Financial insights of BOW

MyFinsight

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Total revenues	155,694	151,678	143,932	133,263
Net losses and loss adjustment expenses	91,481	91,087	84,608	78,900
Net acquisition costs	13,893	13,167	12,512	11,038
Operating expenses	25,804	26,641	25,837	25,849
Non-operating expenses	0	95	783	437
Warrant expense	775	792	792	783
Interest expense and financing fees	3,162	1,242	262	261
Loss on extinguishment of credit facility	NaN	-862	NaN	NaN
Foreign exchange gaines (losss)	-8	15	-32	-79
Total expenses	135,123	133,871	124,826	117,347
Income before income taxes	20,571	17,807	19,106	15,916
Income tax expense	4,561	NaN	3,930	3,574
Net income	16,010	NaN	15,176	12,342
Change in unrealized gain (loss) on investments (net of income tax (expense) benefit of 2,252, (1,972), 2,252, (2,679), respectively	-8,472	NaN	5,291	3,188
Total comprehensive income	7,538	NaN	20,467	15,530

Basic EPS	0.49	0.38	0.46	0.38
Diluted EPS	0.48	0.372	0.45	0.36
Basic Average Shares	32,807,104	32,785,116	32,782,300	32,721,629
Diluted Average Shares	33,283,727	33,534,968	33,650,923	34,045,961

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.