For the quarter ending 2026-03-31, EMYB has $1,841,972K in assets. $1,717,165K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 15,009 | 13,459 | 17,394 | 17,824 |
| Interest bearing demand deposits with banks | 125,824 | 98,400 | 89,603 | 72,993 |
| Federal funds sold | 1,000 | 1,000 | 1,000 | 1,000 |
| Cash and cash equivalents | 141,833 | 112,859 | 107,997 | 91,817 |
| Securities available for sale | 349,606 | 341,930 | 334,314 | 328,290 |
| Restricted investment in bank stock | 1,051 | 1,051 | 1,051 | 1,051 |
| Receivable, gross | 1,294,906 | 1,290,260 | 1,279,148 | - |
| Unearned origination fees | 981 | 980 | 932 | - |
| Allowance for credit losses | 12,096 | 12,039 | 11,941 | - |
| Loans receivable, net of allowance for credit losses of 12,096 in 2026 12,039 in 2025 | 1,283,791 | 1,279,201 | 1,268,139 | 1,270,028 |
| Premises and equipment, net of accumulated depreciation | 2,785 | 2,879 | 3,014 | 3,168 |
| Bank owned life insurance | 38,182 | 37,974 | 37,656 | 37,287 |
| Accrued interest receivable | 4,282 | 4,276 | 4,054 | 4,108 |
| Other assets | 20,442 | 20,409 | 21,834 | 23,566 |
| Total assets | 1,841,972 | 1,800,579 | 1,778,059 | 1,759,315 |
| Non-interest bearing | 369,957 | 357,220 | 336,060 | 350,263 |
| Interest bearing | 1,311,871 | 1,283,032 | 1,284,503 | 1,259,944 |
| Total deposits | 1,681,828 | 1,640,252 | 1,620,563 | 1,610,207 |
| Securities sold under agreements to repurchase | 12,708 | 9,880 | 12,116 | 7,927 |
| Accrued interest payable | 7,635 | 7,198 | 7,068 | 7,429 |
| Other liabilities | 14,994 | 15,674 | 15,878 | 19,440 |
| Total liabilities | 1,717,165 | 1,673,004 | 1,655,625 | 1,645,003 |
| Common stock, 1 par value authorized 20,000,000 shares 2026 issued 7,839,743 shares outstanding 7,414,465 shares 2025 issued 7,822,622 shares outstanding 7,547,344 shares | 7,840 | 7,823 | 7,813 | 7,812 |
| Surplus | 29,565 | 29,223 | 29,185 | 29,143 |
| Retained earnings | 137,026 | 133,287 | 129,707 | 125,914 |
| Accumulated other comprehensive loss | -42,005 | -38,098 | -41,532 | -45,818 |
| Treasury stock, at cost 425,278 and 275,278 shares at march 31, 2026 and december 31, 2025, respectively | 7,619 | 4,660 | 2,739 | 2,739 |
| Total stockholders' equity | 124,807 | 127,575 | 122,434 | 114,312 |
| Total liabilities and stockholders' equity | 1,841,972 | 1,800,579 | 1,778,059 | 1,759,315 |
Embassy Bancorp, Inc. (EMYB)
Embassy Bancorp, Inc. (EMYB)