1,068 | 4,633 | 1,746 |
| Interest expense | 53,684 | 47,530 | 42,492 | 37,948 |
| Auto finance | - | 18 | - | - |
| Credit and other investments | - | 78,323 | - | - |
| Auto finance | - | 9,152 | - | - |
| Credit and other investments | - | 238,503 | - | - |
| Auto finance | - | 179 | - | - |
| Credit and other investments | - | 18,698 | - | - |
| Auto finance | - | 286 | - | - |
| Credit and other investments | - | 7 | - | - |
| Total revenue and other income | 394,163 | 345,166 | 351,224 | 316,023 |
| Net margin | 122,320 | 118,223 | 100,360 | 90,078 |
| Other | 8,874 | 8,569 | 7,202 | 7,579 |
| Marketing and solicitation | 24,949 | 20,334 | 14,848 | 13,572 |
| Salaries and benefits | 13,381 | 15,503 | 12,299 | 11,973 |
| Depreciation | 885 | 797 | 656 | 653 |
| Card and loan servicing | 34,085 | 32,152 | 28,069 | 27,698 |
| Total operating expenses | 82,174 | 77,355 | 63,074 | 61,475 |
| Income before income taxes | 40,146 | 40,868 | 37,286 | 28,603 |
| Income tax expense | 9,856 | 9,746 | 8,097 | 4,476 |
| Net income | 30,290 | 31,122 | 29,189 | 24,127 |
| Net loss attributable to noncontrolling interests | -283 | -398 | -354 | -153 |
| Net income attributable to controlling interests | 30,573 | 31,520 | 29,543 | 24,280 |
| Preferred stock and preferred unit dividends and discount accretion | 2,222 | 3,574 | 6,316 | 6,308 |
| Net income attributable to common shareholders | 28,351 | 27,946 | 23,227 | 17,972 |
| Basic (including unvested share-based payment awards) (in shares) | 15,124,000 | 15,115,000 | 14,740,000 | 14,771,000 |
| Net income attributable to common shareholders per common sharebasic (in dollars per share) | 1.87 | 1.85 | 1.58 | 1.22 |
| Net income attributable to common shareholders per common sharediluted (in dollars per share) | 1.51 | 1.49 | 1.27 | 0.99 |
| Us-gaap_weightedaveragenumberofdilutedsharesoutstanding | 19,187,000 | 19,185,000 | 18,788,000 | 18,808,000 |