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For the year ending 2025-12-31, CB has $272,327M in assets. $192,548M in debts.

Balance Sheets Overview

Debt to Asset Ratio
70.70%
Unit: Million (M) dollars
Assets Breakdown
    • Total investments
    • Reinsurance recoverable on losse...
    • Goodwill
    • Others
Liabilities Breakdown
    • Retained earnings
    • Unearned premiums
    • Future policy benefits
    • Others

Balance Sheets
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Short-term investments, at fair value (amortized cost 4,840 and 5,143) (includes variable interest entities (vie) balances of 105 and 57)
4,840 5,142 4,551 4,960
Fixed maturities available-for-sale, at fair value, net of valuation allowance 52 and 70 (amortized cost 124,726 and 115,083)
122,680 110,363 106,571 85,220
Fixed maturities held to maturity, at amortized cost, net of valuation allowance nil and 34 (fair value nil and 8,439)
--0 8,848
Private debt held-for-investment, at amortized cost, net of valuation allowance 4 and nil
--2,553 -
Private debt held-for-investment, at amortized cost, net of valuation allowance 3 and 4
2,411 2,628 --
Equity securities, at fair value (includes vie balances of 2,275 and 1,289)
10,801 9,151 3,455 827
Private equities (includes vie balances of 22 and 22)
17,239 14,769 14,078 -
Other investments (includes vie balances of 5,818 and 4,538)
10,749 8,597 5,527 13,696
Total investments
168,720 150,650 136,735 113,551
Cash
---2,012
Restricted cash
---115
Cash, including restricted cash 198 and 261 (includes vie balances of 168 and 114)
2,470 2,549 2,621 -
Securities lending collateral
2,500 1,445 1,299 1,523
Accrued investment income
1,305 1,160 1,086 941
Insurance and reinsurance balances receivable, net of valuation allowance 62 and 59
15,944 14,426 13,379 11,933
Reinsurance recoverable on losses and loss expenses, net of valuation allowance 320 and 310
20,338 19,777 19,952 18,901
Reinsurance recoverable on policy benefits
286 289 280 303
Deferred policy acquisition costs
10,008 8,358 7,152 5,788
Value of business acquired
2,975 3,223 3,674 3,596
Goodwill
20,207 19,579 19,686 16,287
Other intangible assets
6,241 6,377 6,775 5,441
Deferred tax assets
1,312 1,603 1,741 -
Prepaid reinsurance premiums
3,874 3,378 3,221 3,140
Investments in partially-owned insurance companies
--191 2,877
Separate account assets
6,925 6,231 5,573 -
Other assets (includes vie balances of 58 and 26)
9,222 7,503 7,317 12,736
Total assets
272,327 246,548 230,682 199,144
Unpaid losses and loss expenses
88,018 84,004 80,122 76,323
Unearned premiums
26,279 23,504 22,051 20,360
Future policy benefits
18,420 16,121 13,888 10,120
Market risk benefits
659 607 771 -
Policyholders' account balances
8,576 8,016 7,462 -
Separate account liabilities
6,925 6,231 5,573 -
Insurance and reinsurance balances payable
8,349 8,121 8,302 7,795
Repurchase agreements (includes vie balances of 956 and 815)
3,324 2,731 2,833 1,419
Securities lending payable
2,500 1,445 1,299 1,523
Accounts payable, accrued expenses, and other liabilities (includes vie balances of 159 and 183)
10,108 10,192 8,332 15,587
Deferred tax liabilities
1,741 1,584 1,555 292
Short-term debt
1,499 800 1,460 475
Long-term debt
15,728 14,379 13,035 14,402
Trust preferred securities
--308 308
Hybrid debt
422 419 --
Total liabilities
192,548 178,154 166,991 148,604
Common shares (chf 0.50 par value 412,107,421 and 419,625,986 shares issued 391,101,227 and 400,703,663 shares outstanding)
231 235 241 10,346
Common shares in treasury (21,006,194 and 18,922,323 shares)
4,699 3,524 4,400 5,113
Additional paid-in capital
13,250 14,393 15,665 7,166
Retained earnings
69,950 61,561 54,810 48,334
Accumulated other comprehensive income (loss) (aoci)
-4,975 -8,644 -6,809 -10,193
Total chubb shareholders' equity
73,757 64,021 59,507 50,540
Noncontrolling interests (includes vie balances of 5,133 and 3,459)
6,022 4,373 4,184 -
Total shareholders equity
79,779 68,394 63,691 -
Total liabilities and shareholders equity
272,327 246,548 230,682 199,144
Unit: Million (M) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Fixed maturitiesavailable-for-sale, at fair value,...$122,680M (11.16%↑ Y/Y)Private equities(includes vie balances of...$17,239M (16.72%↑ Y/Y)Equity securities, atfair value (includes...$10,801M (18.03%↑ Y/Y)Other investments(includes vie balances of...$10,749M (25.03%↑ Y/Y)Short-term investments, atfair value...$4,840M (-5.87%↓ Y/Y)Private debtheld-for-investment, at amortized...$2,411M (-8.26%↓ Y/Y)Total investments$168,720M (11.99%↑ Y/Y)Reinsurance recoverable onlosses and loss...$20,338M (2.84%↑ Y/Y)Goodwill$20,207M (3.21%↑ Y/Y)Insurance and reinsurancebalances receivable, net...$15,944M (10.52%↑ Y/Y)Deferred policyacquisition costs$10,008M (19.74%↑ Y/Y)Other assets(includes vie balances of...$9,222M (22.91%↑ Y/Y)Separate account assets$6,925M (11.14%↑ Y/Y)Other intangibleassets$6,241M (-2.13%↓ Y/Y)Prepaid reinsurancepremiums$3,874M (14.68%↑ Y/Y)Value of businessacquired$2,975M (-7.69%↓ Y/Y)Securities lendingcollateral$2,500M (73.01%↑ Y/Y)Cash, includingrestricted cash 198 and 261...$2,470M (-3.10%↓ Y/Y)Deferred tax assets$1,312M (-18.15%↓ Y/Y)Accrued investmentincome$1,305M (12.50%↑ Y/Y)Reinsurance recoverable onpolicy benefits$286M (-1.04%↓ Y/Y)Total assets$272,327M (10.46%↑ Y/Y)Total liabilities andshareholders equity$272,327M (10.46%↑ Y/Y)Total liabilities$192,548M (8.08%↑ Y/Y)Total shareholdersequity$79,779M (16.65%↑ Y/Y)Unpaid losses and lossexpenses$88,018M (4.78%↑ Y/Y)Unearned premiums$26,279M (11.81%↑ Y/Y)Future policy benefits$18,420M (14.26%↑ Y/Y)Long-term debt$15,728M (9.38%↑ Y/Y)Accounts payable,accrued expenses, and...$10,108M (-0.82%↓ Y/Y)Policyholders' accountbalances$8,576M (6.99%↑ Y/Y)Insurance and reinsurancebalances payable$8,349M (2.81%↑ Y/Y)Separate accountliabilities$6,925M (11.14%↑ Y/Y)Repurchase agreements(includes vie balances of...$3,324M (21.71%↑ Y/Y)Securities lending payable$2,500M (73.01%↑ Y/Y)Deferred tax liabilities$1,741M (9.91%↑ Y/Y)Short-term debt$1,499M (87.38%↑ Y/Y)Market risk benefits$659M (8.57%↑ Y/Y)Hybrid debt$422M (0.72%↑ Y/Y)Total chubbshareholders' equity$73,757M (15.21%↑ Y/Y)Noncontrolling interests(includes vie balances of...$6,022M (37.71%↑ Y/Y)Accumulated othercomprehensive income (loss)...-$4,975M (42.45%↑ Y/Y)Common shares intreasury (21,006,194 and...$4,699M (33.34%↑ Y/Y)Retained earnings$69,950M (13.63%↑ Y/Y)Additional paid-in capital$13,250M (-7.94%↓ Y/Y)Common shares (chf 0.50par value...$231M (-1.70%↓ Y/Y)

2020-Chubb-Annual-Report-1-pdf-svg copy-svg

Chubb Ltd (CB)

2020-Chubb-Annual-Report-1-pdf-svg copy-svg

Chubb Ltd (CB)