emyb: the income statement

MyFinsight

Embassy Bancorp, Inc. (EMYB)

For the quarter ending 2025-06-30, EMYB made $18,484K in revenue. $3,437K in net income. Net profit margin of 18.59%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	691
Bank owned life insurance	464
Other service fees	170
Debit card interchange fees	243
Merchant and credit card processing fees	59
Total other non-interest income	936
Professional fees	269
Other	508
Occupancy and equipment	1,033
Advertising and promotion	218
Loan & real estate	89
Salaries and employee benefits	3,827
Data processing	952
Fdic insurance	196
Charitable contributions	313
Total other non-interest expenses	7,405
Securities sold under agreements to repurchase and federal funds purchased	37
Deposits	7,270
Total interest expense	7,307
Securities, non-taxable	297
Securities, taxable	2,248
Short-term investments, including federal funds sold	777
Loans, including fees	14,404
Total interest income	17,726
Net interest income	10,419
Credit for credit losses	-178
Net interest income after credit for credit losses	10,597
Income before income taxes	4,128
Net income	3,437

Earnings per share, basic	0.45
Earnings per share, diluted	0.45
Weighted average number of shares outstanding, basic	7,644,154
Weighted average number of shares outstanding, diluted	7,644,154

Unit: Thousand (K) dollars (except for numbers of shares and EPS)