Financial insights of BWBBP

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$16,393K
EPS
$0.58
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30
Loans, including fees	61,726	53,076*	60,038
Investment securities	6,923	7,575*	10,371
Other	1,316	298*	3,224
Total interest income	69,965	60,949*	73,633
Deposits	28,793	27,589*	34,615
Federal funds purchased	238	5*	-
Notes payable	-	306*	106
Fhlb advances	2,438	2,666*	2,933
Subordinated debentures	1,849	218*	1,888
Total interest expense	33,318	30,784*	39,542
Net interest income	36,647	30,165*	34,091
Provision for credit losses	1,200	2,750*	1,100
Net interest income after provision for credit losses	35,447	27,415*	32,991
Customer service fees	527	510*	501
Net gain on sales of available for sale securities	7,251	437*	59
Letter of credit fees	185	2,129*	383
Debit card interchange fees	201	121*	173
Swap fees	240	408*	-
Bank-owned life insurance	447	341*	440
Investment advisory fees	213	349*	208
Fhlb prepayment income	-	75*	-
Other income	500	362*	297
Total noninterest income	9,564	4,732*	2,061
Salaries and employee benefits	13,492	10,710*	12,229
Occupancy and equipment	1,375	1,147*	1,266
Fdic insurance assessment	780	420*	775
Data processing	611	608*	637
Professional and consulting fees	1,196	986*	1,261
Derivative collateral fees	168	442*	309
Information technology and telecommunications	1,067	972*	973
Marketing and advertising	776	164*	658
Intangible asset amortization	226	231*	230
Fhlb prepayment penalty	982	-	-
Other expense	1,497	1,723*	1,618
Total noninterest expense	22,170	17,403*	19,956
Income before income taxes	22,841	14,744*	15,096
Amount of statutory rate	-	3,125*	-
State income taxes (net of federal income tax benefit)	-	1,012*	-
Low income housing	-	587*	-
Rehabilitation	-	204*	-
Interest on investment securities and loans exempt from federal income tax	-	-367*	-
Other	-	-46*	-
Proportional amortization	-	613*	-
Other	-	-87*	-
Provision for income taxes	5,435	3,459*	3,495
Net income	17,406	11,285*	11,601
Preferred stock dividends	1,013	1,015*	1,013
Net income available to common shareholders	16,393	10,270	10,588

Basic EPS	0.59	0.372	0.38
Diluted EPS	0.58	0.365	0.38
Basic Average Shares	27,800,091	27,583,208	27,504,840
Diluted Average Shares	28,490,176	28,149,308	28,190,406

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$16,393K
EPS
$0.58
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income
$16,393K
EPS
$0.58
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$16,393KEPS$0.58Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$16,393KEPS$0.58Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$16,393K
EPS
$0.58
Unit: Thousand (K) dollars

Net Income
$16,393K
EPS
$0.58
Unit: Thousand (K) dollars