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BayFirst Financial Corp. (BAFN)

For the quarter ending 2025-06-30, BAFN made $32,888K in revenue. -$1,623K in net income. Net profit margin of -4.93%.

Overview

Revenue
$32,888K
Net Income
-$1,623K
Net Profit Margin
-4.93%
EPS
-$0.39
Unit: Thousand (K) dollars
Revenue Breakdown
    • Loans, including fees
    • Gain on sale of government guara...
    • Government guaranteed loans fair...
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
Preferred stock dividends386
Income tax benefit from discontinued operations-
Loss from discontinued operations before income taxes-
Net loss from discontinued operations-
Income tax expense (benefit) from continuing operations-412
Othernoninterestincome683
Gain on sale of government guaranteed loans, net6,136
Government guaranteed loans fair value gain (loss), net2,442
Loan servicing income, net484
Government guaranteed loan packaging fees577
Service charges and fees473
Totalnoninterestincome10,795
Professional services782
Othernoninterestexpense939
Occupancy and equipment1,579
Marketing and business development403
Salaries and benefits8,113
Data processing2,078
Regulatory assessments352
Loan origination and collection2,558
Employee recruiting and development462
Bonus, commissions, and incentives262
Totalnoninterestexpense17,528
Interest-bearing deposits in banks and other1,046
Loans, including fees21,459
Total interest income22,505
Deposits9,282
Borrowings875
Total interest expense10,157
Net interest income12,348
Provision for credit losses7,264
Net interest income after provision for credit losses5,084
Income (loss) from continuing operations before income taxes-1,649
Net income (loss) from continuing operations-1,237
Net income (loss)-1,237
Net income available to (loss attributable to) common shareholders-1,623
Average shares and dilutive potential common shares (in shares)4,131,670
Total basic earnings (loss) per common share (in dollars per share)-0.39
Total diluted earnings (loss) per common share (in dollars per share)-0.39
Weighted average common shares outstanding (in shares)4,131,670
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Net incomeavailable to (loss...-$1,623K Loans, including fees$21,459K Interest-bearing deposits inbanks and other$1,046K Net income (loss)-$1,237K Preferred stock dividends$386K Total interest income$22,505K Net income (loss)from continuing...-$1,237K Income tax expense(benefit) from continuing...-$412K Net interest income$12,348K Service charges and fees$473K Government guaranteed loanpackaging fees$577K Loan servicingincome, net$484K Government guaranteedloans fair value gain...$2,442K Gain on sale ofgovernment guaranteed...$6,136K Othernoninterestincome$683K Total interestexpense$10,157K Income (loss) fromcontinuing operations...-$1,649K Net interest incomeafter provision for...$5,084K Totalnoninterestincome$10,795K Provision for creditlosses$7,264K Borrowings$875K Deposits$9,282K Totalnoninterestexpense$17,528K Bonus, commissions,and incentives$262K Employee recruiting anddevelopment$462K Loan origination andcollection$2,558K Regulatory assessments$352K Data processing$2,078K Salaries and benefits$8,113K Marketing and businessdevelopment$403K Occupancy and equipment$1,579K Othernoninterestexpense$939K Professional services$782K