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For the year ending 2025-12-31.

Income Overview

Net Income
$42,034K
EPS
$1.49
Unit: Thousand (K) dollars

Income Statement
2025-12-31
Loans, including fees
233,190
Investment securities
38,688
Other
9,970
Total interest income
281,848
Deposits
131,418
Federal funds purchased
21
Notes payable
624
Fhlb advances
11,465
Subordinated debentures
5,882
Total interest expense
149,410
Net interest income
132,438
Provision for (recovery of) credit losses
6,050
Net interest income after provision for (recovery of) credit losses
126,388
Customer service fees
2,013
Net gain (loss) on sales of available for sale securities
614
Letters of credit fees
1,829
Debit card interchange fees
640
Swap fees
1,631
Bank-owned life insurance
1,661
Investment advisory fees
973
Fhlb prepayment income
301
Other income
1,253
Total noninterest income
10,915
Salaries and employee benefits
47,397
Occupancy and equipment
4,945
Fdic insurance assessment
2,745
Data processing
2,519
Professional and consulting fees
4,769
Derivative collateral fees
1,369
Information technology and telecommunications
3,891
Marketing and advertising
2,138
Intangible asset amortization
921
Other expense
6,577
Total noninterest expense
77,271
Income before income taxes
60,032
Amount of statutory rate
12,607
State income taxes (net of federal income tax benefit)
4,047
Low income housing
2,347
Rehabilitation
815
Interest on investment securities and loans exempt from federal income tax
-1,468
Other
-183
Proportional amortization
2,451
Other
-348
Provision for income taxes
13,944
Net income
46,088
Preferred stock dividends
4,054
Net income available to common shareholders
42,034
Basic EPS
1.53
Diluted EPS
1.49
Basic Average Shares
27,544,024
Diluted Average Shares
28,169,857
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Loans, including fees$233,190K Investment securities$38,688K Other$9,970K Total interest income$281,848K Net interest income$132,438K Customer service fees$2,013K Letters of credit fees$1,829K Bank-owned life insurance$1,661K Swap fees$1,631K Other income$1,253K Investment advisory fees$973K Debit cardinterchange fees$640K Net gain (loss) onsales of available for...$614K Fhlb prepaymentincome$301K Total interestexpense$149,410K Net interest incomeafter provision for...$126,388K Total noninterestincome$10,915K Provision for (recoveryof) credit losses$6,050K Deposits$131,418K Fhlb advances$11,465K Subordinated debentures$5,882K Notes payable$624K Federal funds purchased$21K Income before incometaxes$60,032K Total noninterestexpense$77,271K Net income$46,088K Provision for income taxes$13,944K Low income housing$2,347K Interest on investmentsecurities and loans exempt...-$1,468K Salaries and employeebenefits$47,397K Other expense$6,577K Occupancy and equipment$4,945K Professional and consultingfees$4,769K Information technology andtelecommunications$3,891K Fdic insuranceassessment$2,745K Data processing$2,519K Marketing and advertising$2,138K Derivative collateral fees$1,369K Intangible assetamortization$921K Rehabilitation$815K Other-$348K Other-$183K Net incomeavailable to common...$42,034K Preferred stock dividends$4,054K Amount of statutoryrate$12,607K State income taxes(net of federal...$4,047K Proportional amortization$2,451K

Bridgewater Bancshares Inc (BWBBP)

Bridgewater Bancshares Inc (BWBBP)