Financial insights of CUBI

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30
Loans and leases	258,734	208,367*	272,131
Investment securities	32,141	31,517*	36,091
Interest earning deposits	41,830	28,470*	49,639
Loans held for sale	1,235	4,821*	1,589
Other	2,372	1,975*	2,029
Total interest income	336,312	275,150*	361,479
Deposits	126,126	113,184*	141,983
Fhlb advances	12,935	13,118*	12,945
Frb advances	-	0*	-
Subordinated debt	4,621	3,294*	3,251
Interest expense, federal funds purchased	13	-	-
Other borrowings	1,266	801*	1,388
Total interest expense	144,961	130,397*	159,567
Net interest income	191,351	144,753*	201,912
Provision for credit losses	23,372	18,329*	26,543
Net interest income after provision for credit losses	167,979	126,424*	175,369
Commercial lease income	15,418	12,838*	11,536
Loan fees	10,506	875*	11,443
Bank-owned life insurance	3,084	4,768*	2,165
Mortgage finance transactional fees	1,306	851*	1,298
Net gain (loss) on sale of loans and leases	1,044	-60*	0
Loss on sale of capital call lines of credit	-	0*	-
Net (gain) loss on sale of investment securities	355	-2,196*	186
Impairment loss on debt securities	0	-51,319*	0
Unrealized gain on equity method investments	-	0*	0
Other	2,603	11,493*	3,563
Total non-interest income (gain)	34,316	-22,750*	30,191
Salaries and employee benefits	51,294	42,820*	48,723
Technology, communication and bank operations	11,643	12,252*	10,415
Commercial lease depreciation	12,692	9,948*	9,463
Professional services	11,695	13,535*	12,281
Loan servicing	3,859	4,399*	4,167
Occupancy	3,956	2,514*	4,370
Fdic assessments, non-income taxes and regulatory fees	8,215	15,669*	8,505
Advertising and promotion	554	529*	636
Legal settlement expense	-	0*	-
Other	8,080	14,606*	6,657
Total non-interest expense	111,988	116,272*	105,217
Income before income tax expense (benefit)	90,307	-12,598*	100,343
Income tax expense (benefit)	20,654	-9,451*	24,598
Net income	69,653	-3,147*	75,745
Preferred stock dividends	-	4,141*	2,019
Loss on redemption of preferred stock	-	4,707*	0
Preferred stock dividends	0	-	-
Net income available to common shareholders, basic	69,653	-11,995	73,726
Net income available to common shareholders, diluted	69,653	-	73,726

Basic EPS	2.04	-0.37	2.28
Diluted EPS	1.97	-0.359	2.2
Basic Average Shares	34,080,834	32,446,161	32,340,813
Diluted Average Shares	35,313,835	33,416,537	33,460,055

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$69,653KEPS$1.97Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$69,653KEPS$1.97Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars

Net Income
$69,653K
EPS
$1.97
Unit: Thousand (K) dollars