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For the year ending 2025-12-31, PGR made $87,671,000K in revenue. $11,308,000K in net income. Net profit margin of 12.90%.

Income Overview

Revenue
$87,671,000K
Net Income
$11,308,000K
Net Profit Margin
12.90%
EPS
$19.23
Unit: Thousand (K) dollars
Revenue Breakdown
    • Gross amount
    • Investment income
    • Personal Lines Segment
    • Others
Revenue Breakdown
    • Total underwriting revenue
    • Investment income
    • Total net realized gains (losses...
    • Service revenues

Income Statement
2025-12-31
2024-12-31
2023-12-31
2022-12-31
Total revenues
87,671,000 75,372,000 62,108,500 49,610,700
Losses and loss adjustment expenses
53,959,000 49,060,000 45,654,600 38,122,700
Policy acquisition costs
6,096,000 5,383,000 4,665,100 3,917,000
Other underwriting expenses
11,329,000 9,462,000 6,241,500 5,859,600
Policyholder credit expense
1,224,000 --0
Investment expenses
34,000 29,000 26,200 24,300
Service expenses
528,000 446,000 349,000 296,700
Interest expense
278,000 279,000 268,400 243,500
Goodwill impairment
-0 0 224,800
Total expenses
73,448,000 64,659,000 57,204,800 48,688,600
Income before income taxes
14,223,000 10,713,000 4,903,700 922,100
Provision for income taxes
2,915,000 2,233,000 1,001,300 200,600
Net income
11,308,000 8,480,000 3,902,400 721,500
Less preferred share dividends and other
0 17,000 37,600 26,900
Net income available to common shareholders
11,308,000 8,463,000 3,864,800 694,600
Basic EPS
19.29 14.45 6.61 1.19
Diluted EPS
19.23 14.4 6.58 1.18
Basic Average Shares
586,300,000 585,500,000 584,900,000 584,400,000
Diluted Average Shares
588,100,000 587,700,000 587,500,000 587,100,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image
Gross amount$82,847,000K (14.80%↑ Y/Y)Personal Lines Segment$1,060,000K (18.70%↑ Y/Y)Commercial Lines Segment$136,000K (-20.47%↓ Y/Y)Net holding periodgains (losses) on...$480,000K (-29.31%↓ Y/Y)Net realized gains(losses) on security...$248,000K (159.90%↑ Y/Y)Net premiums earned$81,661,000K (15.34%↑ Y/Y)Investment income$3,583,000K (26.52%↑ Y/Y)Fees and otherrevenues$1,196,000K (12.41%↑ Y/Y)Total net realizedgains (losses) on...$727,000K (175.38%↑ Y/Y)Service revenues$504,000K (22.03%↑ Y/Y)Ceded to othercompanies$1,186,000K (-13.43%↓ Y/Y)Net impairmentlosses$1,000K (0.00%↑ Y/Y)Total revenues$87,671,000K (16.32%↑ Y/Y)Nonregulatedreinsuranceplan$604,000K (-19.57%↓ Y/Y)Regulatedreinsuranceplan$582,000K (-5.98%↓ Y/Y)Income before incometaxes$14,223,000K (32.76%↑ Y/Y)Total expenses$73,448,000K (13.59%↑ Y/Y)Net income$11,308,000K (33.35%↑ Y/Y)Provision for income taxes$2,915,000K (30.54%↑ Y/Y)Losses and lossadjustment expenses$53,959,000K (9.99%↑ Y/Y)Other underwritingexpenses$11,329,000K (19.73%↑ Y/Y)Policy acquisitioncosts$6,096,000K (13.25%↑ Y/Y)Policyholder credit expense$1,224,000K Service expenses$528,000K (18.39%↑ Y/Y)Interest expense$278,000K (-0.36%↓ Y/Y)Investment expenses$34,000K (17.24%↑ Y/Y)Net incomeavailable to common...$11,308,000K (33.62%↑ Y/Y)

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PROGRESSIVE CORP OH (PGR)

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PROGRESSIVE CORP OH (PGR)