aubn: the income statement

MyFinsight

AUBURN NATIONAL BANCORPORATION, INC (AUBN)

For the quarter ending 2025-06-30, AUBN made $152K in revenue. $1,833K in net income. Net profit margin of 1205.92%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2025-03-31	2024-09-30	2024-06-30
Service charge on deposit accounts	152	155	154	153
Other noninterest income	405	394	459	464
Mortgage lending	131	93	133	180
Bank-owned life insurance income	101	105	100	99
Total noninterest income	789	747	846	896
Professional fees	385	287	291	314
Other noninterest expense	1,455	1,569	1,447	1,462
Net occupancy and equipment	604	714	614	603
Salaries and benefits	3,258	3,310	3,148	3,140
Total noninterest expense	5,702	5,880	5,500	5,519
Short-term borrowings	1	-	-	1
Deposits	2,766	2,816	3,169	2,874
Total interest expense	2,767	2,816	3,169	2,875
Federal funds sold and interest bearing bank deposits	1,116	969	914	688
Securities - tax-exempt	69	68	77	74
Securities - taxable	1,250	1,281	1,327	1,371
Loans, including fees	7,676	7,543	7,641	7,451
Total interest income	10,111	9,861	9,959	9,584
Net interest income	7,344	7,045	6,790	6,709
Provision for credit losses	113	-10	-127	-123
Net interest income after provision for loan losses	7,231	7,055	6,917	6,832
Earnings before income taxes	2,318	1,922	2,263	2,209
Income tax expense	485	392	531	475
Net earnings	1,833	1,530	1,732	1,734

Basic weighted average shares outstanding	3,493,699	3,493,699	3,493,699	3,493,699
Earnings per share basic and diluted	0.52	0.44	0.5	0.5

Unit: Thousand (K) dollars (except for numbers of shares and EPS)