Financial insights of UPST

MyFinsight

For the quarter ending 2026-03-31, UPST made $308,214K in revenue. -$6,646K in net income. Net profit margin of -2.16%.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Total revenue	308,214	296,090	277,105	257,291
Sales and marketing	104,455	90,588	78,844	73,105
Customer operations	55,095	51,840	49,790	46,246
Engineering and product development	80,112	66,913	64,026	68,825
General, administrative, and other	76,070	67,830	60,779	64,573
Total operating expenses	315,732	277,171	253,439	252,749
Loss from operations	-7,518	18,919	23,666	4,542
Other income, net	956	20,115	1,017	1,114
Expense on convertible notes	-	-4,968*	-	-
Loss on debt extinguishment	-	-14,904*	7,246	-
Net loss before income taxes	-6,562	19,162	31,929	5,656
Provision for income taxes	84	526	124	49
Net loss	-6,646	18,636	31,805	5,607

Basic EPS	-0.07	0.191	0.33	0.06
Diluted EPS	-0.07	0.151	0.23	0.05
Basic Average Shares	96,901,974	97,638,556	96,682,774	95,526,364
Diluted Average Shares	96,901,974	123,119,449	109,724,669	102,852,284

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.