Financial insights of CPF

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$20,725K
EPS
$0.78
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	64,323	64,573*	67,222	65,668
Taxable investment securities	9,210	9,379*	9,776	9,871
Tax-exempt investment securities	682	695*	709	709
Dividend income on investment securities	-	0*	-	-
Interest on deposits in other financial institutions	2,500	2,085*	1,857	1,484
Dividend income on fhlb and frb stock	381	315*	395	388
Total interest income	77,096	77,045*	79,959	78,120
Interest on short-term borrowings	0	0*	0	0
Demand	522	427*	490	443
Savings and money market	7,502	8,210*	8,898	8,414
Time	6,665	7,593*	7,410	7,616
Interest on long-term debt	1,049	1,577*	1,860	1,851
Total interest expense	15,738	17,806*	18,658	18,324
Net interest income	61,358	59,239*	61,301	59,796
Provision for credit losses	2,353	1,996*	4,157	4,987
Net interest income after provision for credit losses	59,005	57,243*	57,144	54,809
Net gain on sales of investment securities	0	60*	-30	-
Mortgage banking income	649	932*	958	744
Service charges on deposit accounts	2,299	2,343*	2,330	2,124
Other service charges and fees	5,789	5,077*	6,472	5,957
Income from fiduciary activities	1,423	1,629*	1,547	1,501
Income from bank-owned life insurance	399	1,244*	1,879	2,260
Other	1,015	753*	351	427
Total other operating income	11,574	12,037*	13,507	13,013
Salaries and employee benefits	23,085	22,587*	24,749	22,696
Net occupancy	4,322	4,399*	4,598	4,253
Computer software	5,045	4,921*	5,151	5,320
Legal and professional services	2,384	2,905*	2,669	2,873
Equipment	807	999*	867	950
Advertising	997	1,049*	730	832
Communication	823	682*	791	901
Other	6,203	4,735*	7,454	6,121
Total other operating expense	43,666	42,275*	47,009	43,946
Income before income taxes	26,913	27,005*	23,642	23,876
Income tax expense	6,188	4,792*	5,068	5,605
Net income	20,725	22,213	18,574	18,271

Basic EPS	0.79	0.828	0.69	0.68
Diluted EPS	0.78	0.823	0.69	0.67
Basic Average Shares	26,277,749	26,838,951	26,968,163	26,988,169
Diluted Average Shares	26,414,880	26,982,553	27,083,280	27,069,677

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$20,725K
EPS
$0.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$20,725K
EPS
$0.78
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$20,725KEPS$0.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$20,725KEPS$0.78Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$20,725K
EPS
$0.78
Unit: Thousand (K) dollars

Net Income
$20,725K
EPS
$0.78
Unit: Thousand (K) dollars