For the quarter ending 2025-09-30, BHRB had -$193,433K decrease in cash & cash equivalents over the period. $35,428K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 29,964 | 57,098 |
| Depreciation and amortization of fixed assets | 1,751 | 3,391 |
| Amortization of other intangible assets | 3,739 | 8,297 |
| Amortization on assumed liabilities | 1,698 | 3,599 |
| Accretion income related to acquired loans | -8,173 | -22,979 |
| Amortization of housing tax credits | 1,709 | 3,567 |
| Realized (gain) on sales of available-for-sale securities | 212 | 39 |
| Realized (gain) loss on sales of oreo property | 0 | -2 |
| Provision for credit losses | 262 | 1,125 |
| Income from company-owned life insurance | 1,152 | 4,175 |
| Deferred tax expense (benefit) | -1,010 | 11,351 |
| Loss on disposal of fixed assets | -3 | -86 |
| Accretion of securities | 1,179 | 2,183 |
| Amortization of securities | 2,437 | 4,849 |
| Share-based compensation expense | 1,172 | 2,470 |
| Repayment of operating lease liabilities | -633 | -1,267 |
| (gain) on loans held-for-sale | 90 | 184 |
| Proceeds from sale of loans held-for-sale | 5,125 | 14,479 |
| Change in fair value of loans held-for-sale | 0 | 0 |
| Originations of loans held-for-sale | 4,827 | 13,475 |
| (increase) in accrued interest receivable | -9 | 999 |
| (increase) in other assets | -6,944 | 55,847 |
| Increase in accrued interest payable and other liabilities | 1,765 | 28,522 |
| Net cash flows provided by operating activities | 39,302 | 37,688 |
| Proceeds from maturities, prepayments, and calls of securities available-for-sale, net | 50,217 | 107,736 |
| Proceeds from sale of securities available-for-sale, net | 5,231 | 963 |
| Purchases of securities available-for-sale, net | 106,565 | 193,692 |
| Cash (paid) from merger, net | 0 | 0 |
| Sales of restricted stock | 2 | 29,069 |
| Purchases of restricted stock | 0 | 37,699 |
| Purchases of property and equipment, net of disposals | 3,874 | 5,204 |
| Proceeds from company-owned life insurance | -354 | -4,827 |
| Proceeds from sale of oreo property | -5 | 161 |
| Decrease in loans made to customers, net | -39,236 | -102,851 |
| Net cash flows provided by (used in) investing activities | -15,404 | 9,012 |
| Net (decrease) in non-interest-bearing accounts | -5,367 | -16,323 |
| Net (decrease) in interest-bearing accounts | 26,411 | -108,980 |
| Net increase in other short-term borrowings | -200,000 | 285,000 |
| Payment for call of subordinated debt | 30,000 | - |
| Repayment of finance lease liabilities | 57 | 113 |
| Cash dividends paid | 8,487 | 16,941 |
| Proceeds from employee stock purchase program | 169 | 354 |
| Issuance of common stock | 0 | 135 |
| Sale of treasury stock | 0 | 0 |
| Net cash flows provided by (used in) financing activities | -217,331 | 143,132 |
| Increase (decrease) in cash and cash equivalents | -193,433 | 189,832 |
| Cash and cash equivalents at beginning of period | 135,314 | - |
| Cash and cash equivalents at end of period | 131,713 | - |
Burke & Herbert Financial Services Corp. (BHRB)
Burke & Herbert Financial Services Corp. (BHRB)