ERIE: the cash flow

MyFinsight

For the year ending 2025-12-31, ERIE had $47,477K increase in cash & cash equivalents over the period. $570,965K in free cash flow.

Cash Flow Overview

Change in Cash
$47,477K
Free Cash flow
$570,965K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Management fee received
Administrative services reimburs...
Available-for-sale securities sa...
Others
Negative Cash Flow Breakdown
Commissions paid to agents
Administrative services expenses...
Available-for-sale securities
Others

Cash Flow	2025-12-31	2024-12-31	2023-12-31	2022-12-31
Management fee received	3,209,511	2,898,367	2,420,192	2,100,989
Administrative services reimbursements received	814,106	776,150	721,928	668,857
Service agreement revenue received	24,751	26,346	26,018	25,515
Net investment income received	78,699	67,643	57,448	40,161
Commissions paid to agents	1,608,605	1,443,296	1,200,014	1,042,158
Agents bonuses paid	-	-	-	136,403
Incentive compensation paid to agents	94,794	94,864	120,211	-
Salaries and wages paid	264,406	249,137	226,036	208,575
Pension contribution and employee benefits paid	115,260	110,764	169,762	68,433
General operating expenses paid	316,643	308,273	293,857	263,524
Administrative services expenses paid	836,702	791,050	730,129	667,524
Contribution to charitable foundation	100,000	-	-	-
Income taxes paid	104,000	159,873	104,372	80,619
Interest paid	-	0	0	2,134
Net cash provided by operating activities	686,657	611,249	381,205	366,152
Available-for-sale securities	693,066	473,647	279,999	465,071
Equity securities	36,926	32,799	35,480	18,929
Other investments	50	7,075	88	157
Available-for-sale securities sales	205,965	205,159	160,614	295,996
Available-for-sale securities maturities/calls	188,569	196,641	76,617	130,401
Equity securities	34,339	35,894	24,458	20,456
Other investments	167	54	871	429
Purchase of fixed assets	115,692	124,845	92,647	67,204
Proceeds from disposal of fixed assets	-	0	0	265
Loans to agents and others	35,505	36,362	20,525	11,631
Collections on agent and other loans	12,871	10,068	8,614	8,523
Net cash used in investing activities	-439,328	-226,912	-157,565	-106,922
Dividends paid to shareholders	254,275	237,508	221,675	206,772
Net changes in cash collateral for securities lent	54,423	7,513	-	-
Proceeds from short-term borrowings	-	0	0	55,000
Payments on short-term borrowings	-	0	0	55,000
Payments on long-term borrowings	-	0	0	94,070
Net cash used in financing activities	-199,852	-229,995	-221,675	-300,842
Net increase in cash, cash equivalents and restricted cash	47,477	154,342	1,965	-41,612
Cash, cash equivalents and restricted cash, beginning of year	298,397	144,055	142,090	183,702
Cash, cash equivalents and restricted cash, end of year	345,874	298,397	144,055	142,090

Unit: Thousand (K) dollars (except for numbers of shares and EPS).

MyFinsight

Cash Flow Overview

Time Plot

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Cash Flow

Cash Flow Overview

Time Plot

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Cash Flow