DAVE: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Cash Flow Overview

No enough data to generate the overview

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Revenues	390,461	-
Provision for credit losses	65,744	-
Processing and servicing costs	23,561	-
Financial network and transaction costs	21,644	-
Advertising and activation costs	46,297	-
Employee salaries and bonuses	45,307	-
Capitalized compensation costs	-4,805	-
Stock-based compensation	23,011	-
Temporary labor and contractors	4,569	-
Other compensation, benefits and payroll taxes	10,441	-
Technology and infrastructure	8,812	-
Other operating expenses	23,751	-
Total operating expenses	268,332	-
Interest income	1,313	-
Interest expense	5,324	-
Changes in fair value of earnout liabilities	2,655	-
Changes in fair value of public and private warrant liabilities	11,657	-
Total other (income) expense, net	-18,323	-
Net income before provision (benefit) for income taxes	103,806	-
Provision (benefit) for income taxes	-26,118	-
Net income	129,924	37,852
Depreciation and amortization	5,038	3,157
Provision for credit losses	65,744	35,898
Changes in fair value of earnout liabilities	2,655	7,496
Changes in fair value of public and private warrant liabilities	11,657	20,843
Gain on extinguishment of convertible debt	0	0
Stock-based compensation	23,011	15,802
Deferred income taxes	-30,277	-
Non-cash interest	0	0
Non-cash lease expense	-29	-20
Changes in fair value of marketable securities and investments	99	66
Extracash receivables, service based revenue	12,614	7,909
Prepaid income taxes	0	0
Prepaid expenses and other current assets	9,806	1,719
Accounts payable	1,073	965
Accrued expenses	-1,424	458
Legal settlement accrual	9,038	159
Other current liabilities	538	-164
Othernon-currentliabilities	2,116	608
Other non-current assets	12	8
Net cash provided by operating activities	196,731	113,484
Payments for internally developed software costs	4,805	3,101
Purchase of property and equipment	226	164
Net originations, purchases and collections of extracash receivables	145,567	-
Purchase of investments	169,732	108,849
Sale and maturity of investments	168,314	108,065
Purchase of marketable securities	3	2
Net originations and collections of extracash receivables	-	77,794
Sale of marketable securities	100	0
Net cash used in investing activities	-151,919	-81,845
Repurchases of class a common stock	31,890	6,891
Proceeds from issuance of common stock for stock option exercises	750	722
Payment of taxes for shares withheld related to net share settlement	13,319	13,319
Payment of costs for extinguishment of convertible debt	0	-
Repayment of borrowings on convertible debt, long-term	0	0
Net cash used in financing activities	-44,459	-19,488
Net increase (decrease) in cash and cash equivalents and restricted cash	353	12,151
Cash and cash equivalents at beginning of period	51,377	-
Cash and cash equivalents at end of period	51,730	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

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DAVE: the cashflow