Financial insights of ATLC

MyFinsight

For the quarter ending 2026-03-31, ATLC made $679,589K in revenue. $41,867K in net income. Net profit margin of 6.16%.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Total revenue and other income	679,589	734,394	494,676	394,163
Interest expense	122,761	125,225	75,464	53,684
Provision for credit losses	1,600	2,236	1,549	1,382
Increase (decrease) in fair value of loans and fees receivable recorded at fair value	-365,524	-431,082	-276,851	-216,777
Net margin	189,704	175,851	140,812	122,320
Salaries and benefits	28,646	22,492	18,196	13,381
Card and loan servicing	44,918	55,585	39,024	34,085
Marketing and solicitation	36,473	32,681	35,301	24,949
Depreciation and amortization	3,586	2,635	1,491	885
Other	17,233	16,238	14,321	8,874
Total operating expenses	130,856	129,631	108,333	82,174
Income before income taxes	58,848	46,220	32,479	40,146
Income tax expense	14,271	11,611	7,891	9,856
Net income	44,577	34,609	24,588	30,290
Net (loss) income attributable to noncontrolling interests	402	-525	-389	-283
Net income attributable to controlling interests	44,175	35,134	24,977	30,573
Preferred stock and preferred unit dividends and discount accretion	2,308	2,305	2,307	2,222
Net income attributable to common shareholders	41,867	32,829	22,670	28,351

Basic EPS	2.8	2.176	1.5	1.87
Diluted EPS	2.23	1.716	1.21	1.51
Basic Average Shares	14,975,000	15,088,000	15,125,000	15,124,000
Diluted Average Shares	19,002,000	19,133,000	19,195,000	19,187,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.