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Loans, including fees$15,403K (6.94%↑ Y/Y)Securities, taxable$2,458K (9.34%↑ Y/Y)Short-term investments,including federal funds...$1,088K (40.03%↑ Y/Y)Securities, non-taxable$298K (0.34%↑ Y/Y)Total interest income$19,247K (8.58%↑ Y/Y)Net interest income$12,104K (16.17%↑ Y/Y)Bank owned lifeinsurance$496K (6.90%↑ Y/Y)Debit cardinterchange fees$269K (10.70%↑ Y/Y)Other service fees$219K (28.82%↑ Y/Y)Merchant and credit cardprocessing fees$71K (20.34%↑ Y/Y)Total interestexpense$7,143K (-2.24%↓ Y/Y)Net interest incomeafter provision...$11,720K (10.60%↑ Y/Y)Total othernon-interest income$1,055K (12.71%↑ Y/Y)Provision (credit) forcredit losses$384K (315.73%↑ Y/Y)Deposits$7,122K (-2.04%↓ Y/Y)Securities sold underagreements to repurchase...$21K (-43.24%↓ Y/Y)Income before incometaxes$4,992K (20.93%↑ Y/Y)Total othernon-interest expenses$7,783K (5.10%↑ Y/Y)Net income$4,123K (19.96%↑ Y/Y)Income tax expense$869K (25.76%↑ Y/Y)Salaries and employeebenefits$3,827K (0.00%↑ Y/Y)Occupancy and equipment$1,119K (8.33%↑ Y/Y)Data processing$1,035K (8.72%↑ Y/Y)Other$559K (10.04%↑ Y/Y)Charitable contributions$340K (8.63%↑ Y/Y)Professional fees$316K (17.47%↑ Y/Y)Advertising and promotion$293K (34.40%↑ Y/Y)Fdic insurance$212K (8.16%↑ Y/Y)Loan & real estate$82K (-7.87%↓ Y/Y)
Income Statement

Embassy Bancorp, Inc. (EMYB)

Embassy Bancorp, Inc. (EMYB)

source: myfinsight.com