For the quarter ending 2025-09-30, ATLCP had $26,301K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 86,000 |
| Depreciation, amortization and accretion, net | 5,777 |
| Provision for credit losses | 3,999 |
| Deferred income tax expense | 27,218 |
| Income from accretion of discount associated with loans at amortized cost, net | 20,246 |
| Income from merchant fees associated with loans at fair value | -150,733 |
| Changes in fair value of loans | -671,973 |
| Change in bank partner fees carried at fair value | -3,825 |
| Amortization of debt issuance costs | -13,537 |
| Stock-based compensation costs | 2,738 |
| Decrease in lease liability | 2,278 |
| Increase in uncollected fees on earning assets | 266,552 |
| Increase (decrease) in income tax liability | -424 |
| Increase (decrease) in accounts payable and accrued expenses | 9,276 |
| Other | -12,398 |
| Net cash provided by operating activities | 371,712 |
| Proceeds from recoveries on charged off receivables | 47,302 |
| Investments in earning assets | 2,678,774 |
| Proceeds from earning assets | 1,681,888 |
| Acquisition of new subsidiary | 72,863 |
| Purchases and development of property | 4,880 |
| Net cash used in investing activities | -1,027,327 |
| Noncontrolling interests contributions | 78 |
| Noncontrolling interests distributions | 0 |
| Proceeds from issuance of common stock | 11,589 |
| Proceeds from issuance of series b preferred stock, net of issuance costs | 5,768 |
| Preferred stock and preferred unit dividends | 10,130 |
| Proceeds from exercise of stock options | 562 |
| Purchase and retirement of outstanding stock and preferred units | 53,186 |
| Proceeds from issuance of senior notes, net of issuance costs | 418,341 |
| Proceeds from borrowings | 1,431,465 |
| Repayment of borrowings | 1,122,571 |
| Net cash provided by financing activities | 681,916 |
| Net increase in cash and cash equivalents and restricted cash and cash equivalents | 26,301 |
| Cash and cash equivalents at beginning of period | 499,636 |
| Cash and cash equivalents at end of period | 525,937 |
Atlanticus Holdings Corp (ATLCP)
Atlanticus Holdings Corp (ATLCP)