Financial insights of CLBK

MyFinsight

For the quarter ending 2025-09-30.

Income Overview

Net Income
$14,868K
EPS
$0.15
Unit: Thousand (K) dollars

Income Statement	2025-09-30	2025-06-30	2024-12-31	2024-09-30
Loans receivable	103,792	99,646	90,485*	97,863
Debt securities available for sale and equity securities	9,858	10,301	8,162*	9,592
Debt securities held to maturity	2,886	2,922	2,289*	2,616
Federal funds and interest-earning deposits	2,623	2,443	2,718*	3,850
Federal home loan bank stock dividends	1,258	1,179	1,905*	1,966
Total interest income	120,417	116,491	105,558*	115,887
Deposits	49,569	49,344	47,241*	52,196
Borrowings	13,462	13,444	14,367*	18,416
Total interest expense	63,031	62,788	61,608*	70,612
Net interest income	57,386	53,703	43,950*	45,275
Provision for credit losses	2,344	2,468	5,006*	4,103
Net interest income after provision for credit losses	55,042	51,235	38,944*	41,172
Revenue from contract with customer-Deposit Account	2,037	2,015	-	-
Bank-owned life insurance	2,133	1,990	2,110*	1,669
Revenue from contract with customer-Title Insurance	684	861	-	-
Loan fees and service charges	1,570	1,744	990*	951
Gain (loss) on securities transactions	0	336	-35,851*	-
Change in fair value of equity securities	714	272	2,483*	-27
Loss on sale of loans	401	-15	-54*	459
Revenue	-	-	1,937*	2,383
Gain on sale of other real estate owned	0	281	-	-
Other non-interest income	2,328	2,689	3,044*	3,543
Total non-interest income	9,867	10,173	-25,343*	8,978
Compensation and employee benefits	29,248	28,933	28,584*	27,738
Loss on extinguishment of debt	-	-	-862*	-
Occupancy	6,055	5,968	6,010*	5,594
Federal deposit insurance premiums	1,783	1,739	2,486*	1,518
Advertising	512	563	370*	766
Professional fees	2,590	3,519	3,720*	2,454
Data processing and software expenses	4,457	4,103	3,520*	4,125
Merger-related expenses	0	0	593*	23
Other non-interest expense, net	441	81	1,571*	616
Total non-interest expense	45,086	44,906	47,713*	42,834
Income before income tax expense	19,823	16,502	-34,112*	7,316
Income tax expense	4,955	4,197	-6,372*	1,131
Net income	14,868	12,305	-27,740	6,185

Basic EPS	0.15	0.12	-0.273	0.06
Diluted EPS	0.15	0.12	-0.272	0.06
Basic Average Shares	102,031,221	101,985,784	101,755,603	101,623,160
Diluted Average Shares	102,031,221	101,985,784	102,034,962	101,832,048

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$14,868K
EPS
$0.15
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$14,868K
EPS
$0.15
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$14,868KEPS$0.15Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$14,868KEPS$0.15Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$14,868K
EPS
$0.15
Unit: Thousand (K) dollars

Net Income
$14,868K
EPS
$0.15
Unit: Thousand (K) dollars