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Dave Inc. DE (DAVEW)
Dave Inc. DE (DAVEW)
Income Statement
|
Cash Flow
|
Balance Sheet
|
Ratios
Cash Flow Overview
Change in Cash
$353K
Free Cash flow
$196,505K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
Sale and maturity of investments
Provision for credit losses
Provision (benefit) for income t...
Others
Negative Cash Flow Breakdown
Purchase of investments
Net originations, purchases and ...
Provision for credit losses
Others
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Page 1
Quarterly
123
Page 1
Cash Flow
2025-09-30
Revenues
390,461
Provision for credit losses
65,744
Processing and servicing costs
23,561
Financial network and transaction costs
21,644
Advertising and activation costs
46,297
Employee salaries and bonuses
45,307
Capitalized compensation costs
-4,805
Stock-based compensation
23,011
Temporary labor and contractors
4,569
Other compensation, benefits and payroll taxes
10,441
Technology and infrastructure
8,812
Other operating expenses
23,751
Total operating expenses
268,332
Interest income
1,313
Interest expense
5,324
Changes in fair value of earnout liabilities
2,655
Changes in fair value of public and private warrant liabilities
11,657
Total other (income) expense, net
-18,323
Net income before provision (benefit) for income taxes
103,806
Provision (benefit) for income taxes
-26,118
Net income
129,924
Depreciation and amortization
5,038
Provision for credit losses
65,744
Changes in fair value of earnout liabilities
2,655
Changes in fair value of public and private warrant liabilities
11,657
Gain on extinguishment of convertible debt
0
Stock-based compensation
23,011
Deferred income taxes
-30,277
Non-cash interest
0
Non-cash lease expense
-29
Changes in fair value of marketable securities and investments
99
Extracash receivables, service based revenue
12,614
Prepaid income taxes
0
Prepaid expenses and other current assets
9,806
Accounts payable
1,073
Accrued expenses
-1,424
Legal settlement accrual
9,038
Other current liabilities
538
Othernon-currentliabilities
2,116
Other non-current assets
12
Net cash provided by operating activities
196,731
Payments for internally developed software costs
4,805
Purchase of property and equipment
226
Net originations, purchases and collections of extracash receivables
145,567
Purchase of investments
169,732
Sale and maturity of investments
168,314
Purchase of marketable securities
3
Sale of marketable securities
100
Net cash used in investing activities
-151,919
Repurchases of class a common stock
31,890
Proceeds from issuance of common stock for stock option exercises
750
Payment of taxes for shares withheld related to net share settlement
13,319
Payment of costs for extinguishment of convertible debt
0
Repayment of borrowings on convertible debt, long-term
0
Net cash used in financing activities
-44,459
Net increase (decrease) in cash and cash equivalents and restricted cash
353
Cash and cash equivalents at beginning of period
51,377
Cash and cash equivalents at end of period
51,730
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
Show the time plot by selecting a row from the table.
Cash Flow
Revenues
$390,461K
Net income before
provision (benefit) for...
$103,806K
Provision (benefit) for
income taxes
-$26,118K
Canceled cashflow
$286,655K
Capitalized compensation
costs
-$4,805K
Interest income
$1,313K
Net income
$129,924K
Provision for credit
losses
$65,744K
Stock-based compensation
$23,011K
Changes in fair value of
public and private...
$11,657K
Legal settlement
accrual
$9,038K
Depreciation and
amortization
$5,038K
Changes in fair value of
earnout liabilities
$2,655K
Othernon-currentliabilities
$2,116K
Accounts payable
$1,073K
Other current
liabilities
$538K
Changes in fair value of
marketable securities and...
$99K
Total operating
expenses
$268,332K
Total other (income)
expense, net
-$18,323K
Canceled cashflow
$4,805K
Canceled cashflow
$1,313K
Net cash provided by
operating activities
$196,731K
Canceled cashflow
$54,162K
Provision for credit
losses
$65,744K
Advertising and activation
costs
$46,297K
Employee salaries and
bonuses
$45,307K
Other operating
expenses
$23,751K
Processing and servicing
costs
$23,561K
Stock-based compensation
$23,011K
Financial network and
transaction costs
$21,644K
Other compensation,
benefits and payroll...
$10,441K
Technology and
infrastructure
$8,812K
Changes in fair value of
public and private...
$11,657K
Interest expense
$5,324K
Changes in fair value of
earnout liabilities
$2,655K
Temporary labor and
contractors
$4,569K
Net increase
(decrease) in cash and cash...
$353K
Canceled cashflow
$196,378K
Deferred income taxes
-$30,277K
Extracash receivables,
service based revenue
$12,614K
Prepaid expenses and
other current assets
$9,806K
Accrued expenses
-$1,424K
Non-cash lease expense
-$29K
Other non-current
assets
$12K
Sale and maturity of
investments
$168,314K
Sale of marketable
securities
$100K
Proceeds from issuance of
common stock for stock...
$750K
Net cash used in
investing activities
-$151,919K
Net cash used in
financing activities
-$44,459K
Canceled cashflow
$168,414K
Canceled cashflow
$750K
Purchase of investments
$169,732K
Repurchases of class a common
stock
$31,890K
Payment of taxes for
shares withheld...
$13,319K
Net originations,
purchases and collections...
$145,567K
Payments for internally
developed software costs
$4,805K
Purchase of property and
equipment
$226K
Purchase of marketable
securities
$3K
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