For the quarter ending 2026-03-31, CASS had -$56,831K decrease in cash & cash equivalents over the period. -$14,989K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|
| Income (loss) from continuing operations, net of tax, attributable to parent | -14,183 | 9,212 | 13,710 |
| Amortization of intangible assets | -586 | 293 | 586 |
| Accretion (amortization) of discounts and premiums, investments | 1,160 | -199 | -782 |
| Depreciation | -3,033 | 1,445 | 3,029 |
| (gain) loss on sale of investment securities | 3,577 | 4 | -3,576 |
| Share-based compensation expense | -1,738 | 1,018 | 2,159 |
| Provision for credit losses | -676 | -193 | 930 |
| Increase in current income tax liability | -473 | 2,119 | 71 |
| Increase in accounts receivable | -843 | 180 | 169 |
| Other operating activities, net | 5,080 | -1,488 | -3,136 |
| Cash provided by (used in) operating activity, continuing operation | -19,503 | 12,421 | 21,538 |
| Cash provided by (used in) operating activity, discontinued operation | 1,463 | -106 | -1,264 |
| Net cash provided by operating activities | -18,040 | 12,315 | 20,274 |
| Proceeds from sales of investment securities available-for-sale | -122,338 | 72,681 | 53,134 |
| Proceeds from maturities of investment securities available-for-sale | -36,345 | 15,777 | 40,037 |
| Purchase of investment securities available-for-sale | -312,519 | 201,604 | 153,209 |
| Net increase in loans | 21,155 | -28,657 | 35,015 |
| Proceeds from divestiture of businesses | - | 0 | 18,000 |
| (increase) decrease in payments in advance of funding | 116,600 | 10,439 | -30,929 |
| Purchases of premises and equipment, net | -3,051 | 1,032 | 3,914 |
| Cash provided by (used in) investing activity, continuing operation | 1,132 | -95,960 | -50,038 |
| Cash provided by (used in) investing activity, discontinued operation | 99 | 0 | -99 |
| Net cash used in investing activities | 1,231 | -95,960 | -50,137 |
| Net (decrease) increase in noninterest-bearing demand deposits | -263,260 | 36,562 | 119,377 |
| Net decrease in interest-bearing demand and savings deposits | 92,974 | -12,899 | -88,138 |
| Net increase in time deposits | 9,192 | 7,201 | 4,641 |
| Net (increase) decrease in accounts and drafts receivable from customers | 58,367 | 10,479 | -4,371 |
| Proceeds from issuance of debt | 145,000 | - | - |
| Net decrease in accounts and drafts receivable from customers | 125,464 | -93,576 | 92,816 |
| Cash dividends paid | -8,249 | 4,073 | 8,303 |
| Purchase of common shares for treasury | -14,809 | 6,732 | 10,996 |
| Other financing activities, net | 446 | 0 | -1,429 |
| Cash provided by (used in) financing activity, continuing operation | -59,687 | 124,114 | -82,035 |
| Cash provided by (used in) financing activity, discontinued operation | 19,665 | 0 | -19,665 |
| Net cash used in financing activities | -40,022 | 124,114 | -101,700 |
| Net decrease in cash and cash equivalents | -56,831 | 40,469 | -131,563 |
| Cash and cash equivalents at beginning of period | 258,634 | 349,728 | - |
| Cash and cash equivalents at end of period | 244,343 | 258,634 | - |
CASS INFORMATION SYSTEMS INC (CASS)
CASS INFORMATION SYSTEMS INC (CASS)