Financial insights of BOW

MyFinsight

For the quarter ending 2025-09-30, BOW made $143,932K in revenue. $20,467K in net income. Net profit margin of 14.22%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30	2025-03-31	2024-09-30
Total revenues	143,932	133,263	122,716	116,761
Net losses and loss adjustment expenses	84,608	78,900	73,427	67,824
Net acquisition costs	12,512	11,038	9,796	9,163
Operating expenses	25,837	25,849	23,937	22,386
Non-operating expenses	783	437	110	487
Warrant expense	792	783	775	792
Credit facility interest expenses and fees	262	261	247	252
Foreign exchange losses	-32	-79	46	-37
Total expenses	124,826	117,347	108,246	100,941
Income before income taxes	19,106	15,916	14,470	15,820
Income tax expense	3,930	3,574	3,045	3,728
Net income	15,176	12,342	11,425	12,092
Change in unrealized gain (loss) on investments (net of income tax (expense) benefit of (1,407), (2,928), (4,226), (2,679), respectively	5,291	3,188	7,418	11,016
Total comprehensive income	20,467	15,530	18,843	23,108

Basic (in dollars per share)	0.46	0.38	0.35	0.37
Basic (in shares)	32,782,300	32,721,629	32,662,683	32,658,823
Diluted (in dollars per share)	0.45	0.36	0.34	0.36
Diluted (in shares)	33,650,923	34,045,961	33,711,924	33,263,958