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Income Overview

Revenue
$744,323K
Net Income
$47,411K
Net Profit Margin
6.37%
EPS
$2.5
Unit: Thousand (K) dollars
Revenue Breakdown
    • Credit And Other Investments
    • Auto Finance
Revenue Breakdown
    • consumer loans, including past d...
    • fees and related income on earni...
    • other revenue
    • other non-operating (loss) incom...
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Total revenue and other income
744,323
679,589
734,394
494,676
Interest expense
123,431
122,761
125,225
75,464
Provision for credit losses
1,038
1,600
2,236
1,549
Increase (decrease) in fair value of loans and fees receivable recorded at fair value
-396,280
-365,524
-431,082
-276,851
Net margin
223,574
189,704
175,851
140,812
Salaries and benefits
27,250
28,646
22,492
18,196
Card and loan servicing
57,863
44,918
55,585
39,024
Marketing and solicitation
48,130
36,473
32,681
35,301
Depreciation and amortization
3,592
3,586
2,635
1,491
Other
20,732
17,233
16,238
14,321
Total operating expenses
157,567
130,856
129,631
108,333
Income before income taxes
66,007
58,848
46,220
32,479
Income tax expense
16,286
14,271
11,611
7,891
Net income
49,721
44,577
34,609
24,588
Net (loss) income attributable to noncontrolling interests
2
402
-525
-389
Net income attributable to controlling interests
49,719
44,175
35,134
24,977
Preferred stock and preferred unit dividends and discount accretion
2,308
2,308
2,305
2,307
Net income attributable to common shareholders
47,411
41,867
32,829
22,670
Basic EPS
3.13
2.8
2.176
1.5
Diluted EPS
2.5
2.23
1.716
1.21
Basic Average Shares
15,155,000
14,975,000
15,088,000
15,125,000
Diluted Average Shares
19,169,000
19,002,000
19,133,000
19,195,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Credit And OtherInvestments$734,211K Auto Finance$10,112K Total revenue andother income$744,323K (88.84%↑ Y/Y)Net margin$223,574K (82.78%↑ Y/Y)Increase (decrease) infair value of loans...-$396,280K (-82.81%↓ Y/Y)Interest expense$123,431K (129.92%↑ Y/Y)Provision for creditlosses$1,038K (-24.89%↓ Y/Y)Income before incometaxes$66,007K (64.42%↑ Y/Y)Total operatingexpenses$157,567K (91.75%↑ Y/Y)Net income$49,721K (64.15%↑ Y/Y)Income tax expense$16,286K (65.24%↑ Y/Y)Card and loanservicing$57,863K (69.76%↑ Y/Y)Marketing andsolicitation$48,130K (92.91%↑ Y/Y)Salaries and benefits$27,250K (103.65%↑ Y/Y)Other$20,732K (133.63%↑ Y/Y)Depreciation andamortization$3,592K (305.88%↑ Y/Y)Net incomeattributable to controlling...$49,719K (62.62%↑ Y/Y)Net (loss) incomeattributable to...$2K (100.71%↑ Y/Y)Net incomeattributable to common...$47,411K (67.23%↑ Y/Y)Preferred stock andpreferred unit dividends...$2,308K (3.87%↑ Y/Y)

Atlanticus Holdings Corp (ATLC)

Atlanticus Holdings Corp (ATLC)