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Interest and fees on loans
$14,201,931
Interest on taxable debt
securities
$912,616
Interest on federal funds
sold and overnight...
$153,496
Interest on tax-exempt
debt securities
$80,411
Dividends
$68,400
Total interest income
$15,416,854
Net interest income
$10,510,990
Service fees
$1,002,753
Other income
$729,453
Other income from
loans
$260,459
Income from sold loans
$102,389
Total interest
expense
$4,905,864
Net interest income
after credit loss...
$10,252,237
Total non-interest
income
$2,095,054
Credit loss expense
$258,753
Interest on deposits
$3,765,915
Interest on borrowed
funds
$663,155
Interest on junior
subordinated debentures
$242,038
Interest on repurchase
agreements
$234,756
Income before income
taxes
$5,753,793
Total non-interest
expense
$6,593,498
Net income
$4,746,787
Income tax expense
$1,007,006
Other expenses
$2,452,565
Salaries and wages
$2,432,661
Employee benefits
$959,918
Occupancy expenses, net
$748,354
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Income Statement
source: myfinsight.com
COMMUNITY BANCORP VT (CMTV)
COMMUNITY BANCORP VT (CMTV)