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CB Financial Services, Inc. (CBFV)

CB Financial Services, Inc. (CBFV)

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Cash Flow Overview

Change in Cash
$44,397K
Free Cash flow
$10,175K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net increase in short-term borro...
    • Net increase in deposits
    • Proceeds from principal repaymen...
    • Others
Negative Cash Flow Breakdown
    • Purchases of securities
    • Net increase in loans
    • Purchase of restricted equity se...
    • Others
Cash Flow
2026-06-30
2025-12-31
2025-09-30
2025-06-30
Net income
8,168
4,739
-5,694
5,858
Net accretion on securities
560
208
87
78
Depreciation and amortization
1,131
461
455
894
Loss on securities
-
-
-
-69
Net gain on disposal of premises and equipment
-
40
0
0
Recovery/provision for credit losses-Loans
385
265
337
-68
Recovery/provision for credit losses-Unfunded Loan Commitment
-126
97
-78
36
Net loss on sale of debt securities
-
0
-11,757
-
Net loss on sale of equity securities
0
0
0
-
Net unrealized loss recognized on equity securities
-10
14
5
-
Gain on boli death benefit claims
-
0
0
0
Gain on sale of subsidiary
-
0
-
-
Gain on purchased tax credits
21
3
4
7
Income from bank-owned life insurance
315
152
154
297
Proceeds from mortgage loans sold
1,687
252
1,373
3,856
Loss (gain) on sales of other real estate owned
-
-51
0
0
Originations of mortgage loans for sale
1,631
140
918
3,822
Net gain on sale of loans
56
6
50
49
Noncash expense for stock-based compensation
474
186
194
416
Decrease (increase) in accrued interest receivable
-64
35
520
233
(benefit) provision in deferred income tax
405
3,573
-2,665
-843
Increase in taxes payable
644
-1,586
-1,228
780
Decrease in accrued interest payable
-455
52
252
-779
Other, net
-1,449
-4,681
3,674
-740
Net cash provided by operating activities
10,443
5,027
4,621
8,159
Proceeds from disposal of premises and equipment
-
41
0
0
Proceeds from sales of other real estate owned
-
107
0
0
Proceeds from sales of debt securities
-
0
116,153
1,680
Proceeds from principal repayments and maturities
37,863
9,434
8,924
19,659
Purchases of securities
84,874
19,804
126,699
22,637
Proceeds from sale of equity securities
0
0
1,680
-
Proceeds from a claim on bank-owned life insurance
-
0
0
0
Net increase in loans
17,511
23,168
37,475
8,968
Purchase of premises and equipment
268
188
104
358
Investment in low income housing tax credit
1,080
603
0
354
Investment in historical tax credit
217
-
-
-
Purchase of restricted equity securities
6,618
3,203
4,880
-
Redemption of restricted equity securities
3,989
-13,080
4,975
-47
Net cash used in investing activities
-68,716
-34,160
-37,520
-10,931
Net increase in deposits
40,255
5,385
24,988
25,915
Net increase in short-term borrowings
65,000
-
-
-
Principal payments on other borrowed funds
0
0
0
20,000
Proceeds from other borrowed funds
0
0
0
20,000
Cash dividends paid
2,830
1,302
1,296
2,536
Treasury stock, purchases at cost
306
14
7
6,819
Exercise of stock options
551
867
598
1,146
Net cash provided by financing activities
102,670
4,936
24,283
17,706
Increase in cash and due from banks
44,397
-24,197
-8,616
14,934
Cash and due from banks at beginning of year
31,693
55,890
49,572
-
Cash and due from banks at end of period
76,090
31,693
55,890
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Net increase inshort-term borrowings$65,000K Net increase indeposits$40,255K (55.33%↑ Y/Y)Net income$8,168K (39.43%↑ Y/Y)Proceeds from mortgageloans sold$1,687K (-56.25%↓ Y/Y)Other, net-$1,449K (-95.81%↓ Y/Y)Exercise of stock options$551K (-51.92%↓ Y/Y)Depreciation andamortization$1,131K (26.51%↑ Y/Y)Increase in taxes payable$644K (-17.44%↓ Y/Y)Noncash expense forstock-based compensation$474K (13.94%↑ Y/Y)Recovery/provision for creditlosses-Loans$385K (666.18%↑ Y/Y)Decrease (increase) inaccrued interest...-$64K (-127.47%↓ Y/Y)Net unrealized lossrecognized on equity...-$10K (82.14%↑ Y/Y)Net cash provided byfinancing activities$102,670K (479.86%↑ Y/Y)Net cash provided byoperating activities$10,443K (27.99%↑ Y/Y)Canceled cashflow$3,136K Canceled cashflow$3,569K Increase in cash and duefrom banks$44,397K (197.29%↑ Y/Y)Canceled cashflow$68,716K Cash dividends paid$2,830K (11.59%↑ Y/Y)Treasury stock,purchases at cost$306K (-95.51%↓ Y/Y)Proceeds from principalrepayments and maturities$37,863K (92.60%↑ Y/Y)Redemption of restrictedequity securities$3,989K (8587.23%↑ Y/Y)Originations of mortgageloans for sale$1,631K (-57.33%↓ Y/Y)Net accretion onsecurities$560K (617.95%↑ Y/Y)Decrease in accruedinterest payable-$455K (41.59%↑ Y/Y)(benefit) provision indeferred income tax$405K (148.04%↑ Y/Y)Income from bank-ownedlife insurance$315K (6.06%↑ Y/Y)Recovery/provision for creditlosses-Unfunded Loan Commitment-$126K (-450.00%↓ Y/Y)Net gain on sale ofloans$56K (14.29%↑ Y/Y)Gain on purchased taxcredits$21K (200.00%↑ Y/Y)Net cash used ininvesting activities-$68,716K (-528.63%↓ Y/Y)Canceled cashflow$41,852K Purchases of securities$84,874K (274.93%↑ Y/Y)Net increase inloans$17,511K (95.26%↑ Y/Y)Purchase of restrictedequity securities$6,618K Investment in low incomehousing tax credit$1,080K (205.08%↑ Y/Y)Purchase of premises andequipment$268K (-25.14%↓ Y/Y)Investment in historicaltax credit$217K