Financial insights of CPF

MyFinsight

Income Overview

Net Income
$20,822K
EPS
$0.8
Unit: Thousand (K) dollars

Income Statement	2026-06-30	2026-03-31	2025-12-31	2025-09-30
Loans, including fees	65,553	64,323	64,573*	67,222
Taxable investment securities	9,732	9,210	9,379*	9,776
Tax-exempt investment securities	684	682	695*	709
Dividend income on investment securities	-	-	0*	-
Deposits in other financial institutions	2,331	2,500	2,085*	1,857
Dividend income on frb and fhlb stock	389	381	315*	395
Total interest income	78,689	77,096	77,045*	79,959
Interest on short-term borrowings	-	0	0*	0
Demand	757	522	427*	490
Savings and money market	7,554	7,502	8,210*	8,898
Time	6,488	6,665	7,593*	7,410
Long-term debt	1,056	1,049	1,577*	1,860
Total interest expense	15,855	15,738	17,806*	18,658
Net interest income	62,834	61,358	59,239*	61,301
Provision for credit losses	4,382	2,353	1,996*	4,157
Net interest income after provision for credit losses	58,452	59,005	57,243*	57,144
Net gain on sales of investment securities	-	0	60*	-30
Mortgage banking income	693	649	932*	958
Service charges on deposit accounts	2,250	2,299	2,343*	2,330
Other service charges and fees	6,330	5,789	5,077*	6,472
Income from fiduciary activities	1,580	1,423	1,629*	1,547
Income from bank-owned life insurance	2,999	399	1,244*	1,879
Other	768	1,015	753*	351
Total other operating income	14,620	11,574	12,037*	13,507
Salaries and employee benefits	25,372	23,085	22,587*	24,749
Net occupancy	4,299	4,322	4,399*	4,598
Computer software	4,952	5,045	4,921*	5,151
Legal and professional services	2,607	2,384	2,905*	2,669
Equipment	822	807	999*	867
Advertising	762	997	1,049*	730
Communication	840	823	682*	791
Other	6,526	6,203	4,735*	7,454
Total other operating expense	46,180	43,666	42,275*	47,009
Income before income taxes	26,892	26,913	27,005*	23,642
Income tax expense	6,070	6,188	4,792*	5,068
Net income	20,822	20,725	22,213	18,574

Basic EPS	0.8	0.79	0.828	0.69
Diluted EPS	0.8	0.78	0.823	0.69
Basic Average Shares	25,999,122	26,277,749	26,838,951	26,968,163
Diluted Average Shares	26,109,241	26,414,880	26,982,553	27,083,280

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$20,822K
EPS
$0.8
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income
$20,822K
EPS
$0.8
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$20,822KEPS$0.8Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$20,822KEPS$0.8Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$20,822K
EPS
$0.8
Unit: Thousand (K) dollars

Net Income
$20,822K
EPS
$0.8
Unit: Thousand (K) dollars