For the year ending 2025-12-31, BOKF had $223,401K increase in cash & cash equivalents over the period. $575,231K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 577,978 |
| Provision for credit losses | 2,000 |
| Change in fair value of mortgage servicing rights due to market changes | 13,227 |
| Change in fair value of mortgage servicing rights due to principal payments | 29,875 |
| Net unrealized losses (gains) from derivative contracts | -89,536 |
| Share-based compensation | 22,703 |
| Depreciation and amortization | 110,206 |
| Net amortization of discounts and premiums | 52,129 |
| Net losses (gains) on financial instruments and other losses (gains), net | 45,718 |
| Net loss (gain) on mortgage loans held for sale | 8,764 |
| Mortgage loans originated for sale | 839,158 |
| Proceeds from sale of mortgage loans held for sale | 830,758 |
| Capitalized mortgage servicing rights | 13,066 |
| Charitable contributions to bokf foundation | 0 |
| Change in trading and fair value option securities | 577,958 |
| Change in receivables | 61,528 |
| Change in other assets | -111,816 |
| Change in other liabilities | 549,842 |
| Net cash provided by (used in) operating activities | 739,620 |
| Proceeds from maturities or redemptions of investment securities | 230,688 |
| Proceeds from maturities or redemptions of available-for-sale securities | 2,220,270 |
| Purchases of investment securities | 0 |
| Purchases of available-for-sale securities | 2,826,054 |
| Proceeds from sales of available-for-sale securities | 305,729 |
| Change in amount receivable on unsettled available-for-sale securities transactions | -8,351 |
| Loans originated, net of principal collected | 1,494,638 |
| Net payments or proceeds on derivative asset contracts | 34,704 |
| Proceeds from sale of bokf insurance | 0 |
| Net change in restricted equity securities | 181,421 |
| Proceeds from disposition of assets | 68,282 |
| Purchases of assets | 164,389 |
| Net cash provided by (used in) investing activities | -1,521,746 |
| Net change in demand deposits, transaction deposits and savings accounts | 1,140,103 |
| Net change in time deposits | 103,673 |
| Net change in other borrowed funds | -133,685 |
| Repayment of subordinated debentures | 132,166 |
| Issuance of subordinated debentures, net of issuance costs | 396,568 |
| Change in amount due on unsettled security purchases | 31,448 |
| Issuance of common and treasury stock, net | 6,558 |
| Net change in derivative margin accounts | 161,894 |
| Net payments or proceeds on derivative liability contracts | -4,962 |
| Repurchase of common stock | 413,208 |
| Dividends paid | 147,504 |
| Net cash provided by (used in) financing activities | 1,005,527 |
| Net increase (decrease) in cash and cash equivalents | 223,401 |
| Cash and cash equivalents at beginning of period | 1,434,701 |
| Cash and cash equivalents at end of period | 1,658,102 |
BOK FINANCIAL CORP (BOKF)
BOK FINANCIAL CORP (BOKF)