CITY HOLDING CO (CHCO)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Revenue from contract with customer-Debit Card | 7,233 | - | - | - |
| Revenue from contract with customer-Fiduciary And Trust | 3,016 | - | - | - |
| Revenue from contract with customer-Deposit Account | 7,264 | - | - | - |
| Other income | 894 | 729 | 772 | 785 |
| Unrealized (losses) gains recognized on equity securities still held, net | -263 | -5 | 353 | 364 |
| Gains (losses) on sale of investment securities, net | 150 | - | -12 | - |
| Bank ownedlife insurance | 942 | 1,153 | 1,435 | 775 |
| Revenue from contract with customer | - | 16,860 | 17,800 | 16,987 |
| Total non-interest income | 19,236 | 18,737 | 20,348 | 18,911 |
| Office supplies | - | - | 480 | 432 |
| Postage, delivery, and statement mailings | - | - | 666 | 714 |
| Telecommunications | - | - | 578 | 624 |
| Taxes, miscellaneous | 2,327 | 2,262 | - | - |
| Legal and professional fees | 651 | 582 | 500 | 551 |
| Other expenses | 5,941 | 5,747 | 5,857 | 5,728 |
| Occupancy related expense | 2,316 | 2,582 | 2,774 | 2,856 |
| Salaries and employee benefits | 19,995 | 19,194 | 19,245 | 18,751 |
| Repossessed asset losses, net of expenses | -292 | 66 | -21 | -6 |
| Fdic insurance expense | 756 | 776 | 734 | 718 |
| Equipment and software related expense | 3,554 | 3,470 | 3,431 | 3,130 |
| Advertising | 964 | 873 | 1,081 | 972 |
| Bankcard expenses | 2,203 | 2,215 | 2,271 | 2,290 |
| Total non-interest expense | 38,999 | 37,635 | 37,638 | 36,772 |
| (recovery of) provision for credit losses | -2,000 | - | 1,200 | 500 |
| Total interest expense | - | - | - | 21,365 |
| Interest on securities sold under agreements to repurchase | 3,307 | 3,169 | 3,788 | 3,900 |
| Interest on fhlb long-term advances | 1,568 | 1,552 | 1,586 | 1,568 |
| Interest on deposits | 16,492 | 16,852 | 17,072 | 15,897 |
| Total interest expense | 21,367 | 21,573 | 22,446 | - |
| Tax-exempt | 712 | 724 | 824 | 838 |
| Taxable | 15,347 | 13,945 | 14,403 | 13,947 |
| Interest on deposits in depository institutions | 1,644 | 1,802 | 1,417 | 1,920 |
| Interest and fees on loans | 62,588 | 60,917 | 61,407 | 59,285 |
| Total interest income | 80,291 | 77,388 | 78,051 | 75,990 |
| Net interest income | 58,924 | 55,815 | 55,605 | 54,625 |
| Net interest income after (recovery of) provision for credit losses | 60,924 | 55,815 | 54,405 | 54,125 |
| Income (loss) from continuing operations before income taxes, noncontrolling interest, total | 41,161 | 36,917 | 37,115 | 36,264 |
| Income tax expense | 7,774 | 6,575 | 7,306 | 7,149 |
| Net income available to common shareholders | 33,387 | 30,342 | 29,809 | 29,115 |
| Average shares outstanding (in shares) | 14,466,000 | 14,616,000 | 14,633,000 | 14,695,000 |
| Average shares outstanding, diluted (in shares) | 14,471,000 | 14,631,000 | 14,654,000 | 14,710,000 |
| Basic earnings per common share (in dollars per share) | 2.29 | 2.06 | 2.02 | 1.96 |
| Diluted earnings per common share (in dollars per share) | 2.29 | 2.06 | 2.02 | 1.96 |