Financial insights of ATLC

MyFinsight

For the year ending 2025-12-31, ATLC made $1,968,399K in revenue. $111,796K in net income. Net profit margin of 5.68%.

Income Statement	2025-12-31
Total revenue and other income	1,968,399
Interest expense	301,903
Provision for credit losses	6,235
Increase (decrease) in fair value of loans and fees receivable recorded at fair value	-1,103,055
Net margin	557,206
Salaries and benefits	69,572
Card and loan servicing	160,846
Marketing and solicitation	113,265
Depreciation	5,808
Other	48,002
Total operating expenses	397,493
Income before income taxes	159,713
Income tax expense	39,104
Net income	120,609
Net loss attributable to noncontrolling interests	-1,595
Net income attributable to controlling interests	122,204
Preferred stock and preferred unit dividends and discount accretion	10,408
Net income attributable to common shareholders	111,796

Basic EPS	7.4
Diluted EPS	5.96
Basic Average Shares	15,113,000
Diluted Average Shares	19,175,000