MyFinsight
Home
Blog
About
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Income Overview
Net Income
$71,560K
EPS
$2.05
Unit: Thousand (K) dollars
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Loans and leases
268,628
258,734
208,367*
272,131
Investment securities
34,727
32,141
31,517*
36,091
Interest earning deposits
37,628
41,830
28,470*
49,639
Loans held for sale
1,280
1,235
4,821*
1,589
Other
2,394
2,372
1,975*
2,029
Total interest income
344,657
336,312
275,150*
361,479
Deposits
130,296
126,126
113,184*
141,983
Fhlb advances
17,109
12,935
13,118*
12,945
Frb advances
-
-
0*
-
Subordinated debt
2,723
4,621
3,294*
3,251
Interest expense, federal funds purchased
99
13
-
-
Other borrowings
1,064
1,266
801*
1,388
Total interest expense
151,291
144,961
130,397*
159,567
Net interest income
193,366
191,351
144,753*
201,912
Provision for credit losses
23,067
23,372
18,329*
26,543
Net interest income after provision for credit losses
170,299
167,979
126,424*
175,369
Commercial lease income
15,392
15,418
12,838*
11,536
Loan fees
8,673
10,506
875*
11,443
Bank-owned life insurance
2,213
3,084
4,768*
2,165
Mortgage finance transactional fees
1,332
1,306
851*
1,298
Net gain (loss) on sale of loans and leases
1,061
1,044
-60*
0
Loss on sale of capital call lines of credit
-
-
0*
-
Net (gain) loss on sale of investment securities
154
355
-2,196*
186
Impairment loss on debt securities
0
0
-51,319*
0
Unrealized gain on equity method investments
-
-
0*
0
Other
5,218
2,603
11,493*
3,563
Total non-interest income
34,043
34,316
-22,750*
30,191
Salaries and employee benefits
56,037
51,294
42,820*
48,723
Technology, communication and bank operations
12,891
11,643
12,252*
10,415
Commercial lease depreciation
12,761
12,692
9,948*
9,463
Professional services
10,024
11,695
13,535*
12,281
Loan servicing
3,710
3,859
4,399*
4,167
Occupancy
3,495
3,956
2,514*
4,370
Fdic assessments, non-income taxes and regulatory fees
4,585
8,215
15,669*
8,505
Advertising and promotion
481
554
529*
636
Legal settlement expense
-
-
0*
-
Other
10,907
8,080
14,606*
6,657
Total non-interest expense
114,891
111,988
116,272*
105,217
Income before income tax expense
89,451
90,307
-12,598*
100,343
Income tax expense
17,891
20,654
-9,451*
24,598
Net income
71,560
69,653
-3,147*
75,745
Preferred stock dividends
0
0
4,141*
2,019
Loss on redemption of preferred stock
0
-
4,707*
0
Net income available to common shareholders, basic
71,560
69,653
-11,995
73,726
Net income available to common shareholders, diluted
-
69,653
-
73,726
Basic EPS
2.12
2.04
-0.37
2.28
Diluted EPS
2.05
1.97
-0.359
2.2
Basic Average Shares
33,796,369
34,080,834
32,446,161
32,340,813
Diluted Average Shares
34,905,731
35,313,835
33,416,537
33,460,055
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Income Statement
Loans and leases
$268,628K
Interest earning
deposits
$37,628K
Investment securities
$34,727K
Other
$2,394K
Loans held for sale
$1,280K
Total interest income
$344,657K
Net interest income
$193,366K
Commercial lease income
$15,392K
Loan fees
$8,673K
Other
$5,218K
Bank-owned life insurance
$2,213K
Mortgage finance
transactional fees
$1,332K
Net gain (loss) on
sale of loans and...
$1,061K
Net (gain) loss on
sale of investment...
$154K
Total interest
expense
$151,291K
Net interest income
after provision for...
$170,299K
Total non-interest
income
$34,043K
Provision for credit
losses
$23,067K
Deposits
$130,296K
Fhlb advances
$17,109K
Subordinated debt
$2,723K
Other borrowings
$1,064K
Interest expense,
federal funds purchased
$99K
Income before income
tax expense
$89,451K
Total non-interest
expense
$114,891K
Net income
$71,560K
Income tax expense
$17,891K
Salaries and employee
benefits
$56,037K
Technology, communication
and bank operations
$12,891K
Commercial lease
depreciation
$12,761K
Other
$10,907K
Professional services
$10,024K
Fdic assessments,
non-income taxes and...
$4,585K
Loan servicing
$3,710K
Occupancy
$3,495K
Advertising and promotion
$481K
Net income
available to common...
$71,560K
Buy us a coffee
Customers Bancorp, Inc. (CUBI)
Customers Bancorp, Inc. (CUBI)