MyFinsight
Home
Blog
About
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Income Overview
Revenue
$364,708K
Net Income
$16,539K
Net Profit Margin
4.53%
EPS
$0.16
Unit: Thousand (K) dollars
Revenue Breakdown
Platform And Referral Fees Net
Interest income
Servicing Fees Net
Others
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Total revenue
364,708
308,214
296,090
277,105
Sales and marketing
114,512
104,455
90,588
78,844
Customer operations
61,319
55,095
51,840
49,790
Engineering and product development
93,860
80,112
66,913
64,026
General, administrative, and other
80,378
76,070
67,830
60,779
Total operating expenses
350,069
315,732
277,171
253,439
Income from operations
14,639
-7,518
18,919
23,666
Other income, net
2,514
956
20,115
1,017
Expense on convertible notes
-
-
-4,968*
-
Loss on debt extinguishment
-
-
-14,904*
7,246
Net income before income taxes
17,153
-6,562
19,162
31,929
Provision for income taxes
614
84
526
124
Net income
16,539
-6,646
18,636
31,805
Basic EPS
0.17
-0.07
0.191
0.33
Diluted EPS
0.16
-0.07
0.151
0.23
Basic Average Shares
96,573,751
96,901,974
97,638,556
96,682,774
Diluted Average Shares
109,720,846
96,901,974
123,119,449
109,724,669
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Income Statement
Platform And Referral
Fees Net
$284,066K
(40.04%↑ Y/Y)
Servicing Fees Net
$54,807K
(44.49%↑ Y/Y)
Loan Sales Fees
$9,146K
Interest income
$57,051K
(25.05%↑ Y/Y)
Revenue from fees, net
$348,019K
(44.54%↑ Y/Y)
Total interest
income, interest...
$16,689K
(1.06%↑ Y/Y)
Fair value and other
adjustments, net
$27,831K
(30.44%↑ Y/Y)
Interest expense
$12,531K
(61.23%↑ Y/Y)
Total revenue
$364,708K
(41.75%↑ Y/Y)
Income from operations
$14,639K
(222.30%↑ Y/Y)
Other income, net
$2,514K
(125.67%↑ Y/Y)
Total operating
expenses
$350,069K
(38.50%↑ Y/Y)
Net income before
income taxes
$17,153K
(203.27%↑ Y/Y)
Sales and marketing
$114,512K
(56.64%↑ Y/Y)
Engineering and product
development
$93,860K
(36.37%↑ Y/Y)
General,
administrative, and other
$80,378K
(24.48%↑ Y/Y)
Customer operations
$61,319K
(32.59%↑ Y/Y)
Net income
$16,539K
(194.97%↑ Y/Y)
Provision for income taxes
$614K
(1153.06%↑ Y/Y)
Buy us a coffee
Upstart_logo,_August_2013-svg
Upstart Holdings, Inc. (UPST)
Upstart_logo,_August_2013-svg
Upstart Holdings, Inc. (UPST)