MyFinsight
Home
Compare
About
Recent SEC Filings
10/2
NIKE, Inc.
(NKE)
10/2
DARDEN RESTAURANTS INC
(DRI)
9/30
CONAGRA BRANDS INC.
(CAG)
9/29
Carnival Corp Ltd.
(CCL)
9/29
URANIUM ENERGY CORP
(UEC)
9/29
COPART INC
(CPRT)
9/24
BLACKBERRY Ltd
(BB)
9/24
PAYCHEX INC
(PAYX)
9/23
GENERAL MILLS INC
(GIS)
9/22
ADOBE INC.
(ADBE)
9/18
KROGER CO
(KR)
10/2
NIKE, Inc.
(NKE)
10/2
DARDEN RESTAURANTS INC
(DRI)
9/30
CONAGRA BRANDS INC.
(CAG)
9/29
Carnival Corp Ltd.
(CCL)
9/29
URANIUM ENERGY CORP
(UEC)
9/29
COPART INC
(CPRT)
9/24
BLACKBERRY Ltd
(BB)
9/24
PAYCHEX INC
(PAYX)
9/23
GENERAL MILLS INC
(GIS)
9/22
ADOBE INC.
(ADBE)
9/18
KROGER CO
(KR)
Dave Inc. DE (DAVE)
Dave Inc. DE (DAVE)
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
|
Compare
Cash Flow Overview
Change in Cash
-$11,798K
Free Cash flow
$83,185K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Sale and maturity of investments
Provision for credit losses
Provision (benefit) for income t...
Others
Negative Cash Flow Breakdown
Net originations, purchases and ...
Provision for credit losses
Purchase of investments
Others
Subscribe for Financial Insights
Page 1
Quarterly
123
Page 1
Cash Flow
2025-09-30
2025-06-30
Revenues
390,461
-
Provision for credit losses
65,744
-
Processing and servicing costs
23,561
-
Financial network and transaction costs
21,644
-
Advertising and activation costs
46,297
-
Employee salaries and bonuses
45,307
-
Capitalized compensation costs
-4,805
-
Stock-based compensation
23,011
-
Temporary labor and contractors
4,569
-
Other compensation, benefits and payroll taxes
10,441
-
Technology and infrastructure
8,812
-
Other operating expenses
23,751
-
Total operating expenses
268,332
-
Interest income
1,313
-
Interest expense
5,324
-
Changes in fair value of earnout liabilities
2,655
-
Changes in fair value of public and private warrant liabilities
11,657
-
Total other (income) expense, net
-18,323
-
Net income before provision (benefit) for income taxes
103,806
-
Provision (benefit) for income taxes
-26,118
-
Net income
92,072
37,852
Depreciation and amortization
1,881
3,157
Provision for credit losses
29,846
35,898
Changes in fair value of earnout liabilities
-4,841
7,496
Changes in fair value of public and private warrant liabilities
-9,186
20,843
Gain on extinguishment of convertible debt
0
0
Stock-based compensation
7,209
15,802
Deferred income taxes
-30,277
-
Non-cash interest
0
0
Non-cash lease expense
-9
-20
Changes in fair value of marketable securities and investments
33
66
Extracash receivables, service based revenue
4,705
7,909
Prepaid income taxes
0
0
Prepaid expenses and other current assets
8,087
1,719
Accounts payable
108
965
Accrued expenses
-1,882
458
Legal settlement accrual
8,879
159
Other current liabilities
702
-164
Othernon-currentliabilities
1,508
608
Other non-current assets
4
8
Net cash provided by operating activities
83,247
113,484
Payments for internally developed software costs
1,704
3,101
Purchase of property and equipment
62
164
Net originations, purchases and collections of extracash receivables
145,567
-
Purchase of investments
60,883
108,849
Sale and maturity of investments
60,249
108,065
Purchase of marketable securities
1
2
Net originations and collections of extracash receivables
-
77,794
Sale of marketable securities
100
0
Net cash used in investing activities
-70,074
-81,845
Repurchases of class a common stock
24,999
6,891
Proceeds from issuance of common stock for stock option exercises
28
722
Payment of taxes for shares withheld related to net share settlement
0
13,319
Payment of costs for extinguishment of convertible debt
0
-
Repayment of borrowings on convertible debt, long-term
0
0
Net cash used in financing activities
-24,971
-19,488
Net increase (decrease) in cash and cash equivalents and restricted cash
-11,798
12,151
Cash and cash equivalents at beginning of period
51,377
-
Cash and cash equivalents at end of period
51,730
-
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
Buy us a coffee
Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
DAVE Cash Flow Sankey Diagram
Sankey diagram visualizing DAVE cash flow for the period
Revenues
$390,461K
Net income before
provision (benefit) for...
$103,806K
Provision (benefit) for
income taxes
-$26,118K
Canceled cashflow
$286,655K
Capitalized compensation
costs
-$4,805K
Interest income
$1,313K
Net income
$92,072K
Provision for credit
losses
$29,846K
Legal settlement
accrual
$8,879K
Stock-based compensation
$7,209K
Depreciation and
amortization
$1,881K
Othernon-currentliabilities
$1,508K
Other current
liabilities
$702K
Accounts payable
$108K
Changes in fair value of
marketable securities and...
$33K
Canceled cashflow
$37,852K
Total operating
expenses
$268,332K
Total other (income)
expense, net
-$18,323K
Canceled cashflow
$4,805K
Canceled cashflow
$1,313K
Net cash provided by
operating activities
$83,247K
Canceled cashflow
$58,991K
something is missing
-$37,852K
Provision for credit
losses
$65,744K
Advertising and activation
costs
$46,297K
Employee salaries and
bonuses
$45,307K
Other operating
expenses
$23,751K
Processing and servicing
costs
$23,561K
Stock-based compensation
$23,011K
Financial network and
transaction costs
$21,644K
Other compensation,
benefits and payroll...
$10,441K
Technology and
infrastructure
$8,812K
Changes in fair value of
public and private...
$11,657K
Interest expense
$5,324K
Changes in fair value of
earnout liabilities
$2,655K
Temporary labor and
contractors
$4,569K
Net increase
(decrease) in cash and cash...
-$11,798K
Canceled cashflow
$83,247K
something is missing
$77,794K
Sale and maturity of
investments
$60,249K
Sale of marketable
securities
$100K
Proceeds from issuance of
common stock for stock...
$28K
Deferred income taxes
-$30,277K
Changes in fair value of
public and private...
-$9,186K
Prepaid expenses and
other current assets
$8,087K
Changes in fair value of
earnout liabilities
-$4,841K
Extracash receivables,
service based revenue
$4,705K
Accrued expenses
-$1,882K
Non-cash lease expense
-$9K
Other non-current
assets
$4K
Net cash used in
investing activities
-$70,074K
Canceled cashflow
$138,143K
Net cash used in
financing activities
-$24,971K
Canceled cashflow
$28K
Net originations,
purchases and collections...
$145,567K
Purchase of investments
$60,883K
Payments for internally
developed software costs
$1,704K
Purchase of property and
equipment
$62K
Purchase of marketable
securities
$1K
Repurchases of class a common
stock
$24,999K
Buy us a coffee