For the quarter ending 2025-09-30, CMTV has $1,226,171,343 in assets. $1,114,291,001 in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Net loans | - | 931,919,974 | ||
| Cash and due from banks | 11,813,247 | 12,368,725 | ||
| Federal funds sold and overnight deposits | 49,052,312 | 2,158,374 | ||
| Total cash and cash equivalents | 60,865,559 | 14,527,099 | ||
| Securities available-for-sale (amortized cost 165,580,625 and 179,668,079 at 9/30/25 and 12/31/24, respectively) | 152,248,319 | 158,882,445 | ||
| Restricted equity securities, at cost | 3,256,550 | 3,420,350 | ||
| Loans held-for-sale | 1,269,208 | 858,100 | ||
| Loans | 961,882,509 | 941,762,995 | ||
| Allowance for credit losses | 10,769,269 | 10,549,531 | ||
| Deferred net loan costs | 738,390 | 706,510 | ||
| Net loans | 951,851,630 | - | ||
| Bank premises and equipment, net | 12,391,426 | 12,313,292 | ||
| Accrued interest receivable | 4,459,788 | 4,442,618 | ||
| Bank owned life insurance | 5,378,643 | 5,358,795 | ||
| Goodwill | 11,574,269 | 11,574,269 | ||
| Other real estate owned | 319,019 | - | ||
| Other assets | 22,556,932 | 23,289,291 | ||
| Total assets | 1,226,171,343 | 1,166,586,233 | ||
| Time deposits, 250,000 and over | - | 42,028,731 | ||
| Demand, non-interest bearing | 205,211,509 | 201,784,574 | ||
| Interest-bearing transaction accounts | 284,204,977 | 260,019,923 | ||
| Money market funds | 155,502,114 | 130,403,424 | ||
| Savings | 143,737,440 | 143,344,871 | ||
| Time deposits, 250,000 and over | 43,064,201 | - | ||
| Other time deposits | 176,579,922 | 155,384,336 | ||
| Total deposits | 1,008,300,163 | 932,965,859 | ||
| Repurchase agreements | 34,178,676 | 46,227,938 | ||
| Borrowed funds | 46,275,022 | 55,800,000 | ||
| Junior subordinated debentures | 12,887,000 | 12,887,000 | ||
| Accrued interest and other liabilities | 12,650,140 | 12,362,029 | ||
| Total liabilities | 1,114,291,001 | 1,060,242,826 | ||
| Preferred stock, 1,000,000 shares authorized, 15 shares issued and outstanding at 09/30/25 and 12/31/24 (100,000 liquidation value, per share) | 1,500,000 | 1,500,000 | ||
| Common stock - 2.50 par value 15,000,000 shares authorized, 5,867,045 shares issued at 09/30/25 and 5,809,035 shares issued at 12/31/24 | 14,667,613 | 14,622,070 | ||
| Additional paid-in capital | 39,725,620 | 39,417,954 | ||
| Retained earnings | 69,843,878 | 66,462,220 | ||
| Accumulated other comprehensive loss | -10,532,522 | -12,487,842 | ||
| Less treasury stock, at cost 247,554 shares at 09/30/25 and 210,101 shares at 12/31/24 | 3,324,247 | 3,170,995 | ||
| Total shareholders' equity | 111,880,342 | 106,343,407 | ||
| Total liabilities and shareholders' equity | 1,226,171,343 | 1,166,586,233 | ||
COMMUNITY BANCORP VT (CMTV)
COMMUNITY BANCORP VT (CMTV)