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Cash Flow Overview

Change in Cash
-$15,870K
Free Cash flow
$13,840K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net (decrease) increase in nonin...
    • Proceeds from sales of investmen...
    • Net decrease (increase) in accou...
    • Others
Negative Cash Flow Breakdown
    • Proceeds from issuance of debt
    • Net decrease in interest-bearing...
    • Net (increase) decrease in accou...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Income (loss) from continuing operations, net of tax, attributable to parent
10,575
-14,183
9,212
13,710
Amortization of intangible assets
293
-586
293
586
Accretion (amortization) of discounts and premiums, investments
358
1,160
-199
-782
Depreciation
1,556
-3,033
1,445
3,029
(gain) loss on sale of investment securities
5
3,577
4
-3,576
Share-based compensation expense
1,130
-1,738
1,018
2,159
Provision for credit losses
531
-676
-193
930
Increase in current income tax liability
4,032
-473
2,119
71
Decrease (increase) in accounts receivable
491
-843
180
169
Other operating activities, net
-338
5,080
-1,488
-3,136
Cash provided by (used in) operating activity, continuing operation
16,925
-19,503
12,421
21,538
Cash provided by (used in) operating activity, discontinued operation
12
1,463
-106
-1,264
Net cash provided by operating activities
16,937
-18,040
12,315
20,274
Proceeds from sales of investment securities available-for-sale
28,144
-122,338
72,681
53,134
Proceeds from maturities of investment securities available-for-sale
19,490
-36,345
15,777
40,037
Purchase of investment securities available-for-sale
0
-312,519
201,604
153,209
Net increase in loans
14,309
21,155
-28,657
35,015
Proceeds from divestiture of businesses
-18,000
-
0
18,000
(increase) decrease in payments in advance of funding
-11,010
116,600
10,439
-30,929
Purchases of premises and equipment, net
3,097
-3,051
1,032
3,914
Cash provided by (used in) investing activity, continuing operation
41,238
1,132
-95,960
-50,038
Cash provided by (used in) investing activity, discontinued operation
0
99
0
-99
Net cash used in investing activities
41,238
1,231
-95,960
-50,137
Net (decrease) increase in noninterest-bearing demand deposits
75,739
-263,260
36,562
119,377
Net decrease in interest-bearing demand and savings deposits
-62,462
92,974
-12,899
-88,138
Net increase in time deposits
-2,392
9,192
7,201
4,641
Net (increase) decrease in accounts and drafts receivable from customers
-39,740
58,367
10,479
-4,371
Proceeds from issuance of debt
-65,000
145,000
-
-
Net decrease (increase) in accounts and drafts receivable from customers
-27,944
125,464
-93,576
92,816
Cash dividends paid
4,097
-8,249
4,073
8,303
Purchase of common shares for treasury
3,076
-14,809
6,732
10,996
Other financing activities, net
-961
446
0
-1,429
Cash provided by (used in) financing activity, continuing operation
-74,045
-59,687
124,114
-82,035
Cash provided by (used in) financing activity, discontinued operation
0
19,665
0
-19,665
Net cash used in financing activities
-74,045
-40,022
124,114
-101,700
Net decrease in cash and cash equivalents
-15,870
-56,831
40,469
-131,563
Cash and cash equivalents at beginning of period
258,634
258,634
349,728
-
Cash and cash equivalents at end of period
228,473
244,343
258,634
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sales ofinvestment securities...$28,144K (-47.03%↓ Y/Y)Proceeds from maturitiesof investment...$19,490K (-51.32%↓ Y/Y)Income (loss) fromcontinuing operations, net...$10,575K (-22.87%↓ Y/Y)Increase in currentincome tax liability$4,032K (5578.87%↑ Y/Y)Depreciation$1,556K (-48.63%↓ Y/Y)Share-based compensationexpense$1,130K (-47.66%↓ Y/Y)something is missing$18,000K (increase) decrease inpayments in advance of...-$11,010K (64.40%↑ Y/Y)Provision for creditlosses$531K (-42.90%↓ Y/Y)Amortization of intangibleassets$293K (-50.00%↓ Y/Y)Cash provided by(used in) investing...$41,238K (182.41%↑ Y/Y)Cash provided by(used in) operating...$16,925K (-21.42%↓ Y/Y)Cash provided by(used in) operating...$12K (100.95%↑ Y/Y)Canceled cashflow$35,406K Canceled cashflow$1,192K Net cash used ininvesting activities$41,238K (182.25%↑ Y/Y)Net cash provided byoperating activities$16,937K (-16.46%↓ Y/Y)Proceeds fromdivestiture of businesses-$18,000K (-200.00%↓ Y/Y)Net increase inloans$14,309K (-59.13%↓ Y/Y)Purchases of premises andequipment, net$3,097K (-20.87%↓ Y/Y)Decrease (increase) inaccounts receivable$491K (190.53%↑ Y/Y)Accretion (amortization)of discounts and...$358K (145.78%↑ Y/Y)Other operatingactivities, net-$338K (89.22%↑ Y/Y)(gain) loss on sale ofinvestment securities$5K (100.14%↑ Y/Y)Net decrease in cashand cash...-$15,870K (87.94%↑ Y/Y)Canceled cashflow$58,175K Net cash used infinancing activities-$74,045K (27.19%↑ Y/Y)Net (decrease)increase in...$75,739K (-36.55%↓ Y/Y)Net decrease(increase) in accounts and...-$27,944K (-130.11%↓ Y/Y)Cash provided by(used in) financing...-$74,045K (9.74%↑ Y/Y)Canceled cashflow$103,683K Proceeds from issuance ofdebt-$65,000K Net decrease ininterest-bearing demand and...-$62,462K (29.13%↑ Y/Y)Net (increase)decrease in accounts and...-$39,740K (-809.17%↓ Y/Y)Cash dividends paid$4,097K (-50.66%↓ Y/Y)Purchase of common sharesfor treasury$3,076K (-72.03%↓ Y/Y)Net increase in timedeposits-$2,392K (-151.54%↓ Y/Y)Other financingactivities, net-$961K (32.75%↑ Y/Y)

CASS INFORMATION SYSTEMS INC (CASS)

CASS INFORMATION SYSTEMS INC (CASS)