Financial insights of BOH

MyFinsight

For the quarter ending 2025-09-30, BOH made $479,039K in revenue. $48,076K in net income. Net profit margin of 10.04%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Interest and fees on loans and leases	169,411	166,779
Available-for-sale	29,702	27,007
Held-to-maturity	19,332	19,835
Cash and cash equivalents	8,195	3,817
Other	1,068	1,097
Total interest income	227,708	218,535
Deposits	84,590	82,476
Securities sold under agreements to repurchase	496	491
Other debt	5,947	5,885
Total interest expense	91,033	88,852
Net interest income	136,675	129,683
Provision for credit losses	2,500	3,250
Net interest income after provision for credit losses	134,175	126,433
Fees, exchange, and other service charges	15,219	14,383
Trust and asset management	12,598	12,097
Service charges on deposit accounts	8,510	8,119
Bank-owned life insurance	3,681	3,714
Annuity and insurance	1,095	1,437
Mortgage banking	906	849
Investment securities losses, net	-1,945	-1,126
Other	5,902	5,322
Total noninterest income	45,966	44,795
Salaries and benefits	62,905	61,308
Net occupancy	10,932	10,499
Net equipment	10,285	9,977
Data processing	5,603	5,456
Professional fees	4,022	4,263
Fdic insurance	3,508	3,640
Other	15,132	15,640
Total noninterest expense	112,387	110,783
Income before provision for income taxes	67,754	60,445
Provision for income taxes	14,409	12,808
Net income	53,345	47,637
Preferred stock dividends	5,269	5,269
Net income available to common shareholders	48,076	42,368

Basic earnings per common share (in usd per share)	1.21	1.07
Basic weighted average common shares (in shares)	39,655,741	39,622,998
Diluted earnings per common share (in usd per share)	1.2	1.06
Diluted weighted average common shares (in shares)	39,980,931	39,895,093