For the quarter ending 2025-09-30, BOTJ has $1,020,125K in assets. $943,153K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 28,450 | 22,587 | ||
| Federal funds sold | 57,001 | 55,320 | ||
| Total cash and cash equivalents | 85,451 | 77,907 | ||
| Securities held-to-maturity, at amortized cost (fair value of 3,308 as of september 30, 2025 and 3,170 as of december 31, 2024) net of allowance for credit losses of 0 as of september 30, 2025 and december 31, 2024 | 3,594 | 3,598 | ||
| Securities available-for-sale, at fair value | 202,506 | 196,585 | ||
| Restricted stock, at cost | 1,828 | 1,828 | ||
| Total loans | 659,586 | - | ||
| Less allowance for credit losses | 6,298 | - | ||
| Loans, net of allowance for credit losses of 6,298 as of september 30, 2025 and 7,044 as of december 31, 2024 | 653,288 | 649,089 | ||
| Loans held for sale | 3,766 | 4,226 | ||
| Premises and equipment, net | 18,834 | 19,044 | ||
| Deferred tax asset, net | - | 7,774 | ||
| Interest receivable | 3,001 | 3,148 | ||
| Cash value - bank owned life insurance | 23,480 | 23,285 | ||
| Customer relationship intangible | 6,305 | 6,445 | ||
| Goodwill | 2,054 | 2,054 | ||
| Other assets | 16,018 | 9,259 | ||
| Total assets | 1,020,125 | 1,004,242 | ||
| Noninterest bearing demand | 132,848 | 137,801 | ||
| Now, money market and savings | 548,110 | 543,555 | ||
| Time | 238,838 | 229,171 | ||
| Total deposits | 919,796 | 910,527 | ||
| Other borrowings | 8,836 | 8,992 | ||
| Income taxes payable | - | 310 | ||
| Interest payable | 1,292 | 856 | ||
| Other liabilities | 13,229 | 11,892 | ||
| Total liabilities | 943,153 | 932,577 | ||
| Common stock 2.14 par value authorized 10,000,000 shares issued and outstanding 4,543,338 as of september 30, 2025 and december 31, 2024 | 9,723 | 9,723 | ||
| Additional paid-in-capital | 35,253 | 35,253 | ||
| Accumulated other comprehensive loss | -15,743 | -18,753 | ||
| Retained earnings | 47,739 | 45,442 | ||
| Total stockholders equity | 76,972 | 71,665 | ||
| Total liabilities and stockholders equity | 1,020,125 | 1,004,242 | ||
BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)
BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)