bwbbp: the income statement

MyFinsight

For the quarter ending 2025-09-30, BWBBP made $135,192K in revenue. $10,588K in net income. Net profit margin of 7.83%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Loans, including fees	60,038
Investment securities	10,371
Other	3,224
Total interest income	73,633
Deposits	34,615
Notes payable	106
Fhlb advances	2,933
Subordinated debentures	1,888
Total interest expense	39,542
Net interest income	34,091
Provision for credit losses	1,100
Net interest income after provision for credit losses	32,991
Customer service fees	501
Net gain on sales of available for sale securities	59
Letters of credit fees	383
Debit card interchange fees	173
Bank-owned life insurance	440
Investment advisory fees	208
Other income	297
Total noninterest income	2,061
Salaries and employee benefits	12,229
Occupancy and equipment	1,266
Fdic insurance assessment	775
Data processing	637
Professional and consulting fees	1,261
Derivative collateral fees	309
Information technology and telecommunications	973
Marketing and advertising	658
Intangible asset amortization	230
Other expense	1,618
Total noninterest expense	19,956
Income before income taxes	15,096
Provision for income taxes	3,495
Net income	11,601
Preferred stock dividends	1,013
Net income available to common shareholders	10,588

Earnings per share, basic	0.38
Earnings per share, diluted	0.38
Weighted average number of shares outstanding, basic	27,504,840
Weighted average number of shares outstanding, diluted	28,190,406