Financial insights of CMTV

MyFinsight

For the quarter ending 2025-09-30, CMTV made $29,011,270 in revenue. $4,746,787 in net income. Net profit margin of 16.36%.

Unit: Dollar

Income Statement	2025-09-30	2025-06-30
Interest and fees on loans	14,201,931	13,691,705
Interest on taxable debt securities	912,616	948,048
Interest on tax-exempt debt securities	80,411	80,411
Dividends	68,400	58,595
Interest on federal funds sold and overnight deposits	153,496	71,857
Total interest income	15,416,854	14,850,616
Interest on deposits	3,765,915	3,972,008
Interest on borrowed funds	663,155	444,596
Interest on repurchase agreements	234,756	298,057
Interest on junior subordinated debentures	242,038	241,413
Total interest expense	4,905,864	4,956,074
Net interest income	10,510,990	9,894,542
Credit loss expense	258,753	407,046
Net interest income after credit loss expense	10,252,237	9,487,496
Service fees	1,002,753	969,775
Income from sold loans	102,389	96,705
Other income from loans	260,459	331,759
Other income	729,453	660,472
Total non-interest income	2,095,054	2,058,711
Salaries and wages	2,432,661	2,392,661
Employee benefits	959,918	1,056,273
Occupancy expenses, net	748,354	794,451
Other expenses	2,452,565	2,424,015
Total non-interest expense	6,593,498	6,667,400
Income before income taxes	5,753,793	4,878,807
Income tax expense	1,007,006	819,031
Net income	4,746,787	4,059,776

Earnings per common share	0.84	0.72
Earnings per common share	0.84	0.72
Weighted average number of common shares used in calculating earnings per share	5,607,086	5,612,675
Weighted average number of common shares used in computing earnings per share	5,607,086	5,612,675