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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Unit: Million (M) dollars
Positive Cash Flow Breakdown
    • Proceeds from issuance of long-t...
    • Proceeds from maturities and pay...
    • Net increase (decrease) in depos...
    • Others
Negative Cash Flow Breakdown
    • Repayments of long-term borrowed...
    • Purchases of debt securities ava...
    • Net (increase) decrease in loans...
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income
517 528 494 436
Provision (benefit) for credit losses
140 137 154 164
Net change in loans held for sale
285 333 -216 -35
Depreciation, amortization, and accretion
113 112 119 124
Deferred income tax expense (benefit)
52 11 22 -99
Share-based compensation
33 23 23 43
Net gain on sale of assets
7 8 2 5
Net (increase) decrease in other assets
256 268 2 -325
Net increase (decrease) in other liabilities
-70 -360 672 -137
Net change due to operating activities
237 -158 1,696 886
Purchases of debt securities available for sale
2,516 3,918 1,420 1,760
Proceeds from maturities and paydowns of debt securities available for sale
1,137 1,248 961 963
Proceeds from sales of debt securities available for sale
547 2,579 101 475
Proceeds from maturities and paydowns of debt securities held to maturity
158 213 189 198
Net (increase) decrease in interest-bearing deposits in banks
131 -267 -14 5
Purchases of loans
49 38 139 315
Sales of loans
31 463 517 671
Net (increase) decrease in loans and leases
1,144 1,958 1,654 1,502
Capital expenditures
0 92 35 33
Other
97 164 3 130
Net change due to investing activities
-1,802 -1,934 -1,497 -1,428
Net increase (decrease) in deposits
722 3,302 4,925 -2,490
Net increase (decrease) in short-term borrowed funds
-4 -156 -35 202
Proceeds from issuance of long-term borrowed funds
3,647 2,000 501 3,500
Repayments of long-term borrowed funds
2,618 1,224 2,594 3,251
Treasury stock purchased
300 125 75 200
Net proceeds from issuance of preferred stock
-0 393 0
Redemption of preferred stock
-400 0 -
Dividends paid to common stockholders
198 200 184 185
Dividends paid to preferred stockholders
38 33 33 33
Other
-43 5 5 6
Net change due to financing activities
1,168 3,169 2,903 -2,451
Net change in cash and cash equivalents
-397 1,077 3,102 -2,993
Cash and cash equivalents at beginning of period
12,727 11,650 8,548 11,541
Cash and cash equivalents at end of period
12,330 12,727 11,650 8,548
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from issuance oflong-term borrowed funds$3,647M (43.98%↑ Y/Y)Net income$517M (38.61%↑ Y/Y)Net increase(decrease) in deposits$722M (-74.21%↓ Y/Y)Provision (benefit) forcredit losses$140M (-8.50%↓ Y/Y)Depreciation, amortization,and accretion$113M (-8.13%↓ Y/Y)Deferred income taxexpense (benefit)$52M (425.00%↑ Y/Y)Share-based compensation$33M (6.45%↑ Y/Y)Net change due tofinancing activities$1,168M (-48.34%↓ Y/Y)Net change due tooperating activities$237M (211.27%↑ Y/Y)Canceled cashflow$3,201M Canceled cashflow$618M Net change in cashand cash...-$397M (-142.23%↓ Y/Y)Canceled cashflow$1,405M Proceeds from maturitiesand paydowns of debt...$1,137M (34.40%↑ Y/Y)Proceeds from sales ofdebt securities...$547M (-14.80%↓ Y/Y)Proceeds from maturitiesand paydowns of debt...$158M (5.33%↑ Y/Y)Net (increase)decrease in...$131M (362.00%↑ Y/Y)Sales of loans$31M (-87.08%↓ Y/Y)Repayments of long-termborrowed funds$2,618M (-2.13%↓ Y/Y)Treasury stock purchased$300M (50.00%↑ Y/Y)Dividends paid to commonstockholders$198M (6.45%↑ Y/Y)Other-$43M (-79.17%↓ Y/Y)Dividends paid topreferred stockholders$38M (11.76%↑ Y/Y)Net increase(decrease) in short-term...-$4M (-108.51%↓ Y/Y)Net change in loansheld for sale$285M (-14.16%↓ Y/Y)Net (increase)decrease in other assets$256M (852.94%↑ Y/Y)Net increase(decrease) in other...-$70M (87.72%↑ Y/Y)Net gain on sale ofassets$7M (-22.22%↓ Y/Y)Net change due toinvesting activities-$1,802M (-62.64%↓ Y/Y)Canceled cashflow$2,004M Purchases of debtsecurities available for...$2,516M (6.38%↑ Y/Y)Net (increase)decrease in loans and...$1,144M (258.62%↑ Y/Y)Other$97M (94.00%↑ Y/Y)Purchases of loans$49M (-73.94%↓ Y/Y)

CIA_BIG

CITIZENS FINANCIAL GROUP INC RI (CFG)

CIA_BIG

CITIZENS FINANCIAL GROUP INC RI (CFG)