Financial insights of ERIE

MyFinsight

For the year ending 2025-12-31, ERIE made $4,067,258K in revenue. $559,335K in net income. Net profit margin of 13.75%.

Income Statement	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Total operating revenue	4,067,258	3,795,115	3,268,940	2,840,124
Policy Issuanceand Renewal Services	2,513,435	2,312,324	2,011,545	1,795,642
Administrative Services Reimbursements	836,639	806,336	737,139	668,268
Total operating expenses	3,350,074	3,118,660	2,748,684	2,463,910
Operating income	717,184	676,455	520,256	376,214
Net investment income	85,837	70,155	44,572	28,585
Net realized and unrealized investment gains (losses)	2,336	3,229	-5,838	-27,286
Net impairment (losses) recoveries recognized in earnings	-	-	-9,766	-667
Net impairment losses recognized in earnings	-3,312	-4,124	-	-
Total investment income	-	69,260	28,968	632
Interest expense, net	-	0	0	2,009
Total investment income	84,861	-	-	-
Other income	8,558	11,564	12,712	1,615
Contribution to charitable foundation	100,000	-	-	-
Income before income taxes	710,603	757,279	561,936	376,452
Income tax expense	151,268	156,965	115,875	77,883
Net income	559,335	600,314	446,061	298,569

Basic EPS	12.01	12.89	9.58	6.41
Diluted EPS	10.69	11.48	8.53	5.71
Basic Average Shares	46,189,024	46,189,044	46,188,981	46,188,916
Diluted Average Shares	52,305,424	52,306,266	52,299,411	52,297,990