BayFirst Financial Corp. (BAFN)
2025-06-30 | ||||
---|---|---|---|---|
Preferred stock dividends | 386 | |||
Income tax benefit from discontinued operations | - | |||
Loss from discontinued operations before income taxes | - | |||
Net loss from discontinued operations | - | |||
Income tax expense (benefit) from continuing operations | -412 | |||
Othernoninterestincome | 683 | |||
Gain on sale of government guaranteed loans, net | 6,136 | |||
Government guaranteed loans fair value gain (loss), net | 2,442 | |||
Loan servicing income, net | 484 | |||
Government guaranteed loan packaging fees | 577 | |||
Service charges and fees | 473 | |||
Totalnoninterestincome | 10,795 | |||
Professional services | 782 | |||
Othernoninterestexpense | 939 | |||
Occupancy and equipment | 1,579 | |||
Marketing and business development | 403 | |||
Salaries and benefits | 8,113 | |||
Data processing | 2,078 | |||
Regulatory assessments | 352 | |||
Loan origination and collection | 2,558 | |||
Employee recruiting and development | 462 | |||
Bonus, commissions, and incentives | 262 | |||
Totalnoninterestexpense | 17,528 | |||
Interest-bearing deposits in banks and other | 1,046 | |||
Loans, including fees | 21,459 | |||
Total interest income | 22,505 | |||
Deposits | 9,282 | |||
Borrowings | 875 | |||
Total interest expense | 10,157 | |||
Net interest income | 12,348 | |||
Provision for credit losses | 7,264 | |||
Net interest income after provision for credit losses | 5,084 | |||
Income (loss) from continuing operations before income taxes | -1,649 | |||
Net income (loss) from continuing operations | -1,237 | |||
Net income (loss) | -1,237 | |||
Net income available to (loss attributable to) common shareholders | -1,623 | |||
Average shares and dilutive potential common shares (in shares) | 4,131,670 | |||
Total basic earnings (loss) per common share (in dollars per share) | -0.39 | |||
Total diluted earnings (loss) per common share (in dollars per share) | -0.39 | |||
Weighted average common shares outstanding (in shares) | 4,131,670 |