For the quarter ending 2026-03-31, BOKF had -$245,695K decrease in cash & cash equivalents over the period. -$284,411K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 155,720 | 177,266 | 140,871 | 259,841 |
| Provision for credit losses | 0 | 0 | 2,000 | 0 |
| Change in fair value of mortgage servicing rights due to market assumption changes | -8,155 | -1,407 | 2,375 | 12,259 |
| Change in the fair value of mortgage servicing rights due to principal payments | 10,153 | 9,173 | 9,273 | 11,429 |
| Net unrealized losses (gains) from derivative contracts | 36,610 | -2,660 | 38,736 | -125,612 |
| Share-based compensation | 5,787 | 5,247 | 5,758 | 11,698 |
| Depreciation and amortization | 27,206 | 27,514 | 28,071 | 54,621 |
| Net amortization of discounts and premiums | 12,409 | 13,133 | 13,118 | 25,878 |
| Charitable contributions to bokf foundation | - | 0 | 0 | 0 |
| Net losses (gains) on financial instruments and other losses (gains), net | -216 | 29,826 | 8,477 | 7,415 |
| Net loss (gain) on mortgage loans held for sale | 1,799 | 2,405 | 2,048 | 4,311 |
| Mortgage loans originated for sale | 230,858 | 230,376 | 229,812 | 378,970 |
| Proceeds from sale of mortgage loans held for sale | 224,541 | 237,769 | 233,559 | 359,430 |
| Capitalized mortgage servicing rights | 4,010 | 4,091 | 3,403 | 5,572 |
| Change in trading and fair value option securities | 335,403 | 1,134,432 | -1,306,663 | 750,189 |
| Change in receivables | 73,069 | 14,499 | -29,977 | 77,006 |
| Change in other assets | 45,681 | -56,385 | -28,595 | -26,836 |
| Change in other liabilities | 75,693 | 676,272 | -623,701 | 497,271 |
| Proceeds from sales of available-for-sale securities | - | 134,384 | 171,345 | 0 |
| Net cash provided by (used in) operating activities | -248,678 | -237,883 | 867,847 | 109,656 |
| Proceeds from maturities or redemptions of investment securities | 64,048 | 52,873 | 58,953 | 118,862 |
| Proceeds from maturities or redemptions of available-for-sale securities | 650,700 | 602,152 | 580,306 | 1,037,812 |
| Purchases of investment securities | - | 0 | - | - |
| Purchases of available-for-sale securities | 656,736 | 777,262 | 799,284 | 1,249,508 |
| Change in amount receivable on unsettled available-for-sale securities transactions | -787 | 12,078 | -7,041 | -13,388 |
| Loans originated, net of principal collected | 535,180 | 774,352 | 566,302 | 153,984 |
| Net proceeds from derivative asset contracts | 12,657 | 408 | -7,812 | 42,108 |
| Proceeds from sale of bokf insurance | - | 0 | - | - |
| Net change in restricted equity securities | 133,152 | 23,848 | 45,754 | 111,819 |
| Proceeds from disposition of assets | 8,826 | 45,601 | 7,252 | 15,429 |
| Purchases of assets | 35,733 | 58,272 | 29,331 | 76,786 |
| Net cash provided by (used in) investing activities | -650,671 | -739,358 | -530,536 | -251,852 |
| Net change in demand deposits, transaction deposits, and savings accounts | -845,684 | 1,058,783 | 40,699 | 40,621 |
| Repayment of subordinated debentures | - | 0 | 0 | 132,166 |
| Net change in time deposits | 87,726 | -123,795 | 213,210 | 14,258 |
| Net change in other borrowed funds | 2,219,770 | 13,017 | -622,039 | 475,337 |
| Net payments on derivative liability contracts | 7,042 | 1,668 | 22,786 | -29,416 |
| Issuance of subordinated debentures, net of issuance costs | - | 396,568 | - | - |
| Net change in derivative margin accounts | -766,425 | 173,400 | 200,997 | -212,503 |
| Change in amount due on unsettled available-for-sale securities transactions | 13,501 | 39,926 | -3,061 | -5,417 |
| Issuance of common and treasury stock, net | 10,564 | 283 | 12,451 | -6,176 |
| Repurchase of common stock | 0 | 308,432 | 40,981 | 63,795 |
| Dividends paid | 37,628 | 38,216 | 36,271 | 73,017 |
| Net cash provided by (used in) financing activities | 653,654 | 1,209,300 | -270,331 | 66,558 |
| Cash, cash equivalents, restricted cash and restricted cash equivalents, period increase (decrease), including exchange rate effect, total | -245,695 | 232,059 | 66,980 | -75,638 |
| Cash and cash equivalents at beginning of period | 1,658,102 | 1,426,043 | 1,434,701 | - |
| Cash and cash equivalents at end of period | 1,412,407 | 1,658,102 | 1,426,043 | - |
BOK FINANCIAL CORP (BOKF)
BOK FINANCIAL CORP (BOKF)