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Income Overview

Net Income
$12,993K
EPS
$0.45
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Loans, including fees
64,146
61,726
53,076*
60,038
Investment securities
6,904
6,923
7,575*
10,371
Other
1,606
1,316
298*
3,224
Total interest income
72,656
69,965
60,949*
73,633
Deposits
29,711
28,793
27,589*
34,615
Federal funds purchased
19
238
5*
-
Notes payable
-
-
306*
106
Fhlb advances
2,494
2,438
2,666*
2,933
Subordinated debentures
1,866
1,849
218*
1,888
Total interest expense
34,090
33,318
30,784*
39,542
Net interest income
38,566
36,647
30,165*
34,091
Provision for credit losses
550
1,200
2,750*
1,100
Net interest income after provision for credit losses
38,016
35,447
27,415*
32,991
Customer service fees
520
527
510*
501
Net gain on sales of available for sale securities
-
7,251
437*
59
Letter of credit fees
304
185
2,129*
383
Debit card interchange fees
230
201
121*
173
Swap fees
263
240
408*
-
Bank-owned life insurance
451
447
341*
440
Investment advisory fees
260
213
349*
208
Fhlb prepayment income
-
-
75*
-
Other income
296
500
362*
297
Total noninterest income
2,324
9,564
4,732*
2,061
Salaries and employee benefits
13,916
13,492
10,710*
12,229
Occupancy and equipment
1,360
1,375
1,147*
1,266
Fdic insurance assessment
595
780
420*
775
Data processing
692
611
608*
637
Professional and consulting fees
1,267
1,196
986*
1,261
Derivative collateral fees
206
168
442*
309
Information technology and telecommunications
1,258
1,067
972*
973
Marketing and advertising
604
776
164*
658
Intangible asset amortization
227
226
231*
230
Fhlb prepayment penalty
-
982
-
-
Other expense
1,769
1,497
1,723*
1,618
Total noninterest expense
21,894
22,170
17,403*
19,956
Income before income taxes
18,446
22,841
14,744*
15,096
Amount of statutory rate
-
-
3,125*
-
State income taxes (net of federal income tax benefit)
-
-
1,012*
-
Low income housing
-
-
587*
-
Rehabilitation
-
-
204*
-
Interest on investment securities and loans exempt from federal income tax
-
-
-367*
-
Other
-
-
-46*
-
Proportional amortization
-
-
613*
-
Other
-
-
-87*
-
Provision for income taxes
4,439
5,435
3,459*
3,495
Net income
14,007
17,406
11,285*
11,601
Preferred stock dividends
1,014
1,013
1,015*
1,013
Net income available to common shareholders
12,993
16,393
10,270
10,588
Basic EPS
0.47
0.59
0.372
0.38
Diluted EPS
0.45
0.58
0.365
0.38
Basic Average Shares
27,861,522
27,800,091
27,583,208
27,504,840
Diluted Average Shares
28,589,332
28,490,176
28,149,308
28,190,406
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans, including fees$64,146K Investment securities$6,904K Other$1,606K Total interest income$72,656K Net interest income$38,566K Customer service fees$520K Bank-owned life insurance$451K Letter of credit fees$304K Other income$296K Swap fees$263K Investment advisory fees$260K Debit cardinterchange fees$230K Total interestexpense$34,090K Net interest incomeafter provision for...$38,016K Total noninterestincome$2,324K Provision for creditlosses$550K Deposits$29,711K Fhlb advances$2,494K Subordinated debentures$1,866K Federal funds purchased$19K Income before incometaxes$18,446K Total noninterestexpense$21,894K Net income$14,007K Provision for income taxes$4,439K Salaries and employeebenefits$13,916K Other expense$1,769K Occupancy and equipment$1,360K Professional and consultingfees$1,267K Information technology andtelecommunications$1,258K Data processing$692K Marketing and advertising$604K Fdic insuranceassessment$595K Intangible assetamortization$227K Derivative collateral fees$206K Net incomeavailable to common...$12,993K Preferred stock dividends$1,014K

Bridgewater Bancshares Inc (BWBBP)

Bridgewater Bancshares Inc (BWBBP)