Financial insights of CMA

MyFinsight

For the quarter ending 2025-09-30, CMA made $2,171M in revenue. $175M in net income. Net profit margin of 8.06%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Interest and fees on loans	779	771
Interest on investment securities	105	107
Interest on short-term investments	62	53
Total interest income	946	931
Interest on deposits	280	256
Interest on short-term borrowings	11	15
Interest on medium- and long-term debt	81	85
Total interest expense	372	356
Net interest income	574	575
Provision for credit losses	22	44
Net interest income after provision for credit losses	552	531
Bank-owned life insurance	-	10
Card fees	57	59
Fiduciary income	51	57
Service charges on deposit accounts	47	47
Capital markets income	37	42
Commercial lending fees	17	17
Brokerage fees	14	14
Letter of credit fees	13	9
Bank-owned life insurance	10	-
Risk management hedging income (loss)	4	5
Other noninterest income	14	14
Total noninterest income	264	274
Salaries and benefits expense	353	358
Outside processing fee expense	69	67
Software expense	50	48
Occupancy expense	48	46
Equipment expense	13	13
Fdic insurance expense	10	11
Advertising expense	10	11
Other noninterest expenses	36	7
Total noninterest expenses	589	561
Income before income taxes	227	244
Provision for income taxes	51	45
Net income	176	199
Income allocated to participating securities	1	1
Preferred stock dividends and other	0	11
Net income attributable to common shares	175	187

Basic (in dollars per share)	1.36	1.43
Basic average common shares (in shares)	128,000,000	131,000,000
Diluted (in dollars per share)	1.35	1.42
Diluted average common shares (in shares)	130,000,000	132,000,000