Financial insights of CHCO

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$31,735K
EPS
$2.2
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Revenue from contract with customer-Debit Card	-	-	-	7,233
Revenue-Fiduciary And Trust	-	3,297*	-	3,016
Revenue from contract with customer-Deposit Account	7,391	8,336*	7,852	7,264
Revenue from contract with customer-Debit Card	6,889	6,683*	7,324	-
Revenue-Product And Service Other	-	827*	-	-
Revenue from contract with customer-Fiduciary And Trust	3,317	-	3,075	-
Net gains (losses) on sale of investment securities	-	47*	-	-
Gains on sale of investment securities, net	0	-	37	150
Unrealized gains (losses) recognized on equity securities still held, net	7	-416	96	-263
Bank ownedlife insurance	979	864	919	942
Other income	1,047	-	851	894
Total non-interest income	19,630	19,638	20,154	19,236
Interest and fees on loans	63,671	64,376	64,606	62,588
Taxable	13,129	14,657	15,947	15,347
Tax-exempt	1,027	1,014	708	712
Interest on deposits in depository institutions	942	1,400	829	1,644
Total interest income	78,769	81,447	82,090	80,291
Interest on deposits	14,756	15,811	16,201	16,492
Interest on securities sold under agreements to repurchase	2,844	3,493	3,196	3,307
Interest on fhlb long-term advances	1,552	1,586	1,586	1,568
Total interest expense	19,152	20,890	20,983	21,367
Net interest income	59,617	60,557	61,107	58,924
Provision for credit gaines	600	1,100	-500	-2,000
Net interest income after provision for credit losses	59,017	59,457	61,607	60,924
Salaries and employee benefits	20,183	20,198	19,779	19,995
Occupancy related expense	2,632	2,316	2,340	2,316
Equipment and software related expense	3,665	3,812	3,618	3,554
Bankcard expenses	2,118	2,376	2,191	2,203
Taxes, miscellaneous	2,681	2,312	2,104	2,327
Repossessed asset gaines, net of expenses	-	6	-37	-292
Advertising	884	577	668	964
Fdic insurance expense	805	756	761	756
Merger related costs	-	0	-	-
Legal and professional fees	553	552	549	651
Other expenses	5,864	6,661	5,868	5,941
Total non-interest expense	39,385	39,554	37,915	38,999
Income (loss) from continuing operations before income taxes, noncontrolling interest, total	39,262	39,541	43,846	41,161
Income tax expense	7,527	7,973	8,658	7,774
Net income available to common shareholders	31,735	31,568	35,188	33,387

Basic EPS	2.2	2.199	2.41	2.29
Diluted EPS	2.2	2.198	2.41	2.29
Basic Average Shares	14,270,000	14,357,000	14,457,000	14,466,000
Diluted Average Shares	14,274,000	14,363,000	14,463,000	14,471,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$31,735K
EPS
$2.2
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$31,735K
EPS
$2.2
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$31,735KEPS$2.2Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$31,735KEPS$2.2Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$31,735K
EPS
$2.2
Unit: Thousand (K) dollars

Net Income
$31,735K
EPS
$2.2
Unit: Thousand (K) dollars