DAVEW: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Cash Flow Overview

No enough data to generate the overview

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30
Revenues	390,461
Provision for credit losses	65,744
Processing and servicing costs	23,561
Financial network and transaction costs	21,644
Advertising and activation costs	46,297
Employee salaries and bonuses	45,307
Capitalized compensation costs	-4,805
Stock-based compensation	23,011
Temporary labor and contractors	4,569
Other compensation, benefits and payroll taxes	10,441
Technology and infrastructure	8,812
Other operating expenses	23,751
Total operating expenses	268,332
Interest income	1,313
Interest expense	5,324
Changes in fair value of earnout liabilities	2,655
Changes in fair value of public and private warrant liabilities	11,657
Total other (income) expense, net	-18,323
Net income before provision (benefit) for income taxes	103,806
Provision (benefit) for income taxes	-26,118
Net income	129,924
Depreciation and amortization	5,038
Provision for credit losses	65,744
Changes in fair value of earnout liabilities	2,655
Changes in fair value of public and private warrant liabilities	11,657
Gain on extinguishment of convertible debt	0
Stock-based compensation	23,011
Deferred income taxes	-30,277
Non-cash interest	0
Non-cash lease expense	-29
Changes in fair value of marketable securities and investments	99
Extracash receivables, service based revenue	12,614
Prepaid income taxes	0
Prepaid expenses and other current assets	9,806
Accounts payable	1,073
Accrued expenses	-1,424
Legal settlement accrual	9,038
Other current liabilities	538
Othernon-currentliabilities	2,116
Other non-current assets	12
Net cash provided by operating activities	196,731
Payments for internally developed software costs	4,805
Purchase of property and equipment	226
Net originations, purchases and collections of extracash receivables	145,567
Purchase of investments	169,732
Sale and maturity of investments	168,314
Purchase of marketable securities	3
Sale of marketable securities	100
Net cash used in investing activities	-151,919
Repurchases of class a common stock	31,890
Proceeds from issuance of common stock for stock option exercises	750
Payment of taxes for shares withheld related to net share settlement	13,319
Payment of costs for extinguishment of convertible debt	0
Repayment of borrowings on convertible debt, long-term	0
Net cash used in financing activities	-44,459
Net increase (decrease) in cash and cash equivalents and restricted cash	353
Cash and cash equivalents at beginning of period	51,377
Cash and cash equivalents at end of period	51,730

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

Show the time plot by selecting a row from the table.

DAVEW: the cashflow