Financial insights of AUBN

MyFinsight

For the quarter ending 2025-09-30, AUBN made $19,632K in revenue. $2,227K in net income. Net profit margin of 11.34%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Loans, including fees	7,793	7,676	7,543	7,641
Securities - taxable	1,220	1,250	1,281	1,327
Securities - tax-exempt	68	69	68	77
Federal funds sold and interest bearing bank deposits	1,331	1,116	969	914
Total interest income	10,412	10,111	9,861	9,959
Deposits	2,840	2,766	2,816	3,169
Short-term borrowings	0	1	-	-
Total interest expense	2,840	2,767	2,816	3,169
Net interest income	7,572	7,344	7,045	6,790
Provision for credit losses	-255	113	-10	-127
Net interest income after provision for loan losses	7,827	7,231	7,055	6,917
Service charge on deposit accounts	154	152	155	154
Mortgage lending	167	131	93	133
Bank-owned life insurance income	103	101	105	100
Other noninterest income	405	405	394	459
Total noninterest income	829	789	747	846
Salaries and benefits	3,375	3,258	3,310	3,148
Net occupancy and equipment	598	604	714	614
Professional fees	312	385	287	291
Other noninterest expense	1,521	1,455	1,569	1,447
Total noninterest expense	5,806	5,702	5,880	5,500
Earnings before income taxes	2,850	2,318	1,922	2,263
Income tax expense	623	485	392	531
Net earnings	2,227	1,833	1,530	1,732

Basic weighted average shares outstanding	3,493,699	3,493,699	3,493,699	3,493,699
Diluted earnings per share	0.64	-	-	-
Diluted weighted average shares outstanding	3,495,972	-	-	-
Earnings per share basic and diluted	0.64	0.52	0.44	0.5