ecbk: the income statement

MyFinsight

ECB Bancorp, Inc. MD (ECBK)

For the quarter ending 2025-06-30, ECBK made $19,456K in revenue. $1,440K in net income. Net profit margin of 7.40%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	475
Other income	40
Net gain on sales of loans	43
Customer service fees	154
Income from bank-owned life insurance	118
Total noninterest income	355
Professional fees	264
Other expense	445
Occupancy and equipment	261
Director compensation	173
Advertising and promotions	189
Salaries and employee benefits	3,013
Data processing	315
Federal deposit insurance corporation deposit insurance	216
Computer software and licensing	104
Total noninterest expense	4,980
Provision for credit losses	1,120
Interest on federal home loan bank advances	2,319
Interest on deposits	9,122
Total interest expense	11,441
Interest on short term investments	1,244
Interest on interest-bearing deposits	1
Interest and fees on loans	16,862
Interest and dividends on securities	994
Total interest and dividend income	19,101
Net interest and dividend income	7,660
Net interest and dividend income after provision for credit losses	6,540
Income before income tax expense	1,915
Net income	1,440

Basic (in dollars per share)	0.18
Diluted (in dollars per share)	0.17
Weighted average shares outstanding, diluted (in shares)	8,369,819
Weighted-average common shares outstanding used to calculate basic earnings per common share (in shares)	8,155,667

Unit: Thousand (K) dollars (except for numbers of shares and EPS)