cpf: the income statement

MyFinsight

CENTRAL PACIFIC FINANCIAL CORP (CPF)

For the quarter ending 2025-06-30, CPF made $91,133K in revenue. $18,271K in net income. Net profit margin of 20.05%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	5,605
Income from fiduciary activities	1,501
Service charges on deposit accounts	2,124
Other service charges and fees	5,957
Other	427
Mortgage banking income	744
Income from bank-owned life insurance	2,260
Total other operating income	13,013
Legal and professional services	2,873
Other	6,121
Net occupancy	4,253
Salaries and employee benefits	22,696
Equipment	950
Communication	901
Advertising	832
Computer software	5,320
Total other operating expense	43,946
Time	7,616
Interest on short-term borrowings	-
Interest on long-term debt	1,851
Demand	443
Savings and money market	8,414
Total interest expense	18,324
Tax-exempt investment securities	709
Taxable investment securities	9,871
Interest on deposits in other financial institutions	1,484
Interest and fees on loans	65,668
Dividend income on fhlb and frb stock	388
Total interest income	78,120
Net interest income	59,796
Provision for credit losses	4,987
Net interest income after provision for credit losses	54,809
Income before income taxes	23,876
Net income	18,271

Basic earnings per share (in dollars per share)	0.68
Basic weighted average shares outstanding (in shares)	26,988,169
Diluted earnings per share (in dollars per share)	0.67
Diluted weighted average shares outstanding (in shares)	27,069,677

Unit: Thousand (K) dollars (except for numbers of shares and EPS)