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COMMUNITY TRUST BANCORP INC KY (CTBI)

For the quarter ending 2025-06-30, CTBI made $109,000K in revenue. $30,347K in net income. Net profit margin of 27.84%.

Overview

Revenue
$109,000K
Net Income
$30,347K
Net Profit Margin
27.84%
EPS
$1.38
Unit: Thousand (K) dollars
Revenue Breakdown
    • Interest and fees on loans, incl...
    • Deposit related fees
    • Unrealized holding gains (losses...
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
Unrealized holding gains (losses) arising during the period7,258
Less reclassification adjustments for realized gains included in net income1
Tax expense (benefit)1,809
Other comprehensive gain (loss), net of tax5,448
Income taxes7,555
Other noninterest income1,625
Gains on sales of loans, net77
Securities gains (losses)150
Brokerage revenue526
Bank owned life insurance revenue1,102
Trust and wealth management income4,092
Loan related fees1,249
Deposit related fees7,350
Total noninterest income16,171
Other salaries and employee benefits16,044
Professional fees682
Other real estate owned provision and expense-64
Other noninterest expense4,156
Officer salaries and employee benefits5,610
Occupancy, net2,389
Advertising and marketing765
Legal fees319
Data processing3,326
Repossession expense264
Fdic insurance688
Equipment783
Taxes other than property and payroll573
Total noninterest expense35,663
Provision for credit losses2,094
Interest on long-term debt996
Interest on advances from federal home loan bank13
Interest on repurchase agreements and federal funds purchased2,352
Interest on deposits28,170
Total interest expense31,531
Tax exempt613
Taxable5,709
Other, including interest on federal funds sold98
Interest and fees on loans, including loans held for sale75,828
Interest on federal reserve bank deposits3,142
Interest and dividends on federal reserve bank and federal home loan bank stock181
Total interest income85,571
Net interest income54,040
Net interest income after provision for credit losses51,946
Income before income taxes32,454
Net income24,899
Comprehensive income30,347
Basic earnings per share (in dollars per share)1.38
Diluted earnings per share (in dollars per share)1.38
Weighted average shares (in shares)18,012,000
Weighted average shares outstanding-diluted (in shares)18,036,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Interest and dividends onfederal reserve bank and...$181K Interest on federalreserve bank deposits$3,142K Interest and fees onloans, including loans...$75,828K Other, includinginterest on federal funds...$98K Taxable$5,709K Tax exempt$613K Total interest income$85,571K Net interest income$54,040K Deposit related fees$7,350K Loan related fees$1,249K Trust and wealthmanagement income$4,092K Bank owned lifeinsurance revenue$1,102K Brokerage revenue$526K Securities gains (losses)$150K Gains on sales ofloans, net$77K Other noninterestincome$1,625K Total interestexpense$31,531K Net interest incomeafter provision for...$51,946K Total noninterestincome$16,171K Provision for creditlosses$2,094K Interest on deposits$28,170K Interest on repurchaseagreements and federal...$2,352K Interest on advances fromfederal home loan bank$13K Interest on long-termdebt$996K Income before incometaxes$32,454K Unrealized holding gains(losses) arising during...$7,258K Total noninterestexpense$35,663K Net income$24,899K Other comprehensivegain (loss), net of...$5,448K Income taxes$7,555K Tax expense(benefit)$1,809K Lessreclassification adjustments for...$1K Taxes other thanproperty and payroll$573K Equipment$783K Fdic insurance$688K Repossession expense$264K Data processing$3,326K Legal fees$319K Advertising and marketing$765K Occupancy, net$2,389K Officer salaries andemployee benefits$5,610K Other noninterestexpense$4,156K Other real estateowned provision and...-$64K Professional fees$682K Other salaries andemployee benefits$16,044K Comprehensive income$30,347K