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Cash Flow Overview

Change in Cash
$97,561K
Free Cash flow
-$1,878K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from sale of securities...
    • Business acquisitions, net
    • Net increase (decrease) in non-i...
    • Others
Negative Cash Flow Breakdown
    • Net increase (decrease) in other...
    • Purchases of securities availabl...
    • (increase) in other assets
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Net income
9,482
27,349
30,244
29,964
Depreciation and amortization of fixed assets
2,123
1,868
1,799
1,751
Amortization of other intangible assets
6,101
3,714
3,739
3,739
Amortization on assumed liabilities
1,511
1,351
1,405
1,698
Accretion income related to acquired loans
-9,287
-6,817
-8,667
-8,173
Amortization of housing tax credits
1,530
1,531
1,708
1,709
Realized (gain) loss on sales of available-for-sale securities
-1,868
1,799
-104
212
Realized loss on sales of oreo property
0
0
0
0
Write-down on oreo property
-
-
195
-
Provision for credit losses
1,379
12
136
262
Income from company-owned life insurance
3,207
1,479
2,803
1,152
Deferred tax expense (benefit)
-13,852
2,040
2,931
-1,010
Loss on disposal of fixed assets
-2,220
-9
-136
-3
Accretion of securities
1,990
1,648
1,232
1,179
Amortization of securities
2,742
2,533
2,475
2,437
Share-based compensation expense
3,090
1,148
1,135
1,172
Repayment of operating lease liabilities
-950
-670
-641
-633
(gain) on loans held-for-sale
117
24
23
90
Proceeds from sale of loans held-for-sale
9,636
2,573
3,399
5,125
Change in fair value of loans held-for-sale
0
-
0
0
Originations of loans held-for-sale
11,593
2,184
2,438
4,827
(increase) in accrued interest receivable
1,663
2,183
-2
-9
(increase) in other assets
26,141
-5,928
9,114
-6,944
Increase in accrued interest payable and other liabilities
27,431
-6,750
6,453
1,765
Net cash flows provided by operating activities
313
26,502
30,943
39,302
Proceeds from maturities, prepayments, and calls of securities available-for-sale, net
29,061
30,357
51,631
50,217
Proceeds from sale of securities available-for-sale, net
233,596
65,418
15,889
5,231
Purchases of securities available-for-sale, net
118,933
319,559
74,658
106,565
Business acquisitions, net
-74,575
1,300
0
0
Sales of restricted stock
10,850
0
0
2
Proceeds from sales of property and equipment
-
-
0
-
Purchases of restricted stock
9,394
3,624
0
0
Purchases of property and equipment, net of disposals
2,191
1,874
2,627
3,874
Proceeds from company-owned life insurance
-3,065
-73
27,417
-354
Proceeds from sale of oreo property
172
0
0
-5
(increase) decrease in loans made to customers, net
10,677
10,471
-180,294
-39,236
Net cash flows provided by (used in) investing activities
210,124
-240,980
143,112
-15,404
Net increase (decrease) in non-interest-bearing accounts
61,026
30,670
-21,870
-5,367
Net (decrease) in interest-bearing accounts
12,248
-102,346
13,734
26,411
Net increase (decrease) in other short-term borrowings
-175,000
75,000
0
-200,000
Payment for call of subordinated debt
0
-
0
30,000
Repayment of finance lease liabilities
84
78
66
57
Cash dividends paid
11,310
8,496
8,490
8,487
Proceeds from employee stock purchase program
226
184
156
169
Issuance of common stock
18
9
-105
0
Treasury stock transactions
-
-
0
-
Sale of treasury stock
0
-
-
0
Net cash flows provided by (used in) financing activities
-112,876
-5,057
-16,641
-217,331
Increase (decrease) in cash and cash equivalents
97,561
-219,535
157,414
-193,433
Beginning of period
69,592
289,127
131,713
135,314
End of period
167,153
69,592
289,127
131,713
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sale ofsecurities...$233,596K (24157.11%↑ Y/Y)Increase in accruedinterest payable and...$27,431K (-3.83%↓ Y/Y)Business acquisitions,net-$74,575K Proceeds frommaturities, prepayments,...$29,061K (-73.03%↓ Y/Y)Sales of restrictedstock$10,850K (-62.68%↓ Y/Y)Proceeds fromcompany-owned life insurance-$3,065K (36.50%↑ Y/Y)Proceeds from sale of oreoproperty$172K (6.83%↑ Y/Y)Proceeds from sale ofloans held-for-sale$9,636K (-33.45%↓ Y/Y)Net income$9,482K (-83.39%↓ Y/Y)Amortization of otherintangible assets$6,101K (-26.47%↓ Y/Y)Share-based compensationexpense$3,090K (25.10%↑ Y/Y)Amortization of securities$2,742K (-43.45%↓ Y/Y)Loss on disposal offixed assets-$2,220K (-2481.40%↓ Y/Y)Depreciation andamortization of fixed assets$2,123K (-37.39%↓ Y/Y)Realized (gain) loss onsales of...-$1,868K (-4889.74%↓ Y/Y)Amortization of housing taxcredits$1,530K (-57.11%↓ Y/Y)Amortization on assumedliabilities$1,511K (-58.02%↓ Y/Y)Provision for creditlosses$1,379K (22.58%↑ Y/Y)Net cash flowsprovided by (used in)...$210,124K (2231.60%↑ Y/Y)Net cash flowsprovided by operating...$313K (-99.17%↓ Y/Y)Canceled cashflow$141,195K Canceled cashflow$68,800K Increase (decrease) incash and cash...$97,561K (-48.61%↓ Y/Y)Canceled cashflow$112,876K Purchases of securitiesavailable-for-sale, net$118,933K (-38.60%↓ Y/Y)(increase) decrease inloans made to...$10,677K (110.38%↑ Y/Y)Purchases of restrictedstock$9,394K (-75.08%↓ Y/Y)Purchases of property andequipment, net of disposals$2,191K (-57.90%↓ Y/Y)Net increase(decrease) in...$61,026K (473.87%↑ Y/Y)Net (decrease) ininterest-bearing accounts$12,248K (111.24%↑ Y/Y)Proceeds from employeestock purchase...$226K (-36.16%↓ Y/Y)Issuance of common stock$18K (-86.67%↓ Y/Y)(increase) in other assets$26,141K (-53.19%↓ Y/Y)Deferred tax expense(benefit)-$13,852K (-222.03%↓ Y/Y)Originations of loansheld-for-sale$11,593K (-13.97%↓ Y/Y)Accretion income relatedto acquired loans-$9,287K (59.58%↑ Y/Y)Income fromcompany-owned life insurance$3,207K (-23.19%↓ Y/Y)Accretion of securities$1,990K (-8.84%↓ Y/Y)(increase) in accruedinterest receivable$1,663K (66.47%↑ Y/Y)Repayment of operatinglease liabilities-$950K (25.02%↑ Y/Y)(gain) on loansheld-for-sale$117K (-36.41%↓ Y/Y)Net cash flowsprovided by (used in)...-$112,876K (-178.86%↓ Y/Y)Canceled cashflow$73,518K Net increase(decrease) in other...-$175,000K (-161.40%↓ Y/Y)Cash dividends paid$11,310K (-33.24%↓ Y/Y)Repayment of finance leaseliabilities$84K (-25.66%↓ Y/Y)

Burke & Herbert Financial Services Corp. (BHRB)

Burke & Herbert Financial Services Corp. (BHRB)