Financial insights of BOH

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31	2024-12-31
Interest and fees on loans and leases	667,506	-
Available-for-sale	114,027	-
Held-to-maturity	78,387	-
Cash and cash equivalents	23,408	-
Other	4,495	-
Total interest income	887,823	-
Deposits	324,235	-
Securities sold under agreements to repurchase	2,227	-
Short-term borrowings	0	-
Other debt	23,822	-
Total interest expense	350,284	-
Net interest income	537,539	-
Provision for credit losses	11,500	-
Net interest income after provision for credit losses	526,039	-
Fees, exchange, and other service charges	56,337	-
Trust and asset management	49,319	-
Service charges on deposit accounts	33,582	-
Bank-owned life insurance	14,764	-
Annuity and insurance	5,211	-
Mortgage banking	3,660	-
Investment securities losses, net	-23,395	-
Other	39,612	-
Total noninterest income	179,090	-
Salaries and benefits	248,772	-
Net occupancy	42,019	-
Net equipment	40,501	-
Data processing	21,985	-
Professional fees	16,231	-
Fdic insurance	11,168	-
Other	62,471	-
Total noninterest expense	443,147	-
Income before provision for income taxes	261,982	197,851
Provision for income taxes	56,080	47,857
Net income	205,902	149,994
Preferred stock dividends	21,077	-
Net income available to common shareholders	184,825	-

Basic EPS	4.67	3.48
Diluted EPS	4.63	3.46
Basic Average Shares	39,618,830	39,450,737
Diluted Average Shares	39,934,431	39,700,388