Financial insights of CARE

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
And Fee Income Loans And Leases	199,986
And Fee Income Loans And Leases	2,259
Income Securities	26,288
Income Securities	265
Federal reserve bank excess reserves	2,540
Interest on bank deposits	268
Dividend income	616
Total interest income	232,222
Interest expense on deposits	96,184
Interest expense on federal funds purchased	0
Interest on other borrowings	5,218
Total interest expense	101,402
Net interest income	130,820
(recovery) provision for credit losses	-3,637
(recovery) provision for unfunded commitments	-194
Net interest income after (recovery) provision for credit losses	134,651
Gains (losses) on sales of securities, net	46
Service charges, commissions and fees	7,312
Debit card interchange fees	7,935
Insurance commissions	2,728
Bank owned life insurance income	1,511
Commercial loan swap fee income	0
Other	2,872
Total noninterest income	22,404
Salaries and employee benefits	57,743
Occupancy expense, net	17,620
Fdic insurance expense	5,843
Other taxes	3,612
Advertising expense	3,171
Telephone expense	1,216
Professional and legal fees	6,877
Data processing	5,698
Debit card expense	4,192
Other	11,082
Total noninterest expense	117,054
Income before income taxes	40,001

Basic EPS	1.38
Diluted EPS	1.38
Basic Average Shares	22,456,705
Diluted Average Shares	22,456,705